Gavop shows you how to buy homeowners insurance in Silver Creek, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $115,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $156,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $250,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $332,000 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $743 |
| Superior Protection Discount | -$86 | $777 |
| Fire & Security Discount | -$95 | $769 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$225 | $639 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Burke County | $1,000 | $672 | $1,672 | $488 | $1,488 | $184 |
| Silver Creek, NC | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| Quaker Meadows, NC | $100 | $665 | $765 | $483 | $583 | $182 |
| Cajah's Mountain, NC | $2,500 | $714 | $3,214 | $519 | $3,019 | $195 |
| Gilkey, NC | $200 | $850 | $1,050 | $617 | $817 | $232 |
| Mooresboro, NC | $1,000 | $667 | $1,667 | $485 | $1,485 | $182 |
| Pensacola, NC | $200 | $918 | $1,118 | $667 | $867 | $251 |
| Boomer, NC | $1,500 | $773 | $2,273 | $561 | $2,061 | $211 |
| Fletcher, NC | $300 | $853 | $1,153 | $620 | $920 | $233 |
| Cherokee County, SC | $2,500 | $624 | $3,124 | $453 | $2,953 | $170 |
| Bent Creek, NC | $300 | $1,109 | $1,409 | $806 | $1,106 | $303 |
| Lowell, NC | $2,500 | $727 | $3,227 | $528 | $3,028 | $199 |
| Home Insurance Company Silver Creek, NC | Homeowners Insurance Agency Silver Creek, NC | Address | Popularity Score | Distance from Silver Creek (miles) |
|---|---|---|---|---|
| Erie | Johnson Insurance Group Inc. | 1905 E Garrison Blvd, Gastonia, NC, 28054 | 46.8 | |
| Travelers | Farris Insurance Agency Inc | 1101 Us Hwy 70 , Connelly Springs, NC, 28612 | 17.7 | |
| State Farm | Jennifer Brigham | 3302 S New Hope Rd Ste 200b, Gastonia, NC, 28056-8365 | 49.6 | |
| Erie | Connor Insurance Agency | 4145 Slanting Bridge Road, Sherrills Ford, NC, 28673 | 46.0 | |
| Allstate | John Brown | 503 E Main St, Cherryville, NC, 28021 | 31.4 | |
| Travelers | Cordell Harris Insurance Agency Inc | 362 10th Ave Dr Ne, Hickory, NC, 28601 | 26.8 | |
| Travelers | Pegram & Noyes | 4317 A Wilkinson Blvd, Gastonia, NC, 28056 | 48.7 | |
| Travelers | Davidson Insurance Agency | 1205 Shelby Road, Kings Mountain, NC, 28086 | 38.6 | |
| State Farm | Billye Roland | 1912 E Main St, Lincolnton, NC, 28092-3917 | 35.1 | |
| Erie | Avery Kincaid Insurance | 215 Pineola Street, Newland, NC, 28657 | 29.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Burke County, NC | $115,400 | $680 | $480 | $950 | $470 |
| Silver Creek, NC | $92,000 | $864 | $630 | $1,220 | $590 |
| Quaker Meadows, NC | $120,400 | $673 | $480 | $950 | $470 |
| Cajah's Mountain, NC | $120,200 | $723 | $510 | $1,000 | $490 |
| Gilkey, NC | $152,300 | $860 | $590 | $1,230 | $640 |
| Mooresboro, NC | $110,200 | $675 | $470 | $920 | $450 |
| Pensacola, NC | $170,800 | $929 | $640 | $1,320 | $680 |
| Boomer, NC | $133,200 | $782 | $560 | $1,090 | $530 |
| Fletcher, NC | $200,100 | $864 | $630 | $1,200 | $570 |
| Cherokee County, SC | $94,300 | $631 | $450 | $870 | $420 |
| Bent Creek, NC | $231,400 | $1,122 | $820 | $1,550 | $730 |
| Lowell, NC | $122,900 | $736 | $530 | $1,050 | $520 |