Gavop tells you how to get the best homeowners insurance in Upshur County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $131,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $119,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $238,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $335,500 | $290,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$226 | $1,186 |
| Superior Protection Discount | -$127 | $1,285 |
| Fire & Security Discount | -$155 | $1,257 |
| Hail Resistant Roof Discount | -$28 | $1,384 |
| Newly Constructed Home Discount | -$339 | $1,073 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Upshur County | $1,000 | $1,395 | $2,395 | $1,014 | $2,014 | $381 |
| Upshur County, TX | $1,000 | $1,395 | $2,395 | $1,014 | $2,014 | $381 |
| Bettie, TX | $200 | $1,503 | $1,703 | $1,092 | $1,292 | $411 |
| White Oak, TX | $1,500 | $964 | $2,464 | $700 | $2,200 | $263 |
| Gregg County, TX | $300 | $1,458 | $1,758 | $1,060 | $1,360 | $399 |
| Winnsboro, TX | $2,500 | $1,042 | $3,542 | $757 | $3,257 | $285 |
| Pine Harbor, TX | $400 | $1,226 | $1,626 | $891 | $1,291 | $335 |
| Wood County, TX | $700 | $1,415 | $2,115 | $1,028 | $1,728 | $387 |
| Como, TX | $100 | $1,255 | $1,355 | $912 | $1,012 | $343 |
| Seymore, TX | $1,000 | $1,672 | $2,672 | $1,215 | $2,215 | $457 |
| Beckville, TX | $300 | $1,446 | $1,746 | $1,051 | $1,351 | $395 |
| Emory, TX | $2,500 | $998 | $3,498 | $725 | $3,225 | $273 |
| Home Insurance Company Upshur County, TX | Homeowners Insurance Agency Upshur County, TX | Address | Popularity Score | Distance from Upshur County (miles) |
|---|---|---|---|---|
| Travelers | Mattison Insurance Agency | 1067 Gilmer St Ste C Sulphur Springs, Sulphur Springs, TX, 75482 | 46.5 | |
| Liberty Mutual Independent | All-Star Insurance Group | 201 E Marshall St, Gilmer, TX, 75644 | 0.5 | |
| Liberty Mutual Independent | All-Star Insurance Group | 201 N. Wood St, Gilmer, TX, 75644 | 0.4 | |
| Travelers | Williams Insurance Agency | 300 W Tyler St, Gilmer, TX, 75644 | 0.6 | |
| Travelers | Jim Toman Agency Inc | 728 Wsw Loop 323, Tyler, TX, 75701 | 35.1 | |
| Farmers | Dwayne Wheeler | 121 W Main St, Van, TX, 75790 | 43.1 | |
| Liberty Mutual Independent | Watkins Insurance Group | 2220 Grande Blvd, Tyler, TX, 75703 | 38.7 | |
| Allstate | Kimberly Wilkinson | 104 W Cass St, Gilmer, TX, 75644 | 0.4 | |
| Farmers | Glenda Lee | 145 Jefferson St, Pittsburg, TX, 75686 | 18.0 | |
| Farmers | Dillon Lee | 2605 W Ferguson Rd Ste B, Mount Pleasant, TX, 75455 | 30.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Upshur County, TX | $111,600 | $1,412 | $930 | $2,170 | $1,240 |
| Upshur County, TX | $111,600 | $1,412 | $930 | $2,170 | $1,240 |
| Bettie, TX | $100,300 | $1,521 | $1,000 | $2,340 | $1,340 |
| White Oak, TX | $151,800 | $975 | $640 | $1,500 | $860 |
| Gregg County, TX | $130,000 | $1,476 | $970 | $2,270 | $1,300 |
| Winnsboro, TX | $92,200 | $1,054 | $700 | $1,620 | $920 |
| Pine Harbor, TX | $50,400 | $1,241 | $820 | $1,910 | $1,090 |
| Wood County, TX | $117,000 | $1,432 | $950 | $2,210 | $1,260 |
| Como, TX | $54,700 | $1,270 | $840 | $1,960 | $1,120 |
| Seymore, TX | $145,900 | $1,692 | $1,120 | $2,610 | $1,490 |
| Beckville, TX | $88,400 | $1,464 | $970 | $2,250 | $1,280 |
| Emory, TX | $123,100 | $1,010 | $670 | $1,560 | $890 |