Gavop tells you how to get the best homeowners insurance in California, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $86,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $130,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $192,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $291,000 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $608 |
| Superior Protection Discount | -$73 | $659 |
| Fire & Security Discount | -$51 | $681 |
| Hail Resistant Roof Discount | -$15 | $718 |
| Newly Constructed Home Discount | -$168 | $564 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,295 |
| Hail Damage | $4,853 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,051 |
| Home Insurance Company California, PA | Homeowners Insurance Agency California, PA | Address | Popularity Score | Distance from California (miles) |
|---|---|---|---|---|
| Erie | Mcelhinny Insurance Agency Llc | 5624 Brownsville Road, Pittsburgh, PA, 15236 | 18.7 | |
| Erie | J S Smith Insurance Agency Inc. | 101 Bellevue Road Suite 2, Pittsburgh, PA, 15229 | 31.5 | |
| Erie | Eber & Associates Inc | 25 Gill Hall Road Suite 3, Jefferson Hills, PA, 15025 | 17.8 | |
| Farmers | Michael Williamson | 214 W Main St, Monongahela, PA, 15063 | 9.3 | |
| State Farm | Matt Luckhardt | 1900 Main St Ste 209, Canonsburg, PA, 15317-5861 | 19.6 | |
| Allstate | John Cosey | 5301 Clairton Blvd # A, Pittsburgh, PA, 15236 | 19.3 | |
| State Farm | Mike Sprouse | 1200 Washington Rd, Washington, PA, 15301-9696 | 18.1 | |
| State Farm | Paul Braddock | 51 W High St, Waynesburg, PA, 15370-1343 | 18.8 | |
| Erie | Klingensmith Insurance Agency Inc. | 4709 Walnut Street, Mc Keesport, PA, 15132 | 17.8 | |
| Liberty Mutual Independent | Affolder & Associates Inc | 8700 Perry Hwy , Pittsburgh, PA, 15237 | 34.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,060 | $520 |
| Washington County, PA | $158,600 | $700 | $480 | $990 | $510 |
| California, PA | $109,300 | $732 | $520 | $1,010 | $490 |
| Mather, PA | $68,900 | $510 | $360 | $730 | $370 |
| West Homestead, PA | $103,800 | $604 | $430 | $860 | $430 |
| Rennerdale, PA | $203,700 | $806 | $580 | $1,140 | $560 |
| Crabtree, PA | $85,000 | $555 | $380 | $780 | $400 |
| Joffre, PA | $100,200 | $595 | $430 | $840 | $410 |
| Ross, PA | $166,200 | $685 | $470 | $950 | $480 |
| Burgettstown, PA | $103,500 | $603 | $420 | $860 | $440 |
| Ursina, PA | $75,000 | $527 | $350 | $750 | $400 |
| Upper Burrell, PA | $165,200 | $735 | $490 | $1,020 | $530 |
| Winfield, PA | $167,400 | $739 | $520 | $1,060 | $540 |