Gavop shows you how to buy homeowners insurance in Pacific, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $187,000 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $267,000 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $391,000 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $379,500 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $576 |
| Superior Protection Discount | -$63 | $639 |
| Fire & Security Discount | -$63 | $639 |
| Hail Resistant Roof Discount | -$14 | $688 |
| Newly Constructed Home Discount | -$183 | $520 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,900 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,218 |
| Home Insurance Company Pacific, WA | Homeowners Insurance Agency Pacific, WA | Address | Popularity Score | Distance from Pacific (miles) |
|---|---|---|---|---|
| Farmers | Jordan Carter | 32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 | 3.9 | |
| Travelers | South Sound Insurance Inc | 402 E Main St Ste 110, Auburn, WA, 98002 | 3.4 | |
| State Farm | Phil Boldman | 16238 Se 272nd St, Covington, WA, 98042-8213 | 9.0 | |
| State Farm | Doug Jones | 124 4th Ave S Ste 210, Kent, WA, 98032-5874 | 8.3 | |
| State Farm | Deborah Nelons | 12940 Se Kent Kangley Rd, Kent, WA, 98030-7940 | 7.8 | |
| Farmers | Larry Overland | 11921 Canyon Rd E Ste B, Puyallup, WA, 98373 | 9.3 | |
| State Farm | Bruce Powell | 24800 Pacific Hwy S, Kent, WA, 98032-5402 | 8.5 | |
| Farmers | Stephen Chai | 1025 S 320th St Ste 103, Federal Way, WA, 98003 | 4.9 | |
| State Farm | Christy Niemann | 13200 Old Redmond Road, Redmond, WA, 98052 | 28.3 | |
| State Farm | Vickie Bergquist | 22760 Marine Vw Dr S Ste 102, Des Moines, WA, 98198-8408 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $570 | $1,120 | $550 |
| King County, WA | $446,600 | $1,093 | $740 | $1,520 | $780 |
| Pacific, WA | $243,300 | $702 | $500 | $1,000 | $500 |
| McMillin, WA | $310,600 | $843 | $570 | $1,170 | $600 |
| Covington, WA | $301,300 | $696 | $490 | $1,000 | $510 |
| Kapowsin, WA | $173,700 | $662 | $480 | $920 | $440 |
| Fort Lewis-DuPont, WA | $306,600 | $703 | $510 | $1,010 | $500 |
| Yarrow Point, WA | $2,000,001 | $2,906 | $2,120 | $4,010 | $1,890 |
| Rainier, WA | $177,100 | $667 | $480 | $950 | $470 |
| Chico, WA | $390,800 | $1,000 | $730 | $1,410 | $680 |
| Poulsbo, WA | $323,700 | $837 | $560 | $1,180 | $620 |
| Snoqualmie Valley, WA | $452,800 | $852 | $590 | $1,180 | $590 |
| West Mason, WA | $174,600 | $663 | $480 | $910 | $430 |