Gavop shows you how to buy homeowners insurance in Duanesburg, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $202,000 | $190,000 | $150,000-$175,000 |
| 3 Bedroom | $197,000 | $180,000 | $150,000-$175,000 |
| 4 Bedroom | $296,500 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $318,000 | $270,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $611 |
| Home and Two Car | -$114 | $557 |
| Home and Three Car | -$154 | $517 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,900 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,218 |
| Home Insurance Company Duanesburg, NY | Homeowners Insurance Agency Duanesburg, NY | Address | Popularity Score | Distance from Duanesburg (miles) |
|---|---|---|---|---|
| Travelers | Ten Eyck Group | 1924 Western Ave, Albany, NY, 12203 | 16.1 | |
| State Farm | John Cioccke | 245 Broadway Ste 2, Schenectady, NY, 12305-3503 | 11.9 | |
| Farmers | Todd Cipperly | 123 Industrial Park Lane #2, Central Bridge, NY, 12035 | 9.3 | |
| Allstate | Brabazon Agency | 5327 State Route 23, Windham, NY, 12496 | 32.7 | |
| Travelers | Dinsmore Agency Inc | 467 Troy-Schenectady Rd, Latham, NY, 12110 | 21.2 | |
| Travelers | 2001 Central Insurance Agency | 2129 Central Ave Ste 2 , Schenectady, NY, 12304 | 15.2 | |
| State Farm | Steve Becker | 4017 State St # C, Schenectady, NY, 12304-4278 | 14.5 | |
| State Farm | John Craig | 481 Saratoga Rd, Scotia, NY, 12302-5451 | 14.8 | |
| Erie | Bradley Agency Llc | 2022 Western Avenue, Albany, NY, 12203 | 15.7 | |
| Travelers | The Winfield Group Inc | 3 Corporate Dr Ste 200, Clifton Park, NY, 12065 | 21.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,620 | $840 |
| Schenectady County, NY | $164,100 | $652 | $470 | $900 | $430 |
| Duanesburg, NY | $209,200 | $671 | $490 | $950 | $460 |
| Albany, NY | $171,900 | $669 | $460 | $920 | $460 |
| Hampton Manor, NY | $155,500 | $654 | $450 | $910 | $460 |
| East Greenbush, NY | $207,600 | $667 | $470 | $940 | $470 |
| West Sand Lake, NY | $218,100 | $830 | $560 | $1,150 | $590 |
| Saratoga, NY | $214,300 | $686 | $460 | $970 | $510 |
| Stamford, NY | $132,000 | $616 | $440 | $840 | $400 |
| Hunter, NY | $216,200 | $824 | $570 | $1,160 | $590 |
| South Glens Falls, NY | $144,900 | $635 | $460 | $880 | $420 |
| Philmont, NY | $168,500 | $682 | $490 | $930 | $440 |
| Phoenicia, NY | $228,100 | $868 | $580 | $1,240 | $660 |