Gavop shows you how to buy homeowners insurance in Stevens County, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Stevens County, KS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rd 24, W 4th St, W 1st St, Rd 25, W 3rd St, Road E, Rd 9, Rd 26, B Rd, Rd 4 | $160,000 | $150,000 | $150,000-$175,000 | $93,000 | $80,000 | $75,000-$100,000 |
| 17th St, S Main St, Rd 10, Z Rd, W 5th St, 10th St, 12 Mile Rd, W 11th St, Co Rd A, Rd 1 | $96,000 | $80,000 | $75,000-$100,000 | $58,500 | $50,000 | $50,000-$75,000 |
| W 9th St, S Van Buren St, Rd J, E 7th St, Rd L, Rd 19, 2nd St Rd, E 11th St, Rd V, A Rd | $145,000 | $130,000 | $150,000-$175,000 | $112,000 | $100,000 | $100,000-$125,000 |
| E 13th St, E 9th St, High School Rd, E 10th St, G Blvd, S Lincoln St, Rd Q, Cook St, D Rd, Rd 12 | $111,500 | $90,000 | $125,000-$150,000 | $102,500 | $90,000 | $100,000-$125,000 |
| S Commercial St, C Rd, E 3rd St, Cimarron Dr, Rd 23, S Industrial St, State Hwy 51, S Adams St, Rd 13, Optima Rd | $112,000 | $90,000 | $100,000-$125,000 | $72,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $709 |
| Superior Protection Discount | -$86 | $778 |
| Fire & Security Discount | -$69 | $795 |
| Hail Resistant Roof Discount | -$17 | $847 |
| Newly Constructed Home Discount | -$216 | $648 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stevens County | $2,000 | $854 | $2,854 | $621 | $2,621 | $233 |
| Stevens County, KS | $2,500 | $854 | $3,354 | $621 | $3,121 | $233 |
| Grant County, KS | $400 | $825 | $1,225 | $600 | $1,000 | $226 |
| Satanta, KS | $2,500 | $975 | $3,475 | $709 | $3,209 | $266 |
| Seward, KS | $100 | $1,252 | $1,352 | $910 | $1,010 | $342 |
| Taloga, KS | $2,500 | $1,140 | $3,640 | $829 | $3,329 | $312 |
| Haskell County, KS | $300 | $825 | $1,125 | $599 | $899 | $225 |
| Johnson City, KS | $1,500 | $938 | $2,438 | $681 | $2,181 | $256 |
| Plains, KS | $100 | $1,017 | $1,117 | $739 | $839 | $278 |
| Mertilla, KS | $700 | $1,489 | $2,189 | $1,082 | $1,782 | $407 |
| Home Insurance Company Stevens County, KS | Homeowners Insurance Agency Stevens County, KS | Address | Popularity Score | Distance from Stevens County (miles) |
|---|---|---|---|---|
| Allstate | Al Shank Insurance | 24 W 2nd St, Liberal, KS, 67901 | 24.4 | |
| Nationwide | Mountain Plains Agency Llc | 409 N Stanton St, Johnson, KS, 67855 | 35.2 | |
| Travelers | Walrod Insurance Services | 449 Morton, Elkhart, KS, 67950 | 35.0 | |
| Travelers | Walrod Insurance Services | 449 Morton, Elkhart, KS, 67950 | 35.0 | |
| State Farm | Jerry Harding | 1105 N Kansas Ave, Liberal, KS, 67901-2441 | 24.1 | |
| State Farm | Mindy Dougherty | 524 Morton St, Elkhart, KS, 67950-5016 | 35.0 | |
| State Farm | Shanda Swinehart | 716 W Oklahoma Ave, Ulysses, KS, 67880-2300 | 26.0 | |
| Allstate | Western Shelter Ins | 301 East Beatty, Johnson, KS, 67855 | 34.5 | |
| Farmers | Clareisa Bayouth Lutcf | 921 N Kansas Ave, Liberal, KS, 67901 | 24.2 | |
| Allstate | Sullivan Ins Inc | 123 W Central Ave, Ulysses, KS, 67880 | 26.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Stevens County, KS | $110,000 | $865 | $670 | $1,170 | $500 |
| Stevens County, KS | $110,000 | $865 | $670 | $1,170 | $500 |
| Grant County, KS | $102,800 | $835 | $650 | $1,130 | $480 |
| Satanta, KS | $73,800 | $987 | $770 | $1,330 | $560 |
| Seward, KS | $119,400 | $1,267 | $990 | $1,710 | $720 |
| Taloga, KS | $99,200 | $1,154 | $900 | $1,560 | $660 |
| Haskell County, KS | $102,600 | $835 | $650 | $1,130 | $480 |
| Johnson City, KS | $68,500 | $949 | $740 | $1,280 | $540 |
| Plains, KS | $79,700 | $1,029 | $800 | $1,390 | $590 |
| Mertilla, KS | $175,000 | $1,507 | $1,180 | $2,030 | $850 |