Gavop's guide to buying homeowners insurance in Aquia Harbour, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Aquia Harbour, VA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Robin Rd, Jolly Roger Cv, McB 2, Driftwood Ln, Big Cliffs Rd, Wilson Cove, Potomac Dr, Chelsea Manor Ln, Admiral Dr, Rectory Ln | $683,500 | $600,000 | $800,000-$900,000 | $287,500 | $240,000 | $250,000-$300,000 |
| Nina Cove, Ottinger Ln, Mallard Rd, Commodore Cove, Clearview Ln, Atlantic Dr, Cedar Ridge Dr, Columbus Cove, Mickelson Ln, Vessel Dr | $509,000 | $470,000 | $500,000-$600,000 | $255,500 | $220,000 | $250,000-$300,000 |
| Mediterranean Dr, Brentsmill Dr, Valley Ridge Dr, Brighton Way, Midshipman Dr, Co Rd 636, Knapp Rd, Victoria Dr, Commander Cove, Bosun Cove | $482,500 | $420,000 | $400,000-$500,000 | $374,500 | $330,000 | $400,000-$500,000 |
| Palisades Dr, Battleship Cove, William and Mary Ln, Coast Guard Dr, Barclay Ln, Alda Rae Ct, Bella Vista Ct, Beacon Cove, Quarry Oaks Dr, Lake Dr | $585,500 | $550,000 | $500,000-$600,000 | $411,000 | $350,000 | $400,000-$500,000 |
| Constitution Dr, Valley Forge Dr, Flippo Rd, State Room Dr, Shore Dr, Widewater Trl, Farragut Dr, Sutton Ct, Mavel Pl, Barclay Ln | $320,500 | $300,000 | $350,000-$400,000 | $297,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $726 |
| Superior Protection Discount | -$89 | $797 |
| Fire & Security Discount | -$80 | $806 |
| Hail Resistant Roof Discount | -$27 | $859 |
| Newly Constructed Home Discount | -$257 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stafford County | $2,500 | $986 | $3,486 | $717 | $3,217 | $270 |
| Aquia Harbour, VA | $1,500 | $875 | $2,375 | $636 | $2,136 | $239 |
| Yorkshire, VA | $300 | $801 | $1,101 | $582 | $882 | $219 |
| North Springfield, VA | $2,500 | $1,343 | $3,843 | $976 | $3,476 | $367 |
| Seven Corners, VA | $400 | $979 | $1,379 | $712 | $1,112 | $268 |
| Chevy Chase Section Three, MD | $1,500 | $2,786 | $4,286 | $2,025 | $3,525 | $761 |
| Colmar Manor, MD | $2,500 | $789 | $3,289 | $574 | $3,074 | $216 |
| Mineral, VA | $400 | $902 | $1,302 | $656 | $1,056 | $247 |
| Woodmore, MD | $1,000 | $1,387 | $2,387 | $1,008 | $2,008 | $379 |
| Seabrook, MD | $200 | $773 | $973 | $562 | $762 | $211 |
| Sperryville, VA | $700 | $914 | $1,614 | $664 | $1,364 | $250 |
| Home Insurance Company Aquia Harbour, VA | Homeowners Insurance Agency Aquia Harbour, VA | Address | Popularity Score | Distance from Aquia Harbour (miles) |
|---|---|---|---|---|
| Farmers | Reina Melgar | 17471 Jeff Davis Hwy, Dumfries, VA, 22026 | 8.6 | |
| Travelers | Truslow - Yost Insurance Agency | 125 Chapman Street, Orange, VA, 22960 | 42.4 | |
| Allstate | Victor James | 556 Garrisonville Rd Ste 211, Stafford, VA, 22554 | 3.3 | |
| State Farm | Allen Bristow | 296 Gville Rd Ste 101, Stafford, VA, 22554-1574 | 1.7 | |
| State Farm | Gary Boxley | 17229 Wayside Dr, Dumfries, VA, 22026-2767 | 9.0 | |
| State Farm | Michael C Smith | 2789 Jeff Davis Hwy Ste 109, Stafford, VA, 22554-1742 | 1.4 | |
| Allstate | Chris Payne | 2146 Jefferson Davis Hwy, Stafford, VA, 22554 | 2.9 | |
| Allstate | Jeff Shi | 10916 Bulloch Dr, Manassas, VA, 20109 | 24.9 | |
| Travelers | Oberryman Insurance Agency | 2500 Hunter Pl Ste 202 , Woodbridge, VA, 22192 | 14.5 | |
| Farmers | Brandon Wince | 1368 Old Bridge Rd Ste 100, Woodbridge, VA, 22192 | 16.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Stafford County, VA | $327,600 | $998 | $690 | $1,430 | $740 |
| Aquia Harbour, VA | $336,500 | $885 | $610 | $1,230 | $620 |
| Yorkshire, VA | $267,100 | $811 | $590 | $1,110 | $520 |
| North Springfield, VA | $444,100 | $1,359 | $910 | $1,920 | $1,010 |
| Seven Corners, VA | $289,900 | $991 | $710 | $1,370 | $660 |
| Chevy Chase Section Three, MD | $992,500 | $2,820 | $2,230 | $3,550 | $1,320 |
| Colmar Manor, MD | $193,600 | $799 | $630 | $1,010 | $380 |
| Mineral, VA | $226,400 | $913 | $650 | $1,270 | $620 |
| Woodmore, MD | $418,400 | $1,404 | $1,110 | $1,770 | $660 |
| Seabrook, MD | $262,700 | $783 | $620 | $990 | $370 |
| Sperryville, VA | $234,500 | $925 | $670 | $1,270 | $600 |