Gavop's guide to buying homeowners insurance in Wytheville, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Wytheville, VA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rte 782, E Main St, Farm Fields Ln, N 19th St, Oriole Dr, Meadowbrook Ln, Whisteria Ln, Lovers Ln, Richmond Ave, W Lee Hwy | $103,000 | $100,000 | $75,000-$100,000 | $134,500 | $110,000 | $150,000-$175,000 |
| Hedgefield Ln, E Marshall St, W Monroe St, Chapman Rd, Frederick Ln, Fairview Rd, Saint Lukes Rd, Whipoorwill Rd, Heritage Ln, Hidden Valley Rd | $118,000 | $100,000 | $125,000-$150,000 | $179,500 | $150,000 | $200,000-$250,000 |
| N 10th St, N 30th St, Locust Ln, Mount Airy Rd, Bide-A-Wee Ln, Saint Paul Church Rd, S 7th St, Moss Ln, Spring Court Dr, State Rte 616 | $161,500 | $130,000 | $125,000-$150,000 | $159,500 | $140,000 | $150,000-$175,000 |
| Meadow View Ln, S 20th St, W Main St, Ridge Crest Dr, State Rte 661, State Rte 625, State Rte 682, W Buck Ave, Breezy Estates Dr, Crockett's Cove Rd | $76,000 | $70,000 | $50,000-$75,000 | $130,500 | $110,000 | $100,000-$125,000 |
| Deer Run, Ramsey Mountain Rd, Cobb Rd, Tabernacle Rd, Sharitz Rd, Red Oak Ln, State Rte 615, Cove Rd, Kenton Run, US Hwy 11 | $142,000 | $130,000 | $150,000-$175,000 | $141,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $570 |
| Superior Protection Discount | -$69 | $618 |
| Fire & Security Discount | -$48 | $639 |
| Hail Resistant Roof Discount | -$14 | $673 |
| Newly Constructed Home Discount | -$165 | $522 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wythe County | $2,500 | $617 | $3,117 | $449 | $2,949 | $169 |
| Wytheville, VA | $700 | $679 | $1,379 | $493 | $1,193 | $186 |
| Ivanhoe, VA | $200 | $371 | $571 | $270 | $470 | $102 |
| Robinson, VA | $700 | $916 | $1,616 | $666 | $1,366 | $250 |
| Alleghany County, NC | $1,000 | $659 | $1,659 | $479 | $1,479 | $180 |
| Saltville, VA | $300 | $399 | $699 | $290 | $590 | $109 |
| Emory, VA | $700 | $888 | $1,588 | $645 | $1,345 | $243 |
| West Jefferson, NC | $200 | $795 | $995 | $578 | $778 | $217 |
| Meadow View, VA | $700 | $598 | $1,298 | $434 | $1,134 | $163 |
| Davy, WV | $200 | $353 | $553 | $256 | $456 | $96 |
| Home Insurance Company Wytheville, VA | Homeowners Insurance Agency Wytheville, VA | Address | Popularity Score | Distance from Wytheville (miles) |
|---|---|---|---|---|
| State Farm | Chris Goad | 231 S Main St, Hillsville, VA, 24343-1504 | 23.8 | |
| State Farm | Jennifer Walters | 865 E Main St, Wytheville, VA, 24382-3303 | 0.7 | |
| Travelers | Hanks Insurance Agency Inc | 501 Glendale Rd, Galax, VA, 24333 | 21.6 | |
| Farmers | Leah Huffman-Chase | 665 E Main St, Wytheville, VA, 24382 | 0.5 | |
| State Farm | Ben Wheeler | 507 Mountain Lake Ave, Pearisburg, VA, 24134-1629 | 32.4 | |
| Travelers | Bankers Insurance Llc | 180 S 4th St, Wytheville, VA, 24382 | 0.5 | |
| Farmers | Charles Shomo | 205 Church St Se Ste B, Blacksburg, VA, 24060 | 41.9 | |
| Travelers | Bankers Insurance Llc | 180 South 4th Street, Wytheville, VA, 24382 | 0.4 | |
| State Farm | Jack King | 8846 S Scenic Hwy, Bland, VA, 24315-5272 | 10.4 | |
| Allstate | Barry Perdue | 2005 Leatherwood Ln Ste A, Bluefield, VA, 24605 | 21.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,300 | $660 |
| Wythe County, VA | $127,400 | $625 | $440 | $880 | $440 |
| Wytheville, VA | $175,000 | $687 | $470 | $980 | $510 |
| Ivanhoe, VA | $68,500 | $376 | $260 | $530 | $270 |
| Robinson, VA | $93,100 | $928 | $680 | $1,290 | $610 |
| Alleghany County, NC | $136,000 | $667 | $450 | $920 | $470 |
| Saltville, VA | $72,900 | $404 | $290 | $550 | $260 |
| Emory, VA | $216,700 | $899 | $620 | $1,250 | $630 |
| West Jefferson, NC | $138,600 | $805 | $580 | $1,110 | $530 |
| Meadow View, VA | $111,200 | $605 | $440 | $860 | $420 |
| Davy, WV | $24,500 | $357 | $240 | $490 | $250 |