Gavop shows you how to buy homeowners insurance in Sweet Grass County, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $143,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $171,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $207,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $166,500 | $130,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $679 |
| Superior Protection Discount | -$79 | $711 |
| Fire & Security Discount | -$55 | $735 |
| Hail Resistant Roof Discount | -$16 | $774 |
| Newly Constructed Home Discount | -$158 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sweet Grass County | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Sweet Grass County, MT | $1,000 | $780 | $1,780 | $567 | $1,567 | $213 |
| Big Timber, MT | $500 | $980 | $1,480 | $712 | $1,212 | $268 |
| Springdale, MT | $1,000 | $1,104 | $2,104 | $802 | $1,802 | $302 |
| South of the Yellowstone, MT | $300 | $1,041 | $1,341 | $757 | $1,057 | $285 |
| Absarokee, MT | $1,500 | $1,112 | $2,612 | $808 | $2,308 | $304 |
| Columbus, MT | $500 | $1,087 | $1,587 | $790 | $1,290 | $297 |
| Shawmut, MT | $500 | $763 | $1,263 | $554 | $1,054 | $208 |
| Roberts, MT | $2,000 | $1,215 | $3,215 | $883 | $2,883 | $332 |
| Sedan, MT | $300 | $980 | $1,280 | $712 | $1,012 | $268 |
| Wheatland County, MT | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Home Insurance Company Sweet Grass County, MT | Homeowners Insurance Agency Sweet Grass County, MT | Address | Popularity Score | Distance from Sweet Grass County (miles) |
|---|---|---|---|---|
| Farmers | Deborah Juhnke | 218 S Main St, Livingston, MT, 59047 | 31.7 | |
| Liberty Mutual Independent | Leavitt Great West Insurance Services | 104 S Main St, Livingston, MT, 59047 | 31.7 | |
| State Farm | Dean Hendrickson | 224 W Lewis St, Livingston, MT, 59047-3013 | 31.8 | |
| State Farm | Dean Hendrickson | 125 Mcleod St., Big Timber, MT, 59011 | 1.6 | |
| Liberty Mutual Independent | Mandeville Insurance | 130 S Pratten, Columbus, MT, 59019 | 35.5 | |
| Liberty Mutual Independent | Mandeville Insurance | 130 S Pratten Po Box 69, Columbus, MT, 59019 | 35.5 | |
| Allstate | Key Insurance | 100 Mcleod St , Big Timber, MT, 59011 | 1.6 | |
| State Farm | Tom Maack | 444 9th St N Suite 4 Po Box 692, Columbus, MT, 59019 | 35.7 | |
| State Farm | Sarah Skofield | 125 E Callender St, Livingston, MT, 59047-2613 | 31.6 | |
| Liberty Mutual Independent | Mandeville Insurance | 130 S Pratten St, Columbus, MT, 59019 | 35.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Sweet Grass County, MT | $225,900 | $790 | $600 | $1,030 | $430 |
| Sweet Grass County, MT | $225,900 | $790 | $600 | $1,030 | $430 |
| Big Timber, MT | $169,100 | $992 | $750 | $1,300 | $550 |
| Springdale, MT | $229,200 | $1,117 | $850 | $1,460 | $610 |
| South of the Yellowstone, MT | $196,400 | $1,054 | $800 | $1,380 | $580 |
| Absarokee, MT | $233,500 | $1,125 | $860 | $1,470 | $610 |
| Columbus, MT | $220,100 | $1,100 | $840 | $1,440 | $600 |
| Shawmut, MT | $103,100 | $772 | $590 | $1,010 | $420 |
| Roberts, MT | $287,500 | $1,230 | $930 | $1,610 | $680 |
| Sedan, MT | $168,800 | $992 | $750 | $1,300 | $550 |
| Wheatland County, MT | $89,300 | $658 | $500 | $860 | $360 |