Gavop's guide to buying homeowners insurance in Du Quoin, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Du Quoin, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Greenmeadow Rd, Rod and Gun Club Rd, Short St, Trailacre Trailer Ct, Antique Rd, W Main St, Eastgate Estates Rd, Emling Rd, N Ballentine Ave, Gladson Rd | $106,000 | $100,000 | $75,000-$100,000 | $171,000 | $140,000 | $125,000-$150,000 |
| Thomas Rd, N Wells St, Shagbark Rd, Union St, S Sara Ln, Twin Oaks Rd, Palmetto Rd, Old Timer Rd, Stevens Ln, Brown Acres Rd | $113,000 | $90,000 | $100,000-$125,000 | $195,000 | $160,000 | $200,000-$250,000 |
| S Onstott St, S Hickory St, N Linden St, Co Hwy 3, Executive Dr, Magnolia Rd, Sassafras Rd, S West Rd, Chippewa Ct, Sunfield Rd | $132,000 | $110,000 | $100,000-$125,000 | $119,500 | $110,000 | $100,000-$125,000 |
| Central St, N Lake Dr, Co Hwy 2, E Van Buren St, Yew Rd, N Leonard St, Delaware St, Monroe St, Titmouse Rd, Market St | $76,500 | $60,000 | $50,000-$75,000 | $73,500 | $60,000 | $75,000-$100,000 |
| E Park St, Cedar Ave, Sherman St, Thornbrush Rd, N Line, The Cowboy Way, Hidden Lakes Dr, Gas Plant Rd, N Walnut St, E Park St | $88,500 | $80,000 | $100,000-$125,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $677 |
| Superior Protection Discount | -$84 | $752 |
| Fire & Security Discount | -$84 | $752 |
| Hail Resistant Roof Discount | -$17 | $819 |
| Newly Constructed Home Discount | -$217 | $618 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,488 |
| Hail Damage | $4,524 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,887 |
| Home Insurance Company Du Quoin, IL | Homeowners Insurance Agency Du Quoin, IL | Address | Popularity Score | Distance from Du Quoin (miles) |
|---|---|---|---|---|
| State Farm | Allison Bash | 1 Mascoutah Plaza Dr, Mascoutah, IL, 62258-1350 | 45.9 | |
| Farmers | Jennifer Martin | 7 S Walnut St Ste A, Pinckneyville, IL, 62274 | 9.8 | |
| State Farm | Chad Langrehr | 1514 S Main St Ste 2, Red Bud, IL, 62278-1382 | 43.6 | |
| Travelers | Niebruegge Insurance Agency | 117 S State St, Freeburg, IL, 62243 | 47.0 | |
| Erie | Bob White Insurance Agency Llc | Po Box 832, Mount Vernon, IL, 62864 | 28.2 | |
| State Farm | Hugh Frailey | 1001 N Main St, Benton, IL, 62812-1021 | 17.0 | |
| Farmers | Marcus Owens | 116 E Main St, Benton, IL, 62812 | 17.1 | |
| State Farm | Kert Martin | 120 S Delmar Ave Ste B, Salem, IL, 62881-2000 | 45.4 | |
| State Farm | Steve Klostermann | 300 N 4th St, Breese, IL, 62230-1430 | 45.0 | |
| State Farm | Cathy Robinson-Pitts | 110 W Market St, Christopher, IL, 62822-1222 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,160 | $580 |
| Perry County, IL | $80,500 | $814 | $560 | $1,150 | $590 |
| Du Quoin, IL | $69,200 | $835 | $560 | $1,150 | $590 |
| Du Quoin No. 9, IL | $52,000 | $456 | $310 | $630 | $320 |
| Tamaroa, IL | $49,500 | $444 | $310 | $630 | $320 |
| Six Mile, IL | $52,600 | $459 | $310 | $640 | $330 |
| Royalton, IL | $46,600 | $429 | $290 | $600 | $310 |
| Hanaford, IL | $47,200 | $432 | $290 | $610 | $320 |
| Williamson County, IL | $106,400 | $651 | $470 | $900 | $430 |
| Sparta, IL | $88,000 | $821 | $570 | $1,170 | $600 |
| Engelmann, IL | $279,800 | $1,010 | $730 | $1,380 | $650 |
| Odin, IL | $61,100 | $498 | $350 | $710 | $360 |
| Ste. Genevieve, MO | $144,100 | $908 | $650 | $1,290 | $640 |