How Can I Make My Middle River, MD Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Middle River, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Middle River, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $159,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $248,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $232,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $376,000 | $310,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Middle River, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $570 |
| Superior Protection Discount | -$63 | $633 |
| Fire & Security Discount | -$63 | $633 |
| Hail Resistant Roof Discount | -$21 | $675 |
| Newly Constructed Home Discount | -$195 | $501 |
Choose the Right Deductible for your Middle River, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Baltimore County | $2,000 | $858 | $2,858 | $624 | $2,624 | $235 |
| Middle River, MD | $1,000 | $687 | $1,687 | $499 | $1,499 | $188 |
| Randallstown, MD | $100 | $833 | $933 | $605 | $705 | $228 |
| Fulton, MD | $2,500 | $2,008 | $4,508 | $1,459 | $3,959 | $549 |
| Glen Rock, PA | $500 | $731 | $1,231 | $531 | $1,031 | $200 |
| Colmar Manor, MD | $1,000 | $789 | $1,789 | $574 | $1,574 | $216 |
| Townsend, DE | $200 | $844 | $1,044 | $613 | $813 | $231 |
| Easton, MD | $2,500 | $795 | $3,295 | $578 | $3,078 | $217 |
| Friendship Heights Village, MD | $100 | $1,610 | $1,710 | $1,170 | $1,270 | $440 |
| Yorkana, PA | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Williston, MD | $300 | $970 | $1,270 | $705 | $1,005 | $265 |
| Leipsic, DE | $2,500 | $541 | $3,041 | $393 | $2,893 | $148 |
Identify Top Home Insurance Agents near Middle River, MD | Back to Top
| Home Insurance Company Middle River, MD | Homeowners Insurance Agency Middle River, MD | Address | Popularity Score | Distance from Middle River (miles) |
|---|---|---|---|---|
| State Farm | Melanie Cook | 1201 Eastern Blvd, Essex, MD, 21221-3422 | 2.1 | |
| State Farm | Aja Green | 7635 Belair Rd, Nottingham, MD, 21236-4003 | 5.1 | |
| Allstate | Shanda Hayden | 7200 Eastern Ave Ste A, Baltimore, MD, 21224 | 5.9 | |
| State Farm | Alexander Yuille | 7502 Connelley Dr Ste 114b, Hanover, MD, 21076-1724 | 18.0 | |
| Allstate | Fred Hazeltine | 8600 Foundry St Ste 2087, Savage, MD, 20763 | 25.1 | |
| Allstate | Evelyn Guzman | 11215 Lockwood Dr Ste A, Silver Spring, MD, 20901 | 36.3 | |
| State Farm | Cyndi Kuhn | 6100 Eastern Ave Ste 1, Baltimore, MD, 21224-2767 | 6.8 | |
| Nationwide | Auffarth & Associates Llc | 2111 Eastern Ave, Baltimore, MD, 21231 | 8.9 | |
| Allstate | Jennifer Marie Duncan | 8258 Veterans Hwy Ste 1a, Millersville, MD, 21108 | 18.7 | |
| State Farm | Ricardo Garcia | 9526 Belair Rd, Baltimore, MD, 21236-1508 | 5.6 |
Compare Rates for Middle River, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Baltimore County, MD | $249,600 | $869 | $690 | $1,090 | $400 |
| Middle River, MD | $164,300 | $696 | $550 | $880 | $330 |
| Randallstown, MD | $231,400 | $843 | $670 | $1,060 | $390 |
| Fulton, MD | $623,600 | $2,032 | $1,610 | $2,560 | $950 |
| Glen Rock, PA | $167,900 | $740 | $510 | $1,030 | $520 |
| Colmar Manor, MD | $193,600 | $799 | $630 | $1,010 | $380 |
| Townsend, DE | $313,900 | $854 | $670 | $1,140 | $470 |
| Easton, MD | $275,000 | $805 | $640 | $1,010 | $370 |
| Friendship Heights Village, MD | $465,800 | $1,630 | $1,290 | $2,050 | $760 |
| Yorkana, PA | $129,800 | $664 | $460 | $950 | $490 |
| Williston, MD | $285,300 | $982 | $780 | $1,240 | $460 |
| Leipsic, DE | $128,100 | $548 | $430 | $730 | $300 |
Research Home Insurance Companies Reviews in Middle River, MD Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: March 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The premium is competitive and on par with other companies I showed interest in. The deductible was a little higher but worth it because of the customer service I receive.
Date: October 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
Again, when dealing with my local office, they are very kind, compassionate and understanding. They make you feel like they really do care. Dealing with customer service outside the local office is not very pleasant at all.
Progressive Home Insurance Reviews
Date: January 08, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
I have used this insurance company since high school; I always get someone I know on the phone and they are always more that happy to assist , cooperate and accommodate in any reasonable way. I would rate them a 4
Date: November 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I have not found that this company offers any different types of insurance versus others. However, with a bundled auto insurance they are the lowest cost. Therefore for the same basic insurance, this is good. I think they would offer life as well, but I dont need that.
USAA Home Insurance Reviews
Date: January 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
But I actually don't have much experience. I bought own apartment recently and all I did is to communicate couple times with local representative of State Farm. It was nice experience, but all times I just paid bills.