Gavop shows you how to buy homeowners insurance in Hatfield, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $172,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $152,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $355,500 | $300,000 | $400,000-$500,000 |
| 5 Bedroom | $288,000 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $668 |
| Superior Protection Discount | -$80 | $724 |
| Fire & Security Discount | -$56 | $748 |
| Hail Resistant Roof Discount | -$24 | $781 |
| Newly Constructed Home Discount | -$233 | $571 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Hatfield, PA | $1,500 | $795 | $2,295 | $578 | $2,078 | $217 |
| Hilltown, PA | $200 | $871 | $1,071 | $633 | $833 | $238 |
| Upper Salford, PA | $700 | $1,142 | $1,842 | $830 | $1,530 | $312 |
| Upper Moreland, PA | $500 | $755 | $1,255 | $549 | $1,049 | $206 |
| Delanco, NJ | $2,500 | $903 | $3,403 | $656 | $3,156 | $247 |
| Edgmont, PA | $200 | $1,774 | $1,974 | $1,290 | $1,490 | $485 |
| Topton, PA | $700 | $698 | $1,398 | $507 | $1,207 | $191 |
| Collingswood, NJ | $300 | $800 | $1,100 | $581 | $881 | $219 |
| Reinholds, PA | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| Denver, PA | $400 | $727 | $1,127 | $528 | $928 | $199 |
| Jamesburg, NJ | $1,000 | $812 | $1,812 | $590 | $1,590 | $222 |
| Home Insurance Company Hatfield, PA | Homeowners Insurance Agency Hatfield, PA | Address | Popularity Score | Distance from Hatfield (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Capstone Insurance Group | Gwynedd Corporate Center 1120 Welsh Rd, North Wales, PA, 19454 | 3.7 | |
| Travelers | Gieseler Insurance Agency Inc | 650 East Butler Avenue, New Britain, PA, 18901 | 7.0 | |
| Allstate | Jim Ottomano | 874 E Welsh Rd Ste 2, Maple Glen, PA, 19002 | 9.2 | |
| Travelers | Insuranceshopperpacom | 275 Butler Pke, Ambler, PA, 19002 | 8.3 | |
| State Farm | John Mcdevitt | 24 E Springfield Rd, Springfield, PA, 19064-2429 | 23.8 | |
| State Farm | Grace S Huang | 133 E Main Street, Lansdale, PA, 19446-2572 | 2.6 | |
| Allstate | Brian M. Kelly | 46 N Main St, Chalfont, PA, 18914 | 4.3 | |
| State Farm | William Thomson Jr | 551 Easton Rd Ste A, Warrington, PA, 18976-2458 | 8.6 | |
| State Farm | Ron Reinert | 1730 Sumneytown Pike, Kulpsville, PA, 19443 | 3.5 | |
| State Farm | Linda Ervin | 768 N Bethlehem Pike Ste 102, Ambler, PA, 19002-2658 | 7.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,070 | $570 |
| Montgomery County, PA | $299,300 | $960 | $650 | $1,360 | $710 |
| Hatfield, PA | $281,600 | $805 | $550 | $1,110 | $560 |
| Hilltown, PA | $318,200 | $881 | $590 | $1,220 | $630 |
| Upper Salford, PA | $353,800 | $1,156 | $840 | $1,630 | $790 |
| Upper Moreland, PA | $258,700 | $764 | $560 | $1,050 | $490 |
| Delanco, NJ | $230,900 | $914 | $660 | $1,260 | $600 |
| Edgmont, PA | $500,400 | $1,796 | $1,290 | $2,460 | $1,170 |
| Topton, PA | $150,200 | $706 | $470 | $1,010 | $540 |
| Collingswood, NJ | $259,200 | $810 | $550 | $1,120 | $570 |
| Reinholds, PA | $170,100 | $744 | $530 | $1,060 | $530 |
| Denver, PA | $165,800 | $736 | $540 | $1,010 | $470 |
| Jamesburg, NJ | $267,700 | $822 | $600 | $1,170 | $570 |