Gavop's guide to buying homeowners insurance in Bayshore Gardens, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $141,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $190,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $310,000 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $651 |
| Superior Protection Discount | -$70 | $705 |
| Fire & Security Discount | -$70 | $705 |
| Hail Resistant Roof Discount | -$23 | $751 |
| Newly Constructed Home Discount | -$201 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Manatee County | $1,000 | $1,382 | $2,382 | $1,004 | $2,004 | $378 |
| Bayshore Gardens, FL | $1,000 | $765 | $1,765 | $556 | $1,556 | $209 |
| North Sarasota, FL | $300 | $1,008 | $1,308 | $732 | $1,032 | $275 |
| Ellenton, FL | $700 | $1,176 | $1,876 | $854 | $1,554 | $321 |
| Sarasota Springs, FL | $500 | $953 | $1,453 | $693 | $1,193 | $260 |
| Apollo Beach, FL | $1,500 | $1,064 | $2,564 | $774 | $2,274 | $291 |
| Treasure Island, FL | $300 | $927 | $1,227 | $674 | $974 | $253 |
| South Venice, FL | $2,500 | $1,478 | $3,978 | $1,074 | $3,574 | $404 |
| Belleair, FL | $300 | $2,709 | $3,009 | $1,969 | $2,269 | $740 |
| Mango, FL | $1,000 | $911 | $1,911 | $662 | $1,662 | $249 |
| Seffner, FL | $500 | $1,020 | $1,520 | $741 | $1,241 | $279 |
| Citrus Park, FL | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Home Insurance Company Bayshore Gardens, FL | Homeowners Insurance Agency Bayshore Gardens, FL | Address | Popularity Score | Distance from Bayshore Gardens (miles) |
|---|---|---|---|---|
| Travelers | Horizon Insurance Inc | 7347 52nd Pl E, Bradenton, FL, 34203 | 7.0 | |
| Liberty Mutual Independent | Adrian Fernandez Insurance Inc | 6115 N Armenia Ave, Tampa, FL, 33604 | 39.7 | |
| Travelers | Alliance Insurance Of Sarasota Inc | 3658 Webber St, Sarasota, FL, 34232 | 9.9 | |
| Travelers | Academy Insurance Agency Inc | 7330 Cortez Rd W, Bradenton, FL, 34210 | 4.0 | |
| State Farm | George Quarterman | 2970 University Pkwy Ste 200, Sarasota, FL, 34243-2401 | 5.2 | |
| State Farm | Jay Leniz | 4774 Cortez Rd W, Bradenton, FL, 34210-2801 | 2.8 | |
| State Farm | Susie Jackson | 2527 Lakewood Ranch Blvd, Bradenton, FL, 34211-4901 | 9.3 | |
| Travelers | Bb&T Insurance Services | 1111 8th Ave W, Bradenton, FL, 34205 | 4.1 | |
| Travelers | Moore-Terihay Agency Inc | 6320 Venture Dr Ste 200 Lakewood Ranch, Bradenton, FL, 34202 | 9.3 | |
| Travelers | Des Champs Gregory & Hayes Inc | 1812 Manatee Ave W, Bradenton, FL, 34205 | 4.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Manatee County, FL | $197,200 | $1,399 | $1,090 | $1,870 | $780 |
| Bayshore Gardens, FL | $77,400 | $774 | $600 | $1,040 | $440 |
| North Sarasota, FL | $91,700 | $1,020 | $800 | $1,370 | $570 |
| Ellenton, FL | $116,800 | $1,190 | $930 | $1,590 | $660 |
| Sarasota Springs, FL | $169,000 | $965 | $750 | $1,290 | $540 |
| Apollo Beach, FL | $235,900 | $1,077 | $840 | $1,440 | $600 |
| Treasure Island, FL | $361,300 | $938 | $730 | $1,260 | $530 |
| South Venice, FL | $162,300 | $1,496 | $1,170 | $2,000 | $830 |
| Belleair, FL | $363,400 | $2,742 | $2,140 | $3,670 | $1,530 |
| Mango, FL | $103,200 | $922 | $720 | $1,240 | $520 |
| Seffner, FL | $155,700 | $1,032 | $810 | $1,380 | $570 |
| Citrus Park, FL | $190,300 | $959 | $750 | $1,290 | $540 |