Gavop shows you how to buy homeowners insurance in Manistee, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $122,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $133,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $189,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $154,000 | $120,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $612 |
| Home and Two Car | -$113 | $552 |
| Home and Three Car | -$153 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Manistee County | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Manistee, MI | $2,500 | $657 | $3,157 | $477 | $2,977 | $180 |
| Stronach, MI | $500 | $720 | $1,220 | $523 | $1,023 | $197 |
| Pleasanton, MI | $700 | $781 | $1,481 | $567 | $1,267 | $213 |
| Peacock, MI | $300 | $694 | $994 | $504 | $804 | $190 |
| Pilgrim, MI | $2,500 | $1,491 | $3,991 | $1,083 | $3,583 | $407 |
| Nessen City, MI | $500 | $703 | $1,203 | $511 | $1,011 | $192 |
| Platte, MI | $2,500 | $814 | $3,314 | $592 | $3,092 | $222 |
| Yates, MI | $400 | $654 | $1,054 | $475 | $875 | $179 |
| Lilley, MI | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Burdell, MI | $200 | $748 | $948 | $544 | $744 | $204 |
| Cadillac, MI | $700 | $615 | $1,315 | $447 | $1,147 | $168 |
| Home Insurance Company Manistee, MI | Homeowners Insurance Agency Manistee, MI | Address | Popularity Score | Distance from Manistee (miles) |
|---|---|---|---|---|
| Allstate | John Weber | 2301 Garfield Rd N, Traverse City, MI, 49686 | 48.8 | |
| State Farm | Rich Sheldon | 217 E Todd Ave, Reed City, MI, 49677-1251 | 48.2 | |
| Allstate | Patricia Bryan | 3298 Veterans Dr Ste 1, Traverse City, MI, 49684 | 48.0 | |
| State Farm | Mary Sturdevant | 306 W Parkdale Ave, Manistee, MI, 49660-1132 | 1.8 | |
| State Farm | Dale Priester | 304 W Parkdale Ave, Manistee, MI, 49660-1132 | 1.8 | |
| State Farm | Matt Wetmore | 286 N Michigan Ave, Beulah, MI, 49617-9147 | 29.5 | |
| Farmers | Mary Dupuie | 214 Arthur St, Manistee, MI, 49660 | 1.3 | |
| State Farm | John Benson | 212 W North St, Cadillac, MI, 49601-1814 | 45.8 | |
| Allstate | Smith & Eddy Agy | 113 S Main St, Scottville, MI, 49454 | 20.3 | |
| Allstate | Smith & Eddy Ins Agy | 1554 Us 31 S, Manistee, MI, 49660 | 1.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,060 | $500 |
| Manistee County, MI | $116,200 | $694 | $480 | $990 | $510 |
| Manistee, MI | $96,300 | $665 | $450 | $920 | $470 |
| Stronach, MI | $105,200 | $729 | $490 | $1,000 | $510 |
| Pleasanton, MI | $147,300 | $790 | $570 | $1,100 | $530 |
| Peacock, MI | $88,700 | $702 | $480 | $990 | $510 |
| Pilgrim, MI | $422,200 | $1,509 | $1,070 | $2,100 | $1,030 |
| Nessen City, MI | $95,000 | $712 | $480 | $1,010 | $530 |
| Platte, MI | $173,500 | $824 | $590 | $1,160 | $570 |
| Yates, MI | $67,700 | $662 | $440 | $910 | $470 |
| Lilley, MI | $85,100 | $695 | $510 | $980 | $470 |
| Burdell, MI | $123,300 | $757 | $520 | $1,070 | $550 |
| Cadillac, MI | $71,100 | $622 | $450 | $860 | $410 |