Gavop's guide to buying homeowners insurance in Davidson County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Davidson County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy 174, Bell Forge Pkwy, Davenport Dr, Karen Ray Ct, Grand Ave, Lynmeade Dr, Bradford Hills Dr, Crestridge Dr, Rainstone Pt, Cude Ln | $246,000 | $230,000 | $250,000-$300,000 | $273,500 | $240,000 | $250,000-$300,000 |
| Claybrook Ln, Mike Shields Ct, Stinson Rd, Bryce Cir, Industry St, Forrest Oaks Pl, Mill Station Ct, School Pass, New Sawyer Brown Rd, Trailwood Pl | $145,000 | $130,000 | $125,000-$150,000 | $118,500 | $100,000 | $100,000-$125,000 |
| Joseph Ave, Grovesnor Ct, Roundhill Dr, Hermitage Rdg, Grapevine Ave, Arbor Lake Blvd, Pebble Creek Ct, Finis Dr, Westcliffe Cir, Glenmore Pl | $161,000 | $150,000 | $125,000-$150,000 | $153,000 | $120,000 | $150,000-$175,000 |
| Vanderbilt Pl, Medical Park Dr, Marina St, Green Trails Ct, Randolph Pl, Sherwood Dr, Bernard Ave, Gale Ln, Dorothy Pl, Pheasant Dr | $535,500 | $470,000 | $400,000-$500,000 | $443,500 | $400,000 | $350,000-$400,000 |
| Raymond St, Twinmont Ct, Southfork Blvd, Old Franklin Rd, Dabbs Ave, Shagbark Tl, Pasadena Ct, Rosewood Ave, Solley Dr, Dry Creek Rd | $110,500 | $100,000 | $75,000-$100,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Viking Rd, Crystal Brook Dr, Poplar Pl, Crossings Pl, Barbara Dr, Bradford Hills Cv, Blevins Rd, Shelton Ave, Brentlawn Rd, Melissa Ct | $242,000 | $220,000 | $250,000-$300,000 | $166,000 | $130,000 | $125,000-$150,000 |
| Lenox Creekside Dr, Happy Hollow Rd, Winthorne Dr, Houston St, Country Hill Rd, Omandale Dr, Mapleton Aly, Keeling Ave, Ewing Dr, Oxton Hill Ln | $215,500 | $200,000 | $200,000-$250,000 | $269,000 | $250,000 | $250,000-$300,000 |
| W Linden Ave, Maplewood Ln, Citation Dr, Montgomery Ave, Wilsonia Ave, Legate Ct, University Ave, N 20th St, Gillespie Ct, Foster Creighton Dr | $143,000 | $130,000 | $125,000-$150,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Burgess Rd, E Cedar St, Bresslyn Rd, Monica Ave, Cherokee Rd, 46th Ave N, Belmont Park Ct, Danby Dr, Lassen Ct, Indian Woods Dr | $208,000 | $180,000 | $200,000-$250,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Belcaro Cr, Laredo Ave, Sevier St, Le Blanc Ct, Haden Ct, Crest Hollow Ct, Cleves St, Arron Ct, 24th Ave S, Eastport Ct | $140,500 | $120,000 | $150,000-$175,000 | $96,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $898 |
| Superior Protection Discount | -$107 | $962 |
| Fire & Security Discount | -$96 | $972 |
| Hail Resistant Roof Discount | -$21 | $1,047 |
| Newly Constructed Home Discount | -$224 | $844 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Davidson County | $2,500 | $1,056 | $3,556 | $767 | $3,267 | $289 |
| Davidson County, TN | $2,000 | $1,056 | $3,056 | $767 | $2,767 | $289 |
| Goodlettsville, TN | $500 | $809 | $1,309 | $588 | $1,088 | $221 |
| White House, TN | $1,000 | $780 | $1,780 | $567 | $1,567 | $213 |
| Walnut Grove, TN | $500 | $1,066 | $1,566 | $775 | $1,275 | $291 |
| Eagleville, TN | $2,500 | $1,023 | $3,523 | $743 | $3,243 | $279 |
| Maury County, TN | $300 | $969 | $1,269 | $704 | $1,004 | $265 |
| Centerville, TN | $700 | $944 | $1,644 | $686 | $1,386 | $258 |
| Adolphus, KY | $300 | $682 | $982 | $495 | $795 | $186 |
| Mount Pleasant, TN | $2,500 | $856 | $3,356 | $622 | $3,122 | $234 |
| Russellville, KY | $100 | $679 | $779 | $493 | $593 | $186 |
| Shelbyville, TN | $2,000 | $752 | $2,752 | $546 | $2,546 | $205 |
| Home Insurance Company Davidson County, TN | Homeowners Insurance Agency Davidson County, TN | Address | Popularity Score | Distance from Davidson County (miles) |
|---|---|---|---|---|
| Travelers | Cordell Insurance Agency | 4331 Old Hickory Blvd Ste D, Old Hickory, TN, 37138 | 9.6 | |
| Liberty Mutual Independent | The Crichton Group | 3011 Armory Dr Ste 250, Nashville, TN, 37204 | 4.8 | |
| Liberty Mutual Independent | Bandy Van Cleave & Williamson | 116 20th Ave S, Nashville, TN, 37203 | 1.5 | |
| State Farm | Barbara Stewart | Bldg 2 3055 Lebanon Pike Ste 2103, Nashville, TN, 37214-2240 | 7.9 | |
| Travelers | Johnston & Associates Insurance | 7003 Chadwick Drive Suite 298, Brentwood, TN, 37027 | 9.5 | |
| State Farm | Hilton Horne | 3538 Murfreesboro Pike Ste 308, Antioch, TN, 37013-2579 | 12.4 | |
| Travelers | Creagh Insurance Agency | 1105 16th Ave S Suite C, Nashville, TN, 37212 | 1.8 | |
| State Farm | Bethany Harbin | 631 Old Hickory Blvd, Nashville, TN, 37209-5124 | 8.7 | |
| Travelers | Mike Fuller Insurance | 512 Harpeth Trace Dr, Nashville, TN, 37221 | 8.8 | |
| Allstate | Stephon Fleming | 1 Vantage Way Ste B115, Nashville, TN, 37228 | 1.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,480 | $730 |
| Davidson County, TN | $194,800 | $1,069 | $780 | $1,470 | $690 |
| Davidson County, TN | $194,800 | $1,069 | $740 | $1,490 | $750 |
| Goodlettsville, TN | $196,300 | $819 | $570 | $1,160 | $590 |
| White House, TN | $178,000 | $790 | $540 | $1,100 | $560 |
| Walnut Grove, TN | $164,900 | $1,079 | $740 | $1,500 | $760 |
| Eagleville, TN | $148,500 | $1,035 | $700 | $1,420 | $720 |
| Maury County, TN | $156,000 | $981 | $710 | $1,390 | $680 |
| Centerville, TN | $122,900 | $955 | $650 | $1,330 | $680 |
| Adolphus, KY | $78,300 | $690 | $490 | $970 | $480 |
| Mount Pleasant, TN | $98,900 | $866 | $630 | $1,240 | $610 |
| Russellville, KY | $108,200 | $687 | $470 | $940 | $470 |
| Shelbyville, TN | $109,100 | $761 | $540 | $1,080 | $540 |