How Can I Make My Fayette County, WV Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Fayette County, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Fayette County, WV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $31,500 $30,000 $25,000-$50,000
2 Bedroom $59,500 $50,000 $50,000-$75,000
3 Bedroom $68,500 $60,000 $50,000-$75,000
4 Bedroom $152,500 $140,000 $125,000-$150,000
5 Bedroom $105,000 $90,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in Fayette County, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$117 $500
Superior Protection Discount -$56 $561
Fire & Security Discount -$62 $555
Hail Resistant Roof Discount -$19 $598
Newly Constructed Home Discount -$179 $438

Choose the Right Deductible for your Fayette County, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Fayette County $2,000 $610 $2,610 $443 $2,443 $167
Fayette County, WV $2,000 $610 $2,610 $443 $2,443 $167
Hico, WV $100 $672 $772 $488 $588 $184
Glen Ferris, WV $1,000 $587 $1,587 $426 $1,426 $160
Piney View, WV $200 $686 $886 $498 $698 $187
Sophia, WV $500 $502 $1,002 $365 $865 $137
Pinch, WV $2,500 $849 $3,349 $617 $3,117 $232
Elkview, WV $200 $619 $819 $450 $650 $169
Camden-on-Gauley, WV $700 $453 $1,153 $330 $1,030 $124
Cowen, WV $300 $484 $784 $352 $652 $132
Poca, WV $2,500 $813 $3,313 $591 $3,091 $222

Identify Top Home Insurance Agents near Fayette County, WV | Back to Top

Home Insurance Company Fayette County, WV Homeowners Insurance Agency Fayette County, WV Address Popularity Score Distance from Fayette County (miles)
State Farm Chris Hall 237 Gateway Blvd, Lewisburg, WV, 24901-1175
38.7
Liberty Mutual Independent Morgan Insurance. 103 Fayette Ave, Fayetteville, WV, 25840
1.8
Erie Asseff Insurance Agency 335 2nd Ave South Charleston, South Charleston, WV, 25303
40.2
Erie Summit Insurance Agency Llc 211 N Court Street, Fayetteville, WV, 25840
1.9
State Farm Gary D Davis 217 N Court St, Fayetteville, WV, 25840-1233
1.9
Allstate Anne Underwood 436 12th St, Dunbar, WV, 25064
42.2
State Farm Jerry Mckinney 272 Virginia Avenue, Welch, WV, 24801-2423
49.3
Allstate Tresa L. Davis-Weir 4848 Maccorkle Ave Sw, South Charleston, WV, 25309
41.6
State Farm Lisa Godwin 6434 Sissonville Dr, Charleston, WV, 25320-9709
44.3
State Farm Donnie Bowling 1443 Main St E, Oak Hill, WV, 25901-2727
4.0

Compare Rates for Fayette County, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $490 $1,020 $530
Fayette County, WV $86,400 $617 $450 $850 $400
Fayette County, WV $86,400 $617 $420 $870 $450
Hico, WV $98,900 $680 $490 $970 $480
Glen Ferris, WV $75,600 $594 $430 $840 $410
Piney View, WV $103,200 $694 $510 $950 $440
Sophia, WV $55,100 $508 $370 $720 $350
Pinch, WV $162,000 $859 $580 $1,180 $600
Elkview, WV $84,100 $627 $430 $860 $430
Camden-on-Gauley, WV $44,400 $459 $330 $640 $310
Cowen, WV $51,000 $490 $350 $690 $340
Poca, WV $147,500 $823 $600 $1,170 $570

7 Ways to Get Discounts on Homeowners Insurance in Fayette County, WV

What Makes Your Fayette County, WV Home Insurance Cheap or Expensive