Gavop's guide to buying homeowners insurance in Satsuma, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $115,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $175,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $255,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $403,500 | $340,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $829 |
| Home and Two Car | -$144 | $757 |
| Home and Three Car | -$207 | $694 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,295 |
| Hail Damage | $4,759 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
| Home Insurance Company Satsuma, AL | Homeowners Insurance Agency Satsuma, AL | Address | Popularity Score | Distance from Satsuma (miles) |
|---|---|---|---|---|
| State Farm | Brandon Shreves | 4308 Midmost Dr, Mobile, AL, 36609-5506 | 13.6 | |
| Nationwide | Chambliss Insurance Inc | 1208 W I65 Service Rd S, Mobile, AL, 36609-5514 | 13.8 | |
| State Farm | Otto Brewer | 6185 Three Notch Rd, Mobile, AL, 36619-1735 | 19.9 | |
| Travelers | First Baldwin Insurance | 8154 State Highway 59 Ste 208, Foley, AL, 36535 | 41.7 | |
| Travelers | First Baldwin Insurance | 8154 Hwy 59 Ste 201, Foley, AL, 36535 | 42.1 | |
| State Farm | James Daigle | 3986 Government Blvd Ste C, Mobile, AL, 36693-4723 | 15.9 | |
| Farmers | Lance Bledsoe | 932 Shelton Beach Rd, Saraland, AL, 36571 | 3.9 | |
| State Farm | Donna Gatlin | 401 Sarald Blvd S, Saraland, AL, 36571-2812 | 3.1 | |
| Nationwide | Bailey Agency Inc | 3700 K Government Blvd, Mobile, AL, 36693 | 14.9 | |
| Travelers | Statewide Auto & Home | 3221 Spring Hill Ave, Mobile, AL, 36607 | 11.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,620 | $790 |
| Mobile County, AL | $124,500 | $1,049 | $770 | $1,490 | $720 |
| Satsuma, AL | $153,300 | $902 | $650 | $1,270 | $620 |
| Fairhope, AL | $225,300 | $1,063 | $770 | $1,460 | $690 |
| Lucedale, MS | $85,400 | $1,000 | $710 | $1,430 | $720 |
| Fruitdale, AL | $68,300 | $774 | $570 | $1,080 | $510 |
| Atmore, AL | $102,400 | $843 | $560 | $1,170 | $610 |
| Uriah, AL | $87,900 | $912 | $660 | $1,300 | $640 |
| Molino, FL | $68,300 | $860 | $670 | $1,150 | $480 |
| Flomaton, AL | $76,200 | $831 | $600 | $1,170 | $570 |