Gavop tells you how to get the best homeowners insurance in Brookings, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Brookings, SD - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Pine St, Main Ave S, Arctic Dr, Sioux Pass, Front St, 12th St S, Horner Ave, Maple Ave, Summit Pass, Cedar Ave | $89,000 | $80,000 | $75,000-$100,000 | $182,500 | $160,000 | $175,000-$200,000 |
| 1st Ave S, 3rd Ave S, 10th St S, Sunrise Ridge Rd, Legeros Dr, Henry Ave, W US Hwy 14 Bus, Heather Ln E, 204th St, 37th St S | $99,500 | $90,000 | $75,000-$100,000 | $183,500 | $170,000 | $200,000-$250,000 |
| Pleasant View Dr, Dogwood Ave, 472nd Ave, 206th St, 38th St S, Thunder Pass, 215th St, S Dakota Hwy 13, Railroad Ave, US Hwy 14 Bus | $144,500 | $120,000 | $150,000-$175,000 | $200,000 | $170,000 | $175,000-$200,000 |
| 30th St, 16th Ave S, Stangeland St, Peterson Ave, Madison Ave, Santee Trl, 13th Ave, Deer Ln, Pine Ridge Rd, 201st St | $129,500 | $110,000 | $125,000-$150,000 | $154,500 | $140,000 | $100,000-$125,000 |
| 5th Ave, Co Rd 27, Co Rd 24, 3rd St, 487th Ave, Yosemite Ln, Nicolett St, Torrey Pines Dr, 1st Ave N, King Arthur Ct | $146,000 | $130,000 | $150,000-$175,000 | $200,000 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $749 |
| Superior Protection Discount | -$87 | $784 |
| Fire & Security Discount | -$78 | $793 |
| Hail Resistant Roof Discount | -$26 | $845 |
| Newly Constructed Home Discount | -$218 | $653 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,386 |
| Home Insurance Company Brookings, SD | Homeowners Insurance Agency Brookings, SD | Address | Popularity Score | Distance from Brookings (miles) |
|---|---|---|---|---|
| Farmers | Jeff Jacobson | 708 Main Ave S Ste 2, Brookings, SD, 57006 | 0.7 | |
| State Farm | Kathy Witte-Holmes | 314 4th St Ne, Watertown, SD, 57201-2620 | 44.5 | |
| State Farm | Steve Gales | 101 19th St Ne, Watertown, SD, 57201-2823 | 43.6 | |
| State Farm | Paul Kruse | 511 6th St, Brookings, SD, 57006-1436 | 0.8 | |
| State Farm | Kevin Witte | 2312 6th St, Brookings, SD, 57006-2404 | 1.1 | |
| State Farm | Joan Severtson | 208 1/2 N Wind St, Flandreau, SD, 57028-1247 | 19.8 | |
| State Farm | Harry Mansheim | 511 Main Avenue, Brookings, SD, 57006-0439 | 0.9 | |
| State Farm | Randy Schaefer | 730 S Washington Ave, Madison, SD, 57042-3519 | 26.5 | |
| Travelers | Deuel County Natl Bank Ins | 305 4th St W Deuel Cnty Natl Bank, Clear Lake, SD, 57226 | 32.1 | |
| Allstate | First Madison Ins | 109 S Egan Ave, Madison, SD, 57042 | 26.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $700 | $1,370 | $670 |
| Brookings County, SD | $165,100 | $982 | $670 | $1,400 | $730 |
| Brookings, SD | $169,400 | $871 | $640 | $1,200 | $560 |
| Winsor, SD | $185,600 | $1,087 | $780 | $1,510 | $730 |
| Oak Lake, SD | $191,700 | $1,106 | $790 | $1,520 | $730 |
| Rutland, SD | $71,700 | $707 | $490 | $970 | $480 |
| Alliance, SD | $154,400 | $989 | $670 | $1,360 | $690 |
| Hazel, SD | $73,300 | $713 | $480 | $980 | $500 |
| Manchester, SD | $106,300 | $831 | $560 | $1,150 | $590 |
| Miner County, SD | $82,000 | $693 | $500 | $980 | $480 |
| Kampeska, SD | $193,800 | $1,112 | $770 | $1,570 | $800 |