Gavop tells you how to get the best homeowners insurance in Homewood, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $247,000 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $408,000 | $350,000 | $400,000-$500,000 |
| 4 Bedroom | $516,500 | $460,000 | $400,000-$500,000 |
| 5 Bedroom | $663,500 | $550,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $815 |
| Superior Protection Discount | -$97 | $874 |
| Fire & Security Discount | -$87 | $883 |
| Hail Resistant Roof Discount | -$29 | $941 |
| Newly Constructed Home Discount | -$204 | $767 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,500 | $1,148 | $2,648 | $834 | $2,334 | $314 |
| Homewood, AL | $1,500 | $959 | $2,459 | $697 | $2,197 | $262 |
| Indian Springs Village, AL | $500 | $1,803 | $2,303 | $1,310 | $1,810 | $493 |
| Brighton, AL | $700 | $685 | $1,385 | $498 | $1,198 | $187 |
| Edgewater, AL | $400 | $826 | $1,226 | $600 | $1,000 | $226 |
| Alabaster-Helena, AL | $700 | $1,431 | $2,131 | $1,040 | $1,740 | $391 |
| Dunnavant, AL | $700 | $1,119 | $1,819 | $813 | $1,513 | $306 |
| Brookwood, AL | $200 | $1,013 | $1,213 | $736 | $936 | $277 |
| Colony, AL | $2,000 | $904 | $2,904 | $657 | $2,657 | $247 |
| Nectar, AL | $200 | $1,113 | $1,313 | $809 | $1,009 | $304 |
| Centreville, AL | $1,000 | $1,100 | $2,100 | $799 | $1,799 | $301 |
| Home Insurance Company Homewood, AL | Homeowners Insurance Agency Homewood, AL | Address | Popularity Score | Distance from Homewood (miles) |
|---|---|---|---|---|
| Allstate | Monty Reed | 253 Us Highway 11, Trussville, AL, 35173 | 23.3 | |
| Farmers | Robert Hyche | 1200 Corporate Dr Ste 220, Birmingham, AL, 35242 | 7.9 | |
| Travelers | Holt Insurance Agency Inc | 1423 4th Avenue North, Bessemer, AL, 35020 | 9.6 | |
| State Farm | Leanne Dickinson | 200 B Y Williams Sr Dr, Midfield, AL, 35228-2221 | 5.8 | |
| Allstate | Corkren Insurance | 1516 9th Ave N Ste 112, Bessemer, AL, 35020 | 9.7 | |
| Allstate | Chad Christian | 206 Bowling Ln, Pelham, AL, 35124 | 8.6 | |
| State Farm | Ryan Whitson | 1503 Bridge Ave, Northport, AL, 35476-4865 | 47.2 | |
| State Farm | Chay Watkins | 2163 Clearbrook Rd, Hoover, AL, 35226-1566 | 3.6 | |
| Allstate | Eric Stuman | 3430 Independence Dr Ste 100, Homewood, AL, 35209 | 1.7 | |
| Allstate | Melissa Reid | 2321 John Hawkins Pkwy Ste 101, Hoover, AL, 35244 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,650 | $810 |
| Jefferson County, AL | $149,000 | $1,162 | $820 | $1,650 | $830 |
| Homewood, AL | $319,300 | $971 | $650 | $1,390 | $740 |
| Indian Springs Village, AL | $335,600 | $1,825 | $1,220 | $2,520 | $1,300 |
| Brighton, AL | $57,700 | $693 | $470 | $950 | $480 |
| Edgewater, AL | $76,900 | $836 | $600 | $1,150 | $550 |
| Alabaster-Helena, AL | $199,800 | $1,448 | $1,000 | $2,040 | $1,040 |
| Dunnavant, AL | $125,400 | $1,133 | $780 | $1,570 | $790 |
| Brookwood, AL | $106,000 | $1,025 | $750 | $1,450 | $700 |
| Colony, AL | $88,500 | $915 | $660 | $1,290 | $630 |
| Nectar, AL | $124,300 | $1,127 | $760 | $1,540 | $780 |
| Centreville, AL | $121,700 | $1,113 | $790 | $1,550 | $760 |