Gavop tells you how to get the best homeowners insurance in Miner County, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $24,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $66,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $91,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $113,000 | $90,000 | $125,000-$150,000 |
| 5 Bedroom | $139,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $582 |
| Superior Protection Discount | -$62 | $630 |
| Fire & Security Discount | -$76 | $617 |
| Hail Resistant Roof Discount | -$14 | $679 |
| Newly Constructed Home Discount | -$187 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miner County | $700 | $685 | $1,385 | $497 | $1,197 | $187 |
| Miner County, SD | $700 | $685 | $1,385 | $497 | $1,197 | $187 |
| Adams, SD | $200 | $1,142 | $1,342 | $830 | $1,030 | $312 |
| Spencer, SD | $2,000 | $642 | $2,642 | $467 | $2,467 | $176 |
| Manchester, SD | $500 | $821 | $1,321 | $597 | $1,097 | $224 |
| Lake View, SD | $700 | $1,436 | $2,136 | $1,043 | $1,743 | $392 |
| Baker, SD | $100 | $1,023 | $1,123 | $743 | $843 | $279 |
| Emery, SD | $1,500 | $706 | $2,206 | $513 | $2,013 | $193 |
| Rutland, SD | $500 | $699 | $1,199 | $508 | $1,008 | $191 |
| Grandview, SD | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Home Insurance Company Miner County, SD | Homeowners Insurance Agency Miner County, SD | Address | Popularity Score | Distance from Miner County (miles) |
|---|---|---|---|---|
| Farmers | Jeff Jacobson | 708 Main Ave S Ste 2, Brookings, SD, 57006 | 44.5 | |
| State Farm | Paul Kruse | 511 6th St, Brookings, SD, 57006-1436 | 45.0 | |
| State Farm | Becky Moore | 1204 S Burr St, Mitchell, SD, 57301-4578 | 30.3 | |
| State Farm | Randy Schaefer | 730 S Washington Ave, Madison, SD, 57042-3519 | 24.9 | |
| Allstate | Heartland Financial | 950 Saxton Dr, Huron, SD, 57350 | 38.4 | |
| Allstate | First Madison Ins | 109 S Egan Ave, Madison, SD, 57042 | 24.7 | |
| Travelers | Arlington Insurance Agency | 128 S Main, Arlington, SD, 57212 | 33.4 | |
| Travelers | V C Buck | 310 Main Ave, Sinai, SD, 57061 | 32.1 | |
| State Farm | Brian Davidson | 1879 Kansas Se, Huron, SD, 57350-4035 | 37.4 | |
| Liberty Mutual Independent | Bankwest Insurance | 1920 N Sanborn Blvd, Mitchell, SD, 57301 | 29.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $700 | $1,350 | $650 |
| Miner County, SD | $82,000 | $693 | $460 | $950 | $490 |
| Miner County, SD | $82,000 | $693 | $510 | $960 | $450 |
| Adams, SD | $208,300 | $1,156 | $800 | $1,580 | $780 |
| Spencer, SD | $56,700 | $650 | $450 | $900 | $450 |
| Manchester, SD | $106,300 | $831 | $570 | $1,150 | $580 |
| Lake View, SD | $303,600 | $1,453 | $1,030 | $2,010 | $980 |
| Baker, SD | $168,800 | $1,035 | $690 | $1,420 | $730 |
| Emery, SD | $73,800 | $715 | $490 | $1,020 | $530 |
| Rutland, SD | $71,700 | $707 | $480 | $1,010 | $530 |
| Grandview, SD | $68,000 | $693 | $490 | $980 | $490 |