Gavop's guide to buying homeowners insurance in Branchburg, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Branchburg, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Readington Rd, Craig Rd, Harlan School Rd, Susquehanna Trl, Summit St, Horizon Way, Campana Way, Settlers Ct, Red Crest Ln, Oak Tavern Cir | $479,500 | $460,000 | $400,000-$500,000 | $621,500 | $590,000 | $500,000-$600,000 |
| Huyler Rd, Darcy Dr, Plymouth Ct, Mohave Path, Tanner Pl, Windy Willow Way, Dow Pl, Devon Ln, Santoro Ct, Salem Ct | $486,000 | $450,000 | $350,000-$400,000 | $291,000 | $260,000 | $250,000-$300,000 |
| Oak Crest Dr, Chambers Brook Rd, Hilltop Ln, Cottage Pl, Glen Crest Dr, Bridle Way, Navajo Trl, Kelly Dr, Sturbridge Dr, Tamarack Dr | $582,500 | $470,000 | $500,000-$600,000 | $491,000 | $400,000 | $400,000-$500,000 |
| Delaware Ln, Carol Jean Way, Burmuda Dr, Lindsay Ct, Old Turnpike Rd, Miller Ave, Dana Ter, Rose Way, Libby Ln, Baird Rd | $473,000 | $430,000 | $350,000-$400,000 | $392,000 | $370,000 | $400,000-$500,000 |
| Windmill Way, Munsee Trl, Chester Ave, Arbor Way, Pulaski Rd, Beechwood Rd, Snowbird Way, Gordon Pl, France Dr, Mitchell Rd | $486,000 | $400,000 | $500,000-$600,000 | $398,000 | $370,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $821 |
| Superior Protection Discount | -$98 | $880 |
| Fire & Security Discount | -$78 | $900 |
| Hail Resistant Roof Discount | -$20 | $958 |
| Newly Constructed Home Discount | -$274 | $704 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Somerset County | $2,000 | $1,189 | $3,189 | $864 | $2,864 | $325 |
| Branchburg, NJ | $1,500 | $966 | $2,466 | $702 | $2,202 | $264 |
| Bradley Gardens, NJ | $500 | $1,052 | $1,552 | $764 | $1,264 | $287 |
| Fanwood, NJ | $700 | $995 | $1,695 | $723 | $1,423 | $272 |
| Mount Olive, NJ | $500 | $813 | $1,313 | $591 | $1,091 | $222 |
| South Amboy, NJ | $1,000 | $829 | $1,829 | $603 | $1,603 | $227 |
| Mount Arlington, NJ | $400 | $856 | $1,256 | $622 | $1,022 | $234 |
| Ivyland, PA | $1,500 | $1,214 | $2,714 | $882 | $2,382 | $332 |
| Rutherford, NJ | $500 | $1,037 | $1,537 | $753 | $1,253 | $283 |
| Ridgewood, NJ | $2,000 | $1,141 | $3,141 | $829 | $2,829 | $312 |
| Conshohocken, PA | $200 | $796 | $996 | $578 | $778 | $218 |
| Silver Ridge, NJ | $700 | $690 | $1,390 | $501 | $1,201 | $188 |
| Home Insurance Company Branchburg, NJ | Homeowners Insurance Agency Branchburg, NJ | Address | Popularity Score | Distance from Branchburg (miles) |
|---|---|---|---|---|
| Allstate | Shelby Mobley | 471 Pompton Ave, Cedar Grove, NJ, 7009 | 32.4 | |
| Travelers | Crisp Insurance Advisors Of Princeton Llc | 1250 Rte 28 Ste 201, Branchburg, NJ, 8876 | 3.4 | |
| State Farm | Karen Mojka | 1910 Washington Vly Rd Ste 6, Martinsville, NJ, 08836-2026 | 8.4 | |
| State Farm | Tom Ziegenbalg | 1489 Union Valley Rd, West Milford, NJ, 07480-1361 | 43.3 | |
| Travelers | Henry D Bean And Sons | 247 Kings Highway East, Haddonfield, NJ, 8033 | 48.6 | |
| Travelers | Cbiz Insurance Services Inc | 219 South St, New Providence, NJ, 7974 | 19.0 | |
| Travelers | Franchino Agency | 856 Route 206 Suite B11, Hillsborough, NJ, 8844 | 6.4 | |
| Allstate | Freddy Duran | 1025 Summit Ave, Jersey City, NJ, 7307 | 37.3 | |
| Travelers | Kouvel Insurance | 766-768 Broadway Ste #2, Bayonne, NJ, 7002 | 32.7 | |
| State Farm | Cindy Skaar | 425 Amwell Rd, Hillsborough, NJ, 08844-1213 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,550 | $830 |
| Somerset County, NJ | $412,800 | $1,203 | $830 | $1,710 | $880 |
| Branchburg, NJ | $464,300 | $978 | $690 | $1,390 | $700 |
| Bradley Gardens, NJ | $451,000 | $1,064 | $770 | $1,460 | $690 |
| Fanwood, NJ | $433,100 | $1,007 | $720 | $1,380 | $660 |
| Mount Olive, NJ | $354,300 | $823 | $580 | $1,170 | $590 |
| South Amboy, NJ | $278,900 | $839 | $600 | $1,150 | $550 |
| Mount Arlington, NJ | $296,600 | $867 | $630 | $1,220 | $590 |
| Ivyland, PA | $374,200 | $1,229 | $850 | $1,730 | $880 |
| Rutherford, NJ | $446,500 | $1,049 | $750 | $1,450 | $700 |
| Ridgewood, NJ | $739,300 | $1,154 | $770 | $1,590 | $820 |
| Conshohocken, PA | $281,700 | $806 | $570 | $1,120 | $550 |
| Silver Ridge, NJ | $133,000 | $698 | $510 | $960 | $450 |