Gavop's guide to buying homeowners insurance in Madison, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Madison, CT - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Edinburgh Ln, Fence Creek Dr, State Hwy 450, Bartlett Dr, Old Boston Post Rd, Old Post Rd, Podunk Rd, Kelsey Pl, Fairfield Pl, Arrowhead Rd | $681,000 | $650,000 | $500,000-$600,000 | $379,500 | $340,000 | $350,000-$400,000 |
| Evarts Ln, Horse Pond Rd, Twin Bridge Rd, Overshores E, Aileen Dr, Acorn Rd, Centre Village Dr, Field Brook Rd, Stanton Ct, Strathmore Ln | $642,500 | $560,000 | $600,000-$700,000 | $512,000 | $430,000 | $500,000-$600,000 |
| Georgetown Cir, W Sussex Pl, Long Shore Ln, Woodland Rd, Sunrise Ln, White Oaks Ln, Oak Ave, Deer Creek, Granby Dr, Squires Rd | $574,500 | $520,000 | $600,000-$700,000 | $458,500 | $380,000 | $350,000-$400,000 |
| Knob Hill Rd, Lantern Hill, Winterhill Rd, Harbor Ave, Pierce Ln, River Edge Farms Rd, Center Village N, Cohasset Ln, Genesee Ln, Hunters Trl | $953,500 | $810,000 | More than 10,000,000 | $424,500 | $400,000 | $400,000-$500,000 |
| Canoe Ave, Silo Hill