How Can I Make My Fresno, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Fresno, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Fresno, CA Home Insurance Coverage Levels | Back to Top

Fresno, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Holland Ave, E San Joaquin St, Medical Center Dr E, N Dartmouth Ave, Lauren Ave, N Winery, Beverly Ave, W Willamette Ave, E Mallard Cir, E Hogan $129,000 $120,000 $100,000-$125,000 $129,000 $110,000 $100,000-$125,000
S Maud Ave, Ann Ct, S Ivy Ave, W Capitola Ave, E Perrin Ave, S Timmy Ave, S Blosser Ave, N Sunriver Dr, W Goux Ave, Fine Ave $165,500 $140,000 $175,000-$200,000 $134,000 $120,000 $125,000-$150,000
Dovewood Ave, Fulton St, Harlan Ranch Blvd, W Cardiff Ave, N Sherman Ave, E Cortland, N Sabre Dr, S Argyle, Richmond Ave, E Boulder Creek Ln $230,000 $200,000 $250,000-$300,000 $254,500 $220,000 $200,000-$250,000
W el Dorado St, N Dominion Dr, W Morton Ave, S Homsy Ave, E Utah Ave, Marietta Ave, E Bedford Ave, N Hacienda Dr, E Palisade Dr, W Gibson Ave $143,500 $130,000 $100,000-$125,000 $87,000 $80,000 $75,000-$100,000
Perimeter Rd, W Rosetta Dr, S Woodrow Ave, Finchwood Ave, Fender Ave, N Quail Run Dr, E Bedford Ave, N Clear Lake Ln, Cecelia Ave, Robinson Ave $261,000 $220,000 $250,000-$300,000 $163,500 $150,000 $125,000-$150,000
W Fallon Ave, N Tahan Ave, E Park Circle Dr, Windham Bay Cir, Fine Ave, S Orchard St, Leyte Ave, Garland Ave, N Larkin Ave, E Atwood Ave $278,000 $260,000 $200,000-$250,000 $182,000 $150,000 $200,000-$250,000
W Amador St, N Sanders Ave, N Dale Ave, W Austin Ave, N Citrus Ln, N Dewey Ave, Bush, Lincoln Ave, S Shirley, Palm Dr $224,500 $190,000 $250,000-$300,000 $116,500 $110,000 $100,000-$125,000
N Alison Ln, N Kaweah Ave, Burl Ave, Mayfair Blvd, N Gearhart Ave, E Dennett Ave, N Remington Ave, W Mission St, N Bendel Ave, S Sylmar Ave $169,000 $150,000 $150,000-$175,000 $197,000 $180,000 $200,000-$250,000
E Patterson Ave, Chandler Ave, N Bonadelle Ave, E Lexington Ave, N Bramwell St, E Fremont Ave, Barclay Sq, W Troy, Gibson Ave, N Saratoga Ave $174,500 $160,000 $175,000-$200,000 $150,000 $120,000 $150,000-$175,000
N Durango Ave, E Platt, E Lakeview Dr, E Calwa Ave, N Market St, E River Park Pl E, Malio Dr, E Bobolink Ln, N Fine, E Desert Island Dr $309,000 $290,000 $350,000-$400,000 $190,000 $160,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Fresno, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$100 $568
Superior Protection Discount -$67 $601
Fire & Security Discount -$47 $622
Hail Resistant Roof Discount -$13 $655
Newly Constructed Home Discount -$140 $528

Choose the Right Deductible for your Fresno, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Fresno County $700 $650 $1,350 $472 $1,172 $178
Fresno, CA $1,000 $660 $1,660 $480 $1,480 $180
Fresno County, CA $200 $650 $850 $472 $672 $178
Monmouth, CA $1,000 $587 $1,587 $426 $1,426 $160
Parksdale, CA $300 $605 $905 $439 $739 $165
Orange Cove, CA $700 $955 $1,655 $694 $1,394 $261
San Joaquin, CA $100 $533 $633 $387 $487 $146
Grangeville, CA $700 $785 $1,485 $571 $1,271 $215
Matheny, CA $2,500 $453 $2,953 $330 $2,830 $124
Lindcove, CA $400 $569 $969 $414 $814 $156

Identify Top Home Insurance Agents near Fresno, CA | Back to Top

Home Insurance Company Fresno, CA Homeowners Insurance Agency Fresno, CA Address Popularity Score Distance from Fresno (miles)
Farmers Marc Cunningham 2221 Villa Ave Ste 100, Clovis, CA, 93612
3.2
Farmers Sheila Kamps-Frowsing 750 E Bullard Ave Ste 104, Fresno, CA, 93710
3.0
State Farm Mike Derr 2063 W Front St, Selma, CA, 93662-3403
16.8
Travelers Kelly-Naney Insurance Agency Inc 516 W Shaw Ave 206, Fresno, CA, 93704
2.9
Liberty Mutual Independent Clovis Insurance Agency 2147 Herndon Ave, Clovis, CA, 93611
6.2
State Farm Lesli Kight 7636 N Ingram Ave Ste 104, Fresno, CA, 93711-6200
5.2
Travelers Reza Sarkhosh Insurance Agency Inc 2491 W Shaw Ave Ste 105, Fresno, CA, 93711
4.6
Farmers Yesenia Madrid 334 Shaw Ave Ste 105, Clovis, CA, 93612
3.7
State Farm Jack Franks 964 Pollasky Avenue, Clovis, CA, 93612-2269
4.2
Travelers Ggb Insurance Services 2225 W Shaw Ave Ste 112, Fresno, CA, 93654
4.3

Compare Rates for Fresno, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Fresno County, CA $220,600 $658 $490 $890 $400
Fresno, CA $228,500 $668 $490 $910 $420
Fresno County, CA $220,600 $658 $490 $890 $400
Monmouth, CA $156,300 $594 $440 $810 $370
Parksdale, CA $169,600 $612 $450 $830 $380
Orange Cove, CA $117,300 $967 $720 $1,310 $590
San Joaquin, CA $120,000 $539 $400 $730 $330
Grangeville, CA $295,500 $795 $590 $1,080 $490
Matheny, CA $78,100 $459 $340 $620 $280
Lindcove, CA $143,800 $576 $430 $780 $350

Research Home Insurance Companies Reviews in Fresno, CA Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: October 10, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Liberty Mutual has much more competitive and reasonable policy premiums and deductibles compared to the other companies we researched. They offer the same payment options as others.

