Gavop shows you how to buy homeowners insurance in Concord, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $144,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $128,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $160,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $332,000 | $310,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $576 |
| Superior Protection Discount | -$68 | $610 |
| Fire & Security Discount | -$54 | $624 |
| Hail Resistant Roof Discount | -$20 | $658 |
| Newly Constructed Home Discount | -$197 | $481 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,618 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,556 |
| Home Insurance Company Concord, VA | Homeowners Insurance Agency Concord, VA | Address | Popularity Score | Distance from Concord (miles) |
|---|---|---|---|---|
| State Farm | Andy Young | 1119 Oakley Ave, Lynchburg, VA, 24501-3753 | 6.3 | |
| Erie | Nelles Insurance Solutions Inc. | 2225 Lakeside Drive Suite C, Lynchburg, VA, 24501 | 8.5 | |
| Allstate | Carrie Mattox | 3622 Old Forest Rd Ste A, Lynchburg, VA, 24501 | 9.2 | |
| Allstate | William Gillespie | 119 W Lee Ave, Vinton, VA, 24179 | 46.1 | |
| Travelers | Insurance Agency Services Llc | 1701 E Third St, Farmville, VA, 23901 | 38.4 | |
| State Farm | Mark Webb | 1208 S Main St, Farmville, VA, 23901 | 37.2 | |
| Travelers | Foster Insurance Agency Inc | 715 West Third St, Farmville, VA, 23901 | 36.9 | |
| Travelers | Hubbard Lash Insurance | 311a E Third St, Farmville, VA, 23901 | 37.5 | |
| Nationwide | Steven L Shelton | 15241 Wards Road Ste 4, Lynchburg, VA, 24502-5099 | 6.8 | |
| Allstate | Stuart Thomas | 6318 Peters Creek Rd # A3, Roanoke, VA, 24019 | 49.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,360 | $710 |
| Campbell County, VA | $154,300 | $740 | $540 | $1,030 | $490 |
| Concord, VA | $143,500 | $678 | $490 | $940 | $450 |
| Piney Mountain, VA | $111,500 | $607 | $440 | $870 | $430 |
| Brookneal, VA | $105,900 | $928 | $660 | $1,320 | $660 |
| Buffalo, VA | $250,000 | $945 | $680 | $1,290 | $610 |
| Banister, VA | $102,400 | $920 | $660 | $1,260 | $600 |
| Prince Edward County, VA | $154,800 | $642 | $440 | $900 | $460 |
| Buchanan, VA | $163,200 | $662 | $470 | $950 | $480 |
| Keysville, VA | $140,400 | $719 | $510 | $1,020 | $510 |
| Chatham, VA | $141,500 | $723 | $480 | $1,020 | $540 |
| Vinton, VA | $164,900 | $665 | $490 | $910 | $420 |
| Burkeville, VA | $103,000 | $568 | $390 | $780 | $390 |