Gavop's guide to buying homeowners insurance in Bishop, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $115,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $125,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $218,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $179,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $847 |
| Superior Protection Discount | -$90 | $907 |
| Fire & Security Discount | -$100 | $897 |
| Hail Resistant Roof Discount | -$20 | $977 |
| Newly Constructed Home Discount | -$289 | $708 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,587 |
| Wind Damage | $10,517 |
| Expensive Claims | |
| Fire | $36,771 |
| Accidental Discharge/Leakage | $8,366 |
| Optional Coverage Losses | $8,650 |
| Home Insurance Company Bishop, TX | Homeowners Insurance Agency Bishop, TX | Address | Popularity Score | Distance from Bishop (miles) |
|---|---|---|---|---|
| Farmers | Jessica Ramirez | 3153 Mckinzie Rd, Corpus Christi, TX, 78410 | 17.8 | |
| State Farm | Joe Read | 515 S 14th St, Kingsville, TX, 78363-5844 | 13.2 | |
| Farmers | Aubrey Bryan | 10308 Leopard St, Corpus Christi, TX, 78410 | 17.8 | |
| Farmers | Angie Trejo | 119 N Front St, Mathis, TX, 78368 | 27.1 | |
| Farmers | Kimberly Harrington | 5933 Patton St Ste B, Corpus Christi, TX, 78414 | 27.2 | |
| Allstate | Ella Alvarez | 2041 E Main St Ste 200, Alice, TX, 78332 | 14.8 | |
| State Farm | Johnnie Bickham | 10838 Leopard, Corpus Christi, TX, 78410-2607 | 17.5 | |
| Liberty Mutual Independent | Carlisle Insurance | 1810 E Main St, Alice, TX, 78332 | 14.9 | |
| Farmers | Victor Gonzalez | 4137 Gollihar Rd, Corpus Christi, TX, 78411 | 26.3 | |
| Liberty Mutual Independent | Gsm Insurors | 1102 East Laurel Rockport, Aransas Pass, TX, 78382 | 43.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Nueces County, TX | $122,400 | $1,451 | $960 | $2,230 | $1,270 |
| Bishop, TX | $76,600 | $997 | $660 | $1,540 | $880 |
| Banquete, TX | $85,000 | $1,447 | $960 | $2,230 | $1,270 |
| Alice Acres, TX | $92,900 | $1,486 | $980 | $2,290 | $1,310 |
| Kleberg County, TX | $86,800 | $1,310 | $860 | $2,020 | $1,160 |
| Riviera, TX | $113,600 | $1,578 | $1,040 | $2,430 | $1,390 |
| Morgan Farm, TX | $68,200 | $1,354 | $890 | $2,090 | $1,200 |
| Taft, TX | $69,300 | $967 | $640 | $1,490 | $850 |
| Port Aransas, TX | $263,900 | $1,079 | $710 | $1,660 | $950 |
| Tradewinds, TX | $90,400 | $1,474 | $970 | $2,270 | $1,300 |
| Duval County, TX | $48,500 | $873 | $580 | $1,340 | $760 |