How Can I Make My Elko, NV Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Elko, NV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Elko, NV Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $173,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $197,000 | $180,000 | $150,000-$175,000 |
| 4 Bedroom | $208,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $416,500 | $370,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Elko, NV | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $512 |
| Superior Protection Discount | -$56 | $561 |
| Fire & Security Discount | -$68 | $549 |
| Hail Resistant Roof Discount | -$19 | $598 |
| Newly Constructed Home Discount | -$148 | $469 |
Choose your Elko, NV Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Elko, NV | Back to Top
| Home Insurance Company Elko, NV | Homeowners Insurance Agency Elko, NV | Address | Popularity Score | Distance from Elko (miles) |
|---|---|---|---|---|
| State Farm | Shabonya Dutton | 1794 Idaho St, Elko, NV, 89801-4026 | 3.3 | |
| Liberty Mutual Independent | Isu Mcmullen Insurance | 429 Court St Ste 1, Elko, NV, 89801 | 3.3 | |
| Travelers | Hometown Solutions Insurance Inc | 301 Silver St, Elko, NV, 89801 | 3.1 | |
| State Farm | Brent Stokes | 698 5th St, Elko, NV, 89801-3551 | 3.3 | |
| Travelers | Hometown Solutions Insurance Inc | 301 Silver St, Elko, NV, 89801 | 3.1 | |
| Travelers | Gregory Insurance Ag | 789 Railroad St, Elko, NV, 89801 | 3.1 | |
| Travelers | Gregory Insurance Ag | 789 Railroad St, Elko, NV, 89801 | 3.1 | |
| Travelers | Gregory Insurance Ag | 789 Railroad St, Elko, NV, 89801 | 3.1 |
Compare Rates for Elko, NV Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $440 | $880 | $440 |
| Elko County, NV | $198,100 | $601 | $410 | $850 | $440 |
| Elko, NV | $211,700 | $617 | $440 | $870 | $430 |
| Spring Creek, NV | $220,400 | $601 | $410 | $820 | $410 |
| Osino, NV | $186,700 | $606 | $420 | $870 | $450 |
| Carlin, NV | $104,400 | $470 | $330 | $660 | $330 |
| Elko County, NV | $198,100 | $601 | $440 | $830 | $390 |
| Wells, NV | $170,800 | $585 | $400 | $830 | $430 |
| Beowawe, NV | $82,200 | $415 | $290 | $590 | $300 |
Research Home Insurance Companies Reviews in Elko, NV Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I love the fact state farm is able to help me with my needs to make sure my home stays safe. I never had problems with them and there is always some within a few mins to answer questions I have.
Date: June 01, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Premium
I've found that having a home policy outside of bundling with auto/life is a bit financially foolish. Through my research, I found that even bundles don't fit my budget.
Allstate Home Insurance Reviews
Date: September 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have used Allstate Insurance company for almost 10 years now. They have been fantastic. I had the unfortunate experience of having to file a claim with them. The process was smooth and easy.
GEICO Home Insurance Reviews
Date: October 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Geico's customer service is most definitely a 5. Not only is our home insurance through them but our car insurance as well. Any time we have an issue they take care of it immediately. Customer service representatives are respectful.