Gavop's guide to buying homeowners insurance in Waldo, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Waldo, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NE 50 Dr, Park Ave, NE 20th St, SE 1st Pl, Main St, NE 73 Ave, NE 69th Pl, Coleman St, NE 146th Ave, NE 148th Dr | $145,500 | $130,000 | $150,000-$175,000 | $112,000 | $100,000 | $125,000-$150,000 |
| NE 91st St, NE 132nd Ave, NE 174th Ter, SW 4th Ter, SE 4th St, NE 144 Ter, NE 20th Ave, 78 Pl, NE 143rd Ave, NE 181st St | $125,000 | $120,000 | $125,000-$150,000 | $101,500 | $90,000 | $100,000-$125,000 |
| NE 140 St, Latchstring Ln, Pine St, NE 47th Ave, NE 83rd Pl, NE 120th Ave, NE 67th Way, Hamilton Ave, NE 69 Way, NE 138 Ave | $167,500 | $150,000 | $150,000-$175,000 | $75,500 | $60,000 | $50,000-$75,000 |
| May St, Quail St, Centre St, NE 145th Ave, West Blvd, NE 54th Ave, NE 203 Ter, NE 168th Ter, Gun Club, NE 221 St | $114,500 | $100,000 | $125,000-$150,000 | $120,500 | $110,000 | $125,000-$150,000 |
| NE 77th Ln, Gainesville St, SE 1st Rd, Coleman St, NE 69 Way, NW 138th Pl, NE 54 Ave, Co Rd 1469, Waldo Rd, Latchstring Ct | $154,500 | $140,000 | $175,000-$200,000 | $118,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $726 |
| Superior Protection Discount | -$79 | $796 |
| Fire & Security Discount | -$88 | $788 |
| Hail Resistant Roof Discount | -$26 | $849 |
| Newly Constructed Home Discount | -$219 | $656 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,392 |
| Hail Damage | $4,571 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,054 |
| Home Insurance Company Waldo, FL | Homeowners Insurance Agency Waldo, FL | Address | Popularity Score | Distance from Waldo (miles) |
|---|---|---|---|---|
| Travelers | Brightway Insurance | 1515 County Rd 210 W Ste 103 Jacksonsville, St Johns, FL, 32259 | 48.9 | |
| State Farm | Edith Aldrich | 1721 Reid St, Palatka, FL, 32177-3235 | 36.3 | |
| Allstate | Mandy Bowers | 11018 Old Saint Augustine Rd Ste 112, Jacksonville, FL, 32257 | 46.7 | |
| Allstate | Hugh L. Cain | 15202 Nw 147th Dr, Alachua, FL, 32615 | 16.2 | |
| Travelers | Shapiro Insurance Group | 9313 Old Kings Rd S, Jacksonville, FL, 32257 | 49.1 | |
| State Farm | Edie Williams | 2325 Park St, Jacksonville, FL, 32204-4317 | 49.4 | |
| Travelers | Brightway Insurance | 5000 Us Hwy 17 Ste 19 , Fleming Island, FL, 32003 | 39.1 | |
| Travelers | Wells Insurance Agency | 1161-A South 6th St, Macclenny, FL, 32063 | 34.5 | |
| Allstate | Latalyia D Mcknight | 4004 Nw 13th St, Gainesville, FL, 32609 | 8.7 | |
| State Farm | Chris Bedford | 3943 Baymeadows Road, Jacksonville, FL, 32217-4636 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Alachua County, FL | $167,000 | $1,375 | $1,070 | $1,840 | $770 |
| Waldo, FL | $122,800 | $875 | $680 | $1,170 | $490 |
| Alachua County, FL | $167,000 | $1,375 | $1,070 | $1,840 | $770 |
| Keystone Heights, FL | $117,800 | $851 | $660 | $1,140 | $480 |
| Middleburg-Clay Hill, FL | $162,700 | $1,002 | $780 | $1,340 | $560 |
| Asbury Lake, FL | $187,500 | $948 | $740 | $1,270 | $530 |
| Williston Highlands, FL | $75,700 | $911 | $710 | $1,220 | $510 |
| Fleming Island, FL | $242,700 | $1,101 | $860 | $1,480 | $620 |
| Andrews, FL | $73,800 | $898 | $700 | $1,200 | $500 |
| Branford, FL | $89,000 | $842 | $660 | $1,130 | $470 |
| Crescent City, FL | $73,800 | $754 | $590 | $1,010 | $420 |