Gavop shows you how to buy homeowners insurance in Fort Morgan, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Fort Morgan, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 17 5/10, Co Rd 1702, Co Rd W, Co Rd 2000, Co Rd 17.5, Co Rd 55, Co Rd F, Co Rd Z, Co Rd 3.5, Co Rd 6 | $241,000 | $200,000 | $250,000-$300,000 | $130,500 | $110,000 | $125,000-$150,000 |
| Diana St, Carrie Ct, Co Rd 19.5, Hickory St, Rd 19, Old Fort Pl, Co Rd Q 5/10, W Platte Ave, Saunders Rd, Deuel St | $126,500 | $110,000 | $125,000-$150,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Co Rd 17.7, E Beaver Ave, Co Rd 17.7, Navajo St, Co Rd 20, State Hwy 39, Hy Plain Rd, W 7th Ave, Co Rd 15, Navajo Rd | $156,500 | $140,000 | $150,000-$175,000 | $120,000 | $110,000 | $100,000-$125,000 |
| Fisher Ave, Co Rd T.9, Ute St, Co Rd X, W Beaver Ave, Co Rd 900, Co Rd 15, Preserve Dr, W Acoma Ave, Co Rd K 5 | $163,000 | $140,000 | $150,000-$175,000 | $152,000 | $140,000 | $150,000-$175,000 |
| Linden Dr, Barlow Rd, Co Rd 17.3, Co Rd 26.5, Rd Jj, Co Rd Kk, Rd Kk, Co Rd 2100, Ensign St, West St | $179,000 | $160,000 | $150,000-$175,000 | $219,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $673 |
| Superior Protection Discount | -$71 | $720 |
| Fire & Security Discount | -$55 | $736 |
| Hail Resistant Roof Discount | -$24 | $768 |
| Newly Constructed Home Discount | -$206 | $586 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,368 |
| Hail Damage | $4,524 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,887 |
| Home Insurance Company Fort Morgan, CO | Homeowners Insurance Agency Fort Morgan, CO | Address | Popularity Score | Distance from Fort Morgan (miles) |
|---|---|---|---|---|
| Travelers | Sonnenberg Agency Llc | 302 N 3rd St, Sterling, CO, 80751 | 39.6 | |
| State Farm | Mike Deutcher | 2324 23rd Ave, Greeley, CO, 80634 | 47.9 | |
| Travelers | Goetz Insurors | 227 Main Street Fort Morgan, Fort Morgan, CO, 80701 | 3.3 | |
| Travelers | Goetz Insurors | 227 Main St, Fort Morgan, CO, 80701 | 3.3 | |
| State Farm | Arnie Mascarenas | 1011 39th Ave, Greeley, CO, 80634-2506 | 49.6 | |
| State Farm | Nicolas Lezama | 3527 W 12th St Ste C, Greeley, CO, 80634-2538 | 49.2 | |
| State Farm | Everett Gonzales | 3257 W 20th St, Greeley, CO, 80634-6550 | 48.8 | |
| Allstate | Chris Lucio | 1221 8th Ave Ste D, Greeley, CO, 80631 | 46.8 | |
| Farmers | Brenda Robinett | 100 Broadway St Ste 25, Sterling, CO, 80751 | 40.2 | |
| Allstate | Ingmire-Phillips | 216 Clayton Po Box 406, Brush, CO, 80723 | 10.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Morgan County, CO | $162,900 | $801 | $560 | $1,050 | $490 |
| Fort Morgan, CO | $158,200 | $791 | $550 | $1,040 | $490 |
| Hillrose, CO | $81,700 | $824 | $580 | $1,080 | $500 |
| Raymer, CO | $162,500 | $1,126 | $790 | $1,480 | $690 |
| East Adams, CO | $276,800 | $1,413 | $990 | $1,850 | $860 |
| Washington County, CO | $120,300 | $828 | $580 | $1,080 | $500 |
| Woodlin, CO | $131,300 | $1,026 | $720 | $1,340 | $620 |
| Byers, CO | $165,000 | $1,133 | $790 | $1,480 | $690 |
| Peoria, CO | $264,300 | $1,382 | $970 | $1,810 | $840 |
| Deer Trail, CO | $114,100 | $963 | $670 | $1,260 | $590 |
| Logan County, CO | $148,700 | $911 | $640 | $1,190 | $550 |