Gavop's guide to buying homeowners insurance in Mountainboro, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $64,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $121,000 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $229,500 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $743 |
| Superior Protection Discount | -$78 | $786 |
| Fire & Security Discount | -$78 | $786 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$225 | $639 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Etowah County | $1,000 | $967 | $1,967 | $702 | $1,702 | $264 |
| Mountainboro, AL | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Ridgeville, AL | $400 | $746 | $1,146 | $542 | $942 | $204 |
| Snead, AL | $2,500 | $1,010 | $3,510 | $734 | $3,234 | $276 |
| Susan Moore, AL | $100 | $1,028 | $1,128 | $747 | $847 | $281 |
| Cedar Bluff, AL | $2,500 | $912 | $3,412 | $663 | $3,163 | $249 |
| Springville, AL | $300 | $882 | $1,182 | $641 | $941 | $241 |
| Eva, AL | $1,500 | $832 | $2,332 | $604 | $2,104 | $227 |
| Clay, AL | $100 | $941 | $1,041 | $684 | $784 | $257 |
| Hammondville, AL | $1,500 | $1,137 | $2,637 | $826 | $2,326 | $311 |
| West Point, AL | $100 | $902 | $1,002 | $656 | $756 | $247 |
| Warrior, AL | $2,500 | $916 | $3,416 | $666 | $3,166 | $250 |
| Home Insurance Company Mountainboro, AL | Homeowners Insurance Agency Mountainboro, AL | Address | Popularity Score | Distance from Mountainboro (miles) |
|---|---|---|---|---|
| Allstate | Craig Wiggins | 4040 Balmoral Dr Sw, Huntsville, AL, 35801 | 46.0 | |
| Allstate | Cynthia Stuman | 4308 Center Point Rd, Pinson, AL, 35126 | 45.3 | |
| Farmers | Jay Rains | 201 E Mckinney Ave Ste B, Albertville, AL, 35950 | 10.0 | |
| Travelers | Rocket City Insurance Group | 10300 Bailey Cove Rd Se Ste 6, Huntsville, AL, 35803 | 41.8 | |
| State Farm | Pierce Harris | 1246 Gunter Ave, Guntersville, AL, 35976-1842 | 17.4 | |
| State Farm | Mike Hawkins | 333 Whitesport Dr Sw Ste 102, Huntsville, AL, 35801-3455 | 45.6 | |
| Liberty Mutual Independent | The Parnell Insurance Agency | 400 Snow St, Oxford, AL, 36203 | 40.2 | |
| Farmers | Gerald Trevarthen | 909a Graham St Sw, Cullman, AL, 35055 | 41.6 | |
| State Farm | Keith Holland | 201 N Main St Ste E, Boaz, AL, 35957-1643 | 4.5 | |
| State Farm | Jerri Burnett | 2725 Moody Pkwy, Moody, AL, 35004-3152 | 44.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,670 | $830 |
| Etowah County, AL | $105,100 | $978 | $670 | $1,390 | $720 |
| Mountainboro, AL | $106,600 | $864 | $600 | $1,230 | $630 |
| Ridgeville, AL | $65,800 | $755 | $550 | $1,030 | $480 |
| Snead, AL | $105,600 | $1,022 | $690 | $1,450 | $760 |
| Susan Moore, AL | $108,600 | $1,040 | $710 | $1,420 | $710 |
| Cedar Bluff, AL | $89,600 | $923 | $620 | $1,320 | $700 |
| Springville, AL | $150,600 | $893 | $600 | $1,260 | $660 |
| Eva, AL | $102,200 | $842 | $570 | $1,170 | $600 |
| Clay, AL | $170,200 | $952 | $650 | $1,360 | $710 |
| Hammondville, AL | $128,900 | $1,151 | $780 | $1,620 | $840 |
| West Point, AL | $88,100 | $913 | $620 | $1,260 | $640 |
| Warrior, AL | $120,000 | $927 | $620 | $1,320 | $700 |