How Can I Make My Erie, CO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Erie, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Erie, CO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $99,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $220,000 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $369,000 | $300,000 | $350,000-$400,000 |
| 4 Bedroom | $331,500 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $556,500 | $510,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Erie, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $844 |
| Superior Protection Discount | -$89 | $904 |
| Fire & Security Discount | -$109 | $884 |
| Hail Resistant Roof Discount | -$30 | $964 |
| Newly Constructed Home Discount | -$288 | $705 |
Choose your Erie, CO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,319 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Erie, CO | Back to Top
| Home Insurance Company Erie, CO | Homeowners Insurance Agency Erie, CO | Address | Popularity Score | Distance from Erie (miles) |
|---|---|---|---|---|
| State Farm | Brad Hughes | 1156 W Dillon Rd Ste 2, Louisville, CO, 80027-1670 | 8.7 | |
| State Farm | Anne Larsen | 304 E Baseline Rd Ste B, Lafayette, CO, 80026-2476 | 3.8 | |
| Allstate | Catherine Davis | 400 S Mccaslin Blvd Ste 200, Louisville, CO, 80027 | 8.4 | |
| Travelers | Richards Seeley And Schaefer Inc | 3640 West 112th Ave, Westminster, CO, 80031 | 9.7 | |
| Liberty Mutual Independent | Richards Seeley & Schaefer I | 3640 W 112th Ave, Westminster, CO, 80031 | 9.7 | |
| State Farm | Rick Wallace | 4895 W 10th St Unit C, Greeley, CO, 80634-2049 | 30.2 | |
| Farmers | Charles Souza | 13606 Xavier Ln Ste D, Broomfield, CO, 80023 | 6.7 | |
| State Farm | Miriam Lawson | 11480 Sheridan Blvd Ste 301, Westminster, CO, 80020-3347 | 9.4 | |
| State Farm | Adam Bird | 11178 Huron St Ste 4, Northglenn, CO, 80234-3343 | 10.0 | |
| Farmers | Jason Tichota | 12365 Huron St Ste 1800, Westminster, CO, 80234 | 8.5 |
Compare Rates for Erie, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Boulder County, CO | $423,500 | $1,306 | $910 | $1,710 | $800 |
| Erie, CO | $400,900 | $993 | $700 | $1,300 | $600 |
| Fairmount, CO | $432,200 | $1,080 | $760 | $1,410 | $650 |
| Berthoud, CO | $345,100 | $1,005 | $700 | $1,320 | $620 |
| Gilcrest, CO | $160,200 | $1,119 | $780 | $1,470 | $690 |
| West Pleasant View, CO | $262,200 | $1,377 | $960 | $1,800 | $840 |
| Ward, CO | $178,100 | $1,170 | $820 | $1,530 | $710 |
| Gilpin County, CO | $301,700 | $1,049 | $730 | $1,370 | $640 |
| Greenwood Village, CO | $872,000 | $1,052 | $740 | $1,380 | $640 |
| Downieville-Lawson-Dumont, CO | $200,800 | $1,230 | $860 | $1,610 | $750 |
| Grand View Estates, CO | $463,100 | $2,173 | $1,520 | $2,850 | $1,330 |
| Castle Rock, CO | $356,600 | $1,480 | $1,040 | $1,940 | $900 |
Research Home Insurance Companies Reviews in Erie, CO Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 18, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have never had a bad experience with USAA. Every time I have called the wait was not long and the people on the other end were always professional.
Date: February 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
There policies are expensive. We compared them with other insurance companies, and it seems to be the area that we live in. They didn't seem to want to negotiate at all, and they kept trying to up sell us on different items that we didn't really need.
Date: October 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Premium is a good price, but it could always be a little lower. I really can't complain though.
State Farm Home Insurance Reviews
Date: November 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium and deductible are a little high for my liking, but I understand that owning a home in California is expensive. I am unsure of how they compare to other companies, as I haven't done much research since purchasing the policy many years ago.