How Can I Make My Andover, MA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Andover, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Select the Suitable Coverage Value for your Andover, MA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $180,000 | $170,000 | $200,000-$250,000 |
| 2 Bedroom | $446,500 | $420,000 | $400,000-$500,000 |
| 3 Bedroom | $552,000 | $490,000 | $500,000-$600,000 |
| 4 Bedroom | $676,000 | $640,000 | $700,000-$800,000 |
| 5 Bedroom | $1,007,500 | $880,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Andover, MA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$195 | $1,106 |
| Superior Protection Discount | -$117 | $1,184 |
| Fire & Security Discount | -$91 | $1,210 |
| Hail Resistant Roof Discount | -$39 | $1,262 |
| Newly Constructed Home Discount | -$299 | $1,002 |
Choose your Andover, MA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,088 |
| Hail Damage | $5,265 |
| Wind Damage | $10,216 |
| Expensive Claims | |
| Fire | $35,329 |
| Accidental Discharge/Leakage | $8,280 |
| Optional Coverage Losses | $7,991 |
Identify Top Home Insurance Agents near Andover, MA | Back to Top
| Home Insurance Company Andover, MA | Homeowners Insurance Agency Andover, MA | Address | Popularity Score | Distance from Andover (miles) |
|---|---|---|---|---|
| Travelers | Albert J Marchionne Insurance Agency Inc | 11 Independence Ave, Quincy, MA, 2169 | 29.4 | |
| Travelers | Brian S Dempsey | 60 Bailey Blvd, Haverhill, MA, 1830 | 9.8 | |
| Travelers | Academy Insurance Agency | 67 River St, Haverhill, MA, 1832 | 9.3 | |
| Travelers | Broadway Plaza Insurance Agency | 310 Broadway, Lawrence, MA, 1841 | 4.3 | |
| Travelers | Haut Insurance Agency Inc | 80 Chestnut St, Andover, MA, 1810 | 1.6 | |
| Travelers | Handy - Apple Valley Insurance Agency, Llc | 440 Park Avenue, Worcester, MA, 1610 | 43.4 | |
| Travelers | Haddad Insurance Agency | 9 Waverly Rd Ste 3, North Andover, MA, 1845 | 4.2 | |
| Travelers | Morrill Ins Agcy Llc | 17 Central St, Norwood, MA, 2062 | 31.6 | |
| Liberty Mutual Independent | Axia Insurance Services Inc. | 209 W Central St Ste 102, Natick, MA, 1760 | 27.7 | |
| Liberty Mutual Independent | Salem Five Ins Services Llc | 445 Main St, Woburn, MA, 1801 | 11.5 |
Compare Rates for Andover, MA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $1,990 | $1,050 |
| Essex County, MA | $373,400 | $1,350 | $920 | $1,900 | $980 |
| Andover, MA | $603,700 | $1,301 | $950 | $1,800 | $850 |
| Gloucester, MA | $381,000 | $1,004 | $690 | $1,440 | $750 |
| Holbrook, MA | $291,000 | $845 | $600 | $1,210 | $610 |
| Norwell, MA | $583,300 | $1,031 | $710 | $1,420 | $710 |
| Ashburnham, MA | $230,600 | $859 | $610 | $1,190 | $580 |
| Brockton, MA | $237,000 | $997 | $720 | $1,420 | $700 |
| Easton, MA | $376,500 | $969 | $710 | $1,350 | $640 |
Research Home Insurance Companies Reviews in Andover, MA Before Buying | Back to Top
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Homesite Insurance Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My premium seemed cheap compared to others so I was worried when I had a claim 6 months after moving in to a new build. Turns out I got everything I needed and more.