Gavop's guide to buying homeowners insurance in River View, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $118,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $169,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $172,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $395,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $701 |
| Superior Protection Discount | -$77 | $777 |
| Fire & Security Discount | -$77 | $777 |
| Hail Resistant Roof Discount | -$17 | $837 |
| Newly Constructed Home Discount | -$222 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,500 | $1,017 | $3,517 | $739 | $3,239 | $278 |
| River View, MO | $1,500 | $844 | $2,344 | $613 | $2,113 | $231 |
| Valmeyer, IL | $500 | $806 | $1,306 | $586 | $1,086 | $220 |
| Winchester, MO | $2,000 | $1,064 | $3,064 | $773 | $2,773 | $291 |
| St. Louis County, MO | $500 | $1,077 | $1,577 | $783 | $1,283 | $294 |
| University City, MO | $1,500 | $1,194 | $2,694 | $867 | $2,367 | $326 |
| Spencer Creek, MO | $200 | $803 | $1,003 | $583 | $783 | $219 |
| Weldon Spring, MO | $2,500 | $891 | $3,391 | $648 | $3,148 | $244 |
| Percy, IL | $500 | $524 | $1,024 | $381 | $881 | $143 |
| Roxana, IL | $2,000 | $567 | $2,567 | $412 | $2,412 | $155 |
| Leasburg, MO | $300 | $801 | $1,101 | $582 | $882 | $219 |
| Cinque Hommes, MO | $2,500 | $1,062 | $3,562 | $772 | $3,272 | $290 |
| Home Insurance Company River View, MO | Homeowners Insurance Agency River View, MO | Address | Popularity Score | Distance from River View (miles) |
|---|---|---|---|---|
| Travelers | Alternatives Insurance | 1101 Gravois Rd Ste D, Fenton, MO, 63026 | 19.4 | |
| State Farm | Tania Interian | 12084 Manchester Rd, Des Peres, MO, 63131-4401 | 26.3 | |
| Allstate | Lisa M. Clemente | 110a Holloway Rd, Ballwin, MO, 63011 | 26.9 | |
| Travelers | Comfort Insurance Agency | 720 Jeffco Blvd, Arnold, MO, 63010 | 15.8 | |
| State Farm | Diana Holdinghausen | 1713 Madison Ave, Washington, MO, 63090 | 39.6 | |
| Liberty Mutual Independent | Weiss Insurance Agency | 683 Trade Center Blvd Ste 100, Chesterfield, MO, 63005 | 33.1 | |
| State Farm | Lou Kilo | 5151 Mattis Road, St Louis, MO, 63128-2775 | 19.8 | |
| State Farm | Rich Haney | 4515 Lemay Ferry Road, St Louis, MO, 63129 | 19.4 | |
| Travelers | The Milburn Agency | 100 Saint Francois Ste 207, Florissant, MO, 63031 | 39.7 | |
| Farmers | Jeremy Heisserer | 4185 Crescent Dr Ste C, Saint Louis, MO, 63129 | 20.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,540 | $770 |
| Jefferson County, MO | $154,100 | $1,030 | $710 | $1,420 | $710 |
| River View, MO | $121,900 | $854 | $620 | $1,200 | $580 |
| Valmeyer, IL | $162,800 | $816 | $560 | $1,170 | $610 |
| Winchester, MO | $142,600 | $1,077 | $730 | $1,540 | $810 |
| St. Louis County, MO | $181,100 | $1,090 | $730 | $1,520 | $790 |
| University City, MO | $238,500 | $1,208 | $870 | $1,720 | $850 |
| Spencer Creek, MO | $168,700 | $813 | $590 | $1,110 | $520 |
| Weldon Spring, MO | $225,100 | $902 | $600 | $1,280 | $680 |
| Percy, IL | $68,300 | $530 | $380 | $750 | $370 |
| Roxana, IL | $79,100 | $574 | $400 | $820 | $420 |
| Leasburg, MO | $65,400 | $811 | $580 | $1,110 | $530 |
| Cinque Hommes, MO | $142,100 | $1,075 | $720 | $1,540 | $820 |