How Can I Make My Ontario, CA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Ontario, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Ontario, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $147,500 $140,000 $150,000-$175,000
2 Bedroom $261,000 $220,000 $200,000-$250,000
3 Bedroom $404,500 $380,000 $400,000-$500,000
4 Bedroom $565,000 $510,000 $500,000-$600,000
5 Bedroom $851,500 $700,000 $700,000-$800,000

Estimate your Savings with Home Insurance Discounts in Ontario, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$171 $898
Superior Protection Discount -$107 $963
Fire & Security Discount -$86 $984
Hail Resistant Roof Discount -$21 $1,048
Newly Constructed Home Discount -$289 $781

Choose your Ontario, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,319
Hail Damage $4,900
Wind Damage $6,178
Expensive Claims
Fire $42,889
Smoke $17,222

Identify Top Home Insurance Agents near Ontario, CA | Back to Top

Home Insurance Company Ontario, CA Homeowners Insurance Agency Ontario, CA Address Popularity Score Distance from Ontario (miles)
Liberty Mutual Independent Nahai Insurance Services Inc 465 S Beverly Dr Ste 200, Beverly Hills, CA, 90212
43.0
State Farm Troy Manning 4955 Felspar St Ste J, Riverside, CA, 92509-3020
9.8
Farmers Ruzanna Aloyan 704 S Victory Blvd Ste 200, Burbank, CA, 91502
39.0
Travelers Premier One Insurance Services 100 Pacifica Ste 480, Irvine, CA, 92618
26.9
State Farm Randy Prout 440 W Baseline Rd, Claremont, CA, 91711-1607
7.1
State Farm George Montgomery 1370 Brea Blvd Ste 150, Fullerton, CA, 92835-4172
19.0
State Farm Jarrett Bayless 220 N State College Blvd, Anaheim, CA, 92806-2911
19.3
State Farm William Hammonds Ii 11040 Sta Mon Blvd Ste 420, Los Angeles, CA, 90025-7581
34.1
State Farm Tom Nunez 690 S Brea Blvd, Brea, CA, 92821-5307
17.2
State Farm Susan Smith 4154 Lincoln Ave, Cypress, CA, 90630-2400
27.7

Compare Rates for Ontario, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
San Bernardino County, CA $280,200 $744 $550 $1,010 $460
Ontario, CA $413,900 $1,070 $790 $1,450 $660
Montclair, CA $304,200 $789 $580 $1,070 $490
El Sobrante, CA $467,300 $1,014 $750 $1,380 $630
Valinda, CA $385,900 $872 $650 $1,190 $540
Industry, CA $444,400 $1,297 $960 $1,760 $800
La Puente, CA $364,300 $927 $690 $1,260 $570
South Whittier, CA $419,800 $1,176 $870 $1,600 $730
Downey, CA $479,500 $1,353 $1,000 $1,840 $840
Laguna Hills, CA $649,700 $1,251 $930 $1,700 $770
Aliso Viejo, CA $582,300 $1,377 $1,020 $1,870 $850
San Gorgonio Pass, CA $238,700 $654 $480 $890 $410

Research Home Insurance Companies Reviews in Ontario, CA Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: October 20, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The premium and deductible of my policy is fair. It seems about the same as the other home insurance policies. It automatically deducted from my mortgage payment so it is very convenient.

Date: June 17, 2019    Age: Above 60    Gender: Married    Marital Status: Female

Customer Service
I have not had to submit any claims regarding my home, but the agency does keep in regular touch with me.

Date: April 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Their offerings were not as expansive or comprehensive as other coverage, but that's mainly just because of the 10k deductible.it was a difference that was accepted after research.


Date: December 07, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
My deductible is rather affordable as compared to other home insurance polices for the same coverage; however, I dislike that they differ so drastically among different states. There should be some uniform value attached.

Date: September 22, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
The app doesn't work well at all and neither does the online site. I always end up calling my agent or the 1-800 number for help.

Date: September 17, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Customer Service
Overall the customer service has been great so far. Every time I have had to call in and ask a question I always get good service.

Date: June 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
They are detailed and answer all my questions in detail and are always friendly.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
We get a discount for our premium due to the fact that we also have car insurance through them as well.

GEICO Home Insurance Reviews

Date: October 13, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I'd say Geico's premium and deductibles are better compared to other insurance companies so I would give them a rating of 4.

Date: September 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
There was an incident where I could not get a hold of the individual helping with a particular claim. But that was the only time I had an issue, however, it took weeks.

Date: September 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I feel that this is a great package for the premium. I feel that other insurances would not offer as much for this price.

Date: June 18, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
There is flood insurance, it snows a lot here so any damage to the roof is covered, as well as any part of the house and the garage also.


Date: May 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like that it is straightforward and easy to use. It is easy to find out how to get in touch with the right person. I can also look into other coverage packages.

Date: January 27, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
The customer service is great I have received has been great they have always answered all of my questions fully. I feel that there is no judgment.

Allstate Home Insurance Reviews

Date: June 08, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Customer Service
Allstate is a pretty good insurance company, they have both local and central customer service and I've used them both successfully.

Date: April 05, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Every year the insurance company sends me a renewal policy with an amount of about $200 more than the previous year. I need to call the agency and haggle with them for a few minutes.

Date: February 10, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We have a direct agent that helped us with everything and went above and beyond getting us a quote for our home owners insurance along with our flood insurance. We have had no issues and i would recommend them.

Date: October 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
My home policy covers, furniture, water damage, personal liability, theft, also the outside structure like the garage. Also it would cover me for additional living expenses when needed.


Liberty Mutual Home Insurance Reviews

Date: September 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
This company does not cover all items in the home Some of the things that broke are not covered as they would be with other companies.


Date: September 10, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
My policy has continued to increase year after year despite having never filed a claim in over twenty years.

Mercury Home Insurance Reviews

Date: November 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I looked around at two other companies, and both had much higher rates than Mercury. Mercury gives me the right coverage for the right price.

Date: November 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The customer service is great because they are located in my time zone and I can always reach a friendly representative at a time that is convenient for me.

Progressive Home Insurance Reviews

Date: December 31, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
While no one is ever perfect, this insurance company does a great job in just about every category. I have all faith in what they do

AAA Home Insurance Reviews

Date: December 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
a home insurance have several types. single home family, multi-family home loan, duplex, condominium, manufactured home, mobile home, etc..

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