Gavop shows you how to buy homeowners insurance in Bedford, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedford, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Centennial Dr, E Sterns Rd, Orbert Dr, Daisy Ct, Half Mile Rd, Valetta Dr, W Dean Rd, la Voy Rd, Cascade Dr, Westchester Dr | $207,500 | $190,000 | $200,000-$250,000 | $163,000 | $140,000 | $125,000-$150,000 |
| Lexington Pl, Stevenson Dr, Hickory Hill Dr, Eagle Point Ln, Bedford Blvd, Sussex Dr, Powlesland Ave, Sheffield Pl, Donna Dr, Piehl Rd | $124,500 | $110,000 | $125,000-$150,000 | $261,500 | $210,000 | $250,000-$300,000 |
| Greenbriar Ln, Tall Oak Ct, Lakeside Rd, Tower View Ct, Springdale Dr, Vicki Lynn Dr, Yorktown Pl, Tanglewood, Quail Run, E Temperance Rd | $212,000 | $190,000 | $200,000-$250,000 | $248,500 | $220,000 | $200,000-$250,000 |
| Rockingham Ct, Hunting Creek, Cedar Dr, Castlebury Dr, Pearson Rd, Torrey Hill Ct, Pinewood Rd, Brentridge, Sunrise Park, Fordway Dr | $198,500 | $180,000 | $175,000-$200,000 | $213,000 | $180,000 | $200,000-$250,000 |
| Middlebury Ct, Kilberry, Deveron Dr, Hartland Rd, Meadowview Dr, Willow Bend Dr, Lupine Ct, Crabapple Dr, Caber, Feltis Dr | $168,500 | $140,000 | $150,000-$175,000 | $287,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $589 |
| Superior Protection Discount | -$62 | $623 |
| Fire & Security Discount | -$68 | $616 |
| Hail Resistant Roof Discount | -$21 | $664 |
| Newly Constructed Home Discount | -$137 | $548 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $700 | $760 | $1,460 | $552 | $1,252 | $208 |
| Bedford, MI | $700 | $676 | $1,376 | $492 | $1,192 | $185 |
| Lucas County, OH | $200 | $622 | $822 | $452 | $652 | $170 |
| Manitou Beach-Devils Lake, MI | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Salem, MI | $100 | $779 | $879 | $566 | $666 | $213 |
| Flatrock, OH | $700 | $681 | $1,381 | $495 | $1,195 | $186 |
| Green Creek, OH | $200 | $650 | $850 | $472 | $672 | $178 |
| West Unity, OH | $2,500 | $566 | $3,066 | $411 | $2,911 | $155 |
| Stryker, OH | $400 | $555 | $955 | $404 | $804 | $152 |
| Ransom, MI | $1,500 | $725 | $2,225 | $527 | $2,027 | $198 |
| Michigan Center, MI | $500 | $726 | $1,226 | $528 | $1,028 | $198 |
| Hamburg, MI | $2,500 | $757 | $3,257 | $550 | $3,050 | $207 |
| Home Insurance Company Bedford, MI | Homeowners Insurance Agency Bedford, MI | Address | Popularity Score | Distance from Bedford (miles) |
|---|---|---|---|---|
| Farmers | Dena Weyand | 2962 N Dixie Hwy, Monroe, MI, 48162 | 18.2 | |
| State Farm | Susan Rosales | 2888 Washtenaw Rd, Ypsilanti, MI, 48197-1507 | 33.1 | |
| State Farm | Bobby Branch | 27506 Ford Rd, Garden City, MI, 48135-2921 | 40.9 | |
| State Farm | Ryan Wagner | 11770 Newburgh Rd, Livonia, MI, 48150-1061 | 42.2 | |
| State Farm | John O'Leary | 39221 Grand River Avenue, Farmington Hills, MI, 48335 | 48.9 | |
| Farmers | Scott Burek | 44978 Ford Rd Ste B, Canton, MI, 48187 | 38.3 | |
| Allstate | John G. Parr | 6537 Allen Rd, Allen Park, MI, 48101 | 39.0 | |
| State Farm | Jim Saucedo | 5602 W Vernor Hwy, Detroit, MI, 48209-2158 | 45.4 | |
| Allstate | Paula M. Schembri | 29207 Ford Rd, Garden City, MI, 48135 | 40.5 | |
| Allstate | John Drewniak | 7226 Park Ave, Allen Park, MI, 48101 | 38.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,080 | $560 |
| Monroe County, MI | $149,500 | $769 | $530 | $1,050 | $520 |
| Bedford, MI | $166,200 | $685 | $470 | $980 | $510 |
| Lucas County, OH | $109,000 | $630 | $450 | $870 | $420 |
| Manitou Beach-Devils Lake, MI | $202,300 | $863 | $590 | $1,180 | $590 |
| Salem, MI | $326,400 | $788 | $560 | $1,130 | $570 |
| Flatrock, OH | $125,000 | $689 | $470 | $950 | $480 |
| Green Creek, OH | $112,600 | $658 | $450 | $910 | $460 |
| West Unity, OH | $82,600 | $573 | $410 | $820 | $410 |
| Stryker, OH | $79,200 | $562 | $400 | $800 | $400 |
| Ransom, MI | $108,500 | $734 | $520 | $1,050 | $530 |
| Michigan Center, MI | $108,800 | $735 | $540 | $1,040 | $500 |
| Hamburg, MI | $235,900 | $766 | $530 | $1,050 | $520 |