How Can I Make My Coram, NY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Coram, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Coram, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $107,000 | $100,000 | $75,000-$100,000 |
| 2 Bedroom | $222,500 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $342,500 | $290,000 | $350,000-$400,000 |
| 4 Bedroom | $478,500 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $673,500 | $620,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Coram, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$197 | $963 |
| Superior Protection Discount | -$104 | $1,056 |
| Fire & Security Discount | -$128 | $1,033 |
| Hail Resistant Roof Discount | -$23 | $1,137 |
| Newly Constructed Home Discount | -$232 | $929 |
Choose the Right Deductible for your Coram, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $1,000 | $1,491 | $2,491 | $1,084 | $2,084 | $408 |
| Coram, NY | $1,000 | $1,147 | $2,147 | $833 | $1,833 | $313 |
| Lake Ronkonkoma, NY | $100 | $1,022 | $1,122 | $743 | $843 | $279 |
| West Bay Shore, NY | $400 | $1,879 | $2,279 | $1,366 | $1,766 | $514 |
| South Huntington, NY | $1,500 | $1,938 | $3,438 | $1,409 | $2,909 | $530 |
| West Hills, NY | $200 | $838 | $1,038 | $609 | $809 | $229 |
| Hampton Bays, NY | $2,000 | $1,105 | $3,105 | $803 | $2,803 | $302 |
| Munsey Park, NY | $400 | $1,198 | $1,598 | $870 | $1,270 | $327 |
| Mamaroneck, NY | $1,500 | $842 | $2,342 | $612 | $2,112 | $230 |
| Saddle Rock Estates, NY | $500 | $755 | $1,255 | $548 | $1,048 | $206 |
| North Castle, NY | $2,000 | $836 | $2,836 | $608 | $2,608 | $229 |
Identify Top Home Insurance Agents near Coram, NY | Back to Top
| Home Insurance Company Coram, NY | Homeowners Insurance Agency Coram, NY | Address | Popularity Score | Distance from Coram (miles) |
|---|---|---|---|---|
| State Farm | Pat Cawley | 6719 Myrtle Ave, Glendale, NY, 11385-7056 | 47.8 | |
| State Farm | Ken Kortright | 224 E Main Street, Patchogue, NY, 11772-3124 | 8.0 | |
| State Farm | Jim Von Eiff | 6529 Grand Ave, Maspeth, NY, 11378-2422 | 48.1 | |
| Allstate | Bill Goble | 232 N Belle Mead Rd Ste 8, East Setauket, NY, 11733 | 4.5 | |
| Travelers | Vrp Insurance Agency | 955 Main Street, Holbrook, NY, 11741 | 6.2 | |
| Allstate | Simon Desouza | 215 Hallock Rd Ste 1b, Stony Brook, NY, 11790 | 6.2 | |
| State Farm | Paul Savino | 279 Smithtown Blvd Ste 6, Nesconset, NY, 11767-2081 | 7.9 | |
| Allstate | Elizabeth Hanlon | 6278 Route 25a, Wading River, NY, 11792 | 9.7 | |
| Travelers | Intermarket Insurance Agency | 205 E Main St Ste 3-4 , Huntington, NY, 11743 | 20.4 | |
| State Farm | Allan Haas | 34 West Ave, Patchogue, NY, 11772-3567 | 8.1 |
Compare Rates for Coram, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,650 | $820 |
| Suffolk County, NY | $379,400 | $1,509 | $1,030 | $2,160 | $1,130 |
| Coram, NY | $308,600 | $1,161 | $850 | $1,590 | $740 |
| Lake Ronkonkoma, NY | $344,300 | $1,034 | $740 | $1,430 | $690 |
| West Bay Shore, NY | $412,600 | $1,902 | $1,290 | $2,620 | $1,330 |
| South Huntington, NY | $421,100 | $1,962 | $1,430 | $2,810 | $1,380 |
| West Hills, NY | $595,200 | $848 | $600 | $1,170 | $570 |
| Hampton Bays, NY | $433,900 | $1,118 | $810 | $1,590 | $780 |
| Munsey Park, NY | $1,505,700 | $1,212 | $860 | $1,710 | $850 |
| Mamaroneck, NY | $878,000 | $852 | $590 | $1,200 | $610 |
| Saddle Rock Estates, NY | $1,218,800 | $764 | $530 | $1,050 | $520 |
| North Castle, NY | $927,200 | $847 | $620 | $1,160 | $540 |
Research Home Insurance Companies Reviews in Coram, NY Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
My home insurance company policy offerings are great when compared to other insurance providers. My home insurance policy provides me the coverage I need for a great price.
USAA Home Insurance Reviews
Date: October 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
USAA has some of the highest level of customer service I've ever had the pleasure of dealing with.You can actually tell they care and it's more than just some company that is after your money.They are knowledgeable and extremely helpful.