Date: October 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
the only time I hear from my insurance company is when they send the bill. They never contact me for anything else.

Date: September 23, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I was with another Insurance company that the price was more than double what I pay now ant the coverage was about the same

Date: September 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My house, personal contents, and other structures are covered under the policy.


Date: September 08, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
My premium seems high considering I have been with this carrier for approximately 20 years and have never filed a claim.

Date: September 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I have never dealt with an agent or customer service representative regarding my home insurance.

Date: September 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
first thing when you call you get a robot asking you to select a number to get to talk to someone. But usually you click on the first one and it just leads to another and then another and so on. Once you finally get someone they may or may not know the answer to your questions so you get put on hold and transferred.

Date: July 26, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
In the website you have to click buttons that just seem to keep leading you to more places, you also have to answer lots of questions that just seem to lead to even more places and more buttons to click on and you never seem to get where you want to go.

Date: July 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
I have only been on the website 1-2 times, but it appears to be just average. Nothing horrible, but nothing special.

Date: July 25, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
The first person I seem to get is usually the wrong person and they have to put me on hold and transfer me to someone else. Sometimes they too are the wrong person. it just seems like no one knows much there.

Date: January 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
The structure is covered for natural disasters, fire, etc. the car is covered if it is parked in the garage. Contents of the house are covered to a certain amount. the shed is covered along with its contents to a certain amount.


Allstate Home Insurance Reviews

Date: April 02, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
My company offers all the protection that we currently need. We discussed other options and they seem to be very comparable to other companies.


Date: February 13, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
When I switched car insurance companies, they checked to see if it would be cheaper to put the house insurance on there. They said that we would save more to leave it the way it is. They couldn't offer us a good deal like that.


Date: December 03, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
I think they have more coverage to offer than others. They are well known and very well established


Date: August 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
It's just like any other interaction except for that they have a specific agent. I like that. I like that I have had the same agent for over 2 years now. I hope she continues to be my agent.

Date: July 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The Premium is the cheapest around. It is most likely because they are the same provider as my auto insurance provider. It is the best rate around for that price no one else seems to come close.

Date: July 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
They have a person who is located near me who seems to be like me and doesn't bother me too much. I know her name and who she is and where she is located and she seems pretty nice and helpful.

Date: July 24, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
They cover the house and most belongings up to $210,000, they cover water back up with a deductible, medical injury claims, fire, and theft.


Date: March 05, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
The company's website allows me to pay my bill earlier which saved me about $30 bucks on my bill. It was easy to use and it was easy to understand my policy and print new documents.

GEICO Home Insurance Reviews

Date: December 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The basic job of a homeowners policy is to protect your home and possessions from certain perils, such as wind, hail, fire damage and theft. It also offers liability protection, which protects your assets from liability claims, medical expenses.

Date: September 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I think that the policies that Gieco offers are way over priced. Every insurance company that i compare to Gieco is less expensive.


Date: August 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
You can access all of your information on the online portal.

Date: August 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Allstate, statefarm and progressive have all given me cheaper quotes then what i have been paying at gieco for 4 years.

Date: August 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Gieco communicates really well about telling you when you have any alerts, payments or issues.

Date: May 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The company has great customer service. THey work hard to make sure they answer all of your questions.

Goosehead Insurance Home Insurance Reviews

Date: September 23, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Communication
Insurance employees provide good customer service, are attentive to the problem required by the customer, seek to resolve as quickly and effectively

Date: August 13, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
They are cheaper than life insurance policies, Temporary Renewable Life Policy Annually, Permanent Life Insurance. they allow you to choose the amount of coverage, the insurance premium you will pay and probably the cash value that you will accumulate.


Date: March 17, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
the technology has advanced more and more, and the insurance page must create a mobile application for easy use

Date: November 18, 2017    Age: Above 60    Gender: Female    Marital Status: Married

Premium
mostly all the insurance offered in our country, include the same characteristics taking as a difference its high value in cost in premiums. All offer greater coverage

Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
These insurance allow you to modify the amount of the premium, the benefit or the cash value at any time, it is extremely beneficial for the client that the greater the coverage, the greater the benefit.

State Farm Home Insurance Reviews

Date: December 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
While State Farm is not always the cheapest policy, I do have discounts that help and they customize my policies to my specific needs.


Date: October 21, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have a policy that covers just about anything and I also have a flood insurance policy. The home insurance covers contents for things like natural disasters including earthquake, fire, theft, and other things.


Progressive Home Insurance Reviews

Date: July 23, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I am happy with the premium and deductible of my policy compared to other policies. Again, I haven't really looked into others extensively because I am satisfied with my current coverage.

Safeco Insurance Home Insurance Reviews

Date: November 22, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
My company offers all of the coverage I desire. Home, hurricane, property, liability, etc. Although I live in a mobile home community, they have never hesitated to renew my policy.


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