Gavop tells you how to get the best homeowners insurance in South Urban, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $94,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $149,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $161,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $251,500 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $560 |
| Superior Protection Discount | -$59 | $599 |
| Fire & Security Discount | -$59 | $599 |
| Hail Resistant Roof Discount | -$13 | $645 |
| Newly Constructed Home Discount | -$132 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harrison County | $700 | $686 | $1,386 | $499 | $1,199 | $188 |
| South Urban, WV | $2,000 | $651 | $2,651 | $473 | $2,473 | $178 |
| Flemington, WV | $300 | $549 | $849 | $399 | $699 | $150 |
| Middletown, WV | $200 | $668 | $868 | $485 | $685 | $183 |
| Rivesville, WV | $1,000 | $689 | $1,689 | $500 | $1,500 | $188 |
| Glenville, WV | $500 | $617 | $1,117 | $448 | $948 | $168 |
| Clover, WV | $700 | $480 | $1,180 | $349 | $1,049 | $131 |
| Ritchie County, WV | $300 | $682 | $982 | $496 | $796 | $186 |
| St. Marys, WV | $700 | $699 | $1,399 | $508 | $1,208 | $191 |
| Greensboro, PA | $400 | $521 | $921 | $378 | $778 | $142 |
| Calhoun County, WV | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| Home Insurance Company South Urban, WV | Homeowners Insurance Agency South Urban, WV | Address | Popularity Score | Distance from South Urban (miles) |
|---|---|---|---|---|
| Erie | United Security Agency | 139 W Main Street, Bridgeport, WV, 26330 | 8.2 | |
| State Farm | Stan Cameon | 420 Marion Sq, Fairmont, WV, 26554-1369 | 19.3 | |
| Erie | Webster Insurance Agency Inc. | 101 Doctors Drive, Bridgeport, WV, 26330 | 8.2 | |
| Allstate | Erin Knippenberg | 1201 E Pike St, Clarksburg, WV, 26302 | 4.8 | |
| State Farm | Rob Johnson | 226 W Main St, Salem, WV, 26426-1224 | 9.1 | |
| Nationwide | Kyle Johnson Ins Agency | 493 Washington Ave Ste 1, Clarksburg, WV, 26301-2825 | 3.4 | |
| Allstate | Gail Hinzman | 123 State St, Bridgeport, WV, 26330 | 7.4 | |
| Erie | Goff Insurance Services | 227 W Main Street, Bridgeport, WV, 26330 | 8.1 | |
| Allstate | Bill Pulice | 5 Chenoweth Dr, Bridgeport, WV, 26330 | 7.3 | |
| Nationwide | Insurance For Less | 126 Marshall St, Clarksburg, WV, 26301-2264 | 4.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $520 | $1,020 | $500 |
| Harrison County, WV | $110,000 | $695 | $470 | $950 | $480 |
| South Urban, WV | $107,400 | $658 | $450 | $930 | $480 |
| Flemington, WV | $66,100 | $556 | $410 | $780 | $370 |
| Middletown, WV | $113,500 | $676 | $460 | $940 | $480 |
| Rivesville, WV | $104,000 | $697 | $470 | $950 | $480 |
| Glenville, WV | $83,200 | $624 | $430 | $870 | $440 |
| Clover, WV | $50,300 | $486 | $330 | $680 | $350 |
| Ritchie County, WV | $82,100 | $690 | $470 | $950 | $480 |
| St. Marys, WV | $107,200 | $707 | $490 | $1,010 | $520 |
| Greensboro, PA | $75,000 | $527 | $360 | $730 | $370 |
| Calhoun County, WV | $79,900 | $703 | $500 | $1,000 | $500 |