Gavop's guide to buying homeowners insurance in Jackson County, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$147 | $466 |
| 30 year old | +$9 | $622 |
| 40 year old | +$16 | $629 |
| 50 year old | +$23 | $636 |
| Above 50 year old | +$29 | $642 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $515 |
| Superior Protection Discount | -$61 | $552 |
| Fire & Security Discount | -$55 | $558 |
| Hail Resistant Roof Discount | -$12 | $601 |
| Newly Constructed Home Discount | -$172 | $441 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,500 | $606 | $2,106 | $440 | $1,940 | $166 |
| Jackson County, OR | $2,500 | $606 | $3,106 | $440 | $2,940 | $166 |
| Eagle Point, OR | $400 | $574 | $974 | $417 | $817 | $157 |
| White City, OR | $2,500 | $642 | $3,142 | $466 | $2,966 | $175 |
| Butte Falls, OR | $400 | $476 | $876 | $346 | $746 | $130 |
| Phoenix, OR | $2,500 | $536 | $3,036 | $390 | $2,890 | $147 |
| Ashland, OR | $400 | $725 | $1,125 | $527 | $927 | $198 |
| Jacksonville, OR | $2,000 | $709 | $2,709 | $516 | $2,516 | $194 |
| Sams Valley, OR | $500 | $615 | $1,115 | $447 | $947 | $168 |
| Butte Falls-Prospect, OR | $1,500 | $577 | $2,077 | $419 | $1,919 | $158 |
| Rogue River, OR | $400 | $533 | $933 | $387 | $787 | $146 |
| Montague, CA | $2,000 | $580 | $2,580 | $421 | $2,421 | $158 |
| Home Insurance Company Jackson County, OR | Homeowners Insurance Agency Jackson County, OR | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| State Farm | Shannon Harris | 3210 Hillcrest Park Dr Ste 102, Medford, OR, 97504-7687 | 9.2 | |
| Allstate | Karen Townsend | 1590 Delta Waters Rd Ste 114, Medford, OR, 97504 | 10.0 | |
| Travelers | Reinholdt & O Harra | 383 East Main St, Ashland, OR, 97520 | 15.1 | |
| Farmers | John Eliot | 134 Nw E St, Grants Pass, OR, 97526 | 33.4 | |
| State Farm | Mark Mcune | 341 E Pine St, Central Point, OR, 97502 | 12.5 | |
| State Farm | Mike Snowden | 8336 Crater Lake Hwy Ste 105, White City, OR, 97503-1024 | 8.5 | |
| State Farm | Rory Wold | 2019 Aero Way, Medford, OR, 97504-9789 | 10.0 | |
| State Farm | Shane Cunningham | 820 S Riverside Ave, Medford, OR, 97501-7840 | 11.6 | |
| Allstate | Michael Neilitz | 716 E Jackson St, Medford, OR, 97504 | 11.2 | |
| Allstate | Jason Piazza | 400 Se G St # A, Grants Pass, OR, 97526 | 33.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $440 | $940 | $500 |
| Jackson County, OR | $240,900 | $613 | $450 | $870 | $420 |
| Jackson County, OR | $240,900 | $613 | $450 | $870 | $420 |
| Eagle Point, OR | $234,500 | $581 | $390 | $830 | $440 |
| White City, OR | $153,900 | $650 | $440 | $890 | $450 |
| Butte Falls, OR | $125,900 | $482 | $330 | $680 | $350 |
| Phoenix, OR | $166,200 | $543 | $370 | $770 | $400 |
| Ashland, OR | $334,400 | $733 | $490 | $1,050 | $560 |
| Jacksonville, OR | $310,200 | $718 | $520 | $980 | $460 |
| Sams Valley, OR | $231,300 | $622 | $430 | $860 | $430 |
| Butte Falls-Prospect, OR | $198,500 | $584 | $410 | $840 | $430 |
| Rogue River, OR | $163,100 | $539 | $370 | $750 | $380 |
| Montague, CA | $151,500 | $587 | $430 | $800 | $370 |