Gavop tells you how to get the best homeowners insurance in Stone County, AR by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $89,000 | $70,000 | $100,000-$125,000 |
| 3 Bedroom | $144,500 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $136,000 | $110,000 | $150,000-$175,000 |
| 5 Bedroom | $232,000 | $210,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $800 |
| Home and Two Car | -$148 | $722 |
| Home and Three Car | -$209 | $661 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stone County | $700 | $859 | $1,559 | $624 | $1,324 | $235 |
| Stone County, AR | $2,500 | $859 | $3,359 | $624 | $3,124 | $235 |
| Giles, AR | $100 | $1,109 | $1,209 | $806 | $906 | $303 |
| West Griggs, AR | $1,000 | $991 | $1,991 | $720 | $1,720 | $271 |
| Lave Creek, AR | $1,500 | $905 | $2,405 | $658 | $2,158 | $247 |
| Cave, AR | $300 | $832 | $1,132 | $605 | $905 | $227 |
| Dota, AR | $2,500 | $936 | $3,436 | $680 | $3,180 | $256 |
| Velvet Ridge, AR | $200 | $901 | $1,101 | $655 | $855 | $246 |
| Wooster, AR | $700 | $1,423 | $2,123 | $1,034 | $1,734 | $389 |
| Judsonia, AR | $300 | $903 | $1,203 | $656 | $956 | $247 |
| Clifton, AR | $2,500 | $1,473 | $3,973 | $1,071 | $3,571 | $403 |
| Home Insurance Company Stone County, AR | Homeowners Insurance Agency Stone County, AR | Address | Popularity Score | Distance from Stone County (miles) |
|---|---|---|---|---|
| Travelers | Affordable Insurance | 635 Highway 62 E, Mountain Home, AR, 72653 | 36.2 | |
| Travelers | Haymond Insurance | 200 S Main St, Searcy, AR, 72143 | 47.8 | |
| Farmers | Scott Finley | 409 Llama Dr, Searcy, AR, 72143 | 48.3 | |
| State Farm | Ed Lasyone | 1501 Highway 25b, Heber Springs, AR, 72543-1701 | 24.9 | |
| State Farm | Blake Hendrix | 1550 W Beebe Capps Expy, Searcy, AR, 72143-5169 | 47.5 | |
| Farmers | Jay Andy Wescoat | 1001 Highway 62 E, Mountain Home, AR, 72653 | 36.3 | |
| Farmers | Velma Smith | 803 W Race Ave, Searcy, AR, 72143 | 47.4 | |
| State Farm | Ric Wilcox | 1104 E Main St, Mountain View, AR, 72560 | 2.4 | |
| Allstate | Janice Kimbrell | 850 Highway 65 S, Clinton, AR, 72031 | 25.7 | |
| State Farm | Chuck Epperson | 194 Griggs St Po Box 1519, Clinton, AR, 72031 | 25.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,530 | $790 |
| Stone County, AR | $107,300 | $869 | $590 | $1,230 | $640 |
| Stone County, AR | $107,300 | $869 | $620 | $1,230 | $610 |
| Giles, AR | $125,900 | $1,122 | $760 | $1,540 | $780 |
| West Griggs, AR | $100,500 | $1,003 | $720 | $1,370 | $650 |
| Lave Creek, AR | $82,900 | $916 | $670 | $1,290 | $620 |
| Cave, AR | $68,700 | $842 | $570 | $1,200 | $630 |
| Dota, AR | $89,100 | $947 | $680 | $1,320 | $640 |
| Velvet Ridge, AR | $82,100 | $912 | $630 | $1,270 | $640 |
| Wooster, AR | $203,300 | $1,440 | $990 | $1,970 | $980 |
| Judsonia, AR | $82,500 | $914 | $650 | $1,250 | $600 |
| Clifton, AR | $217,000 | $1,491 | $1,090 | $2,070 | $980 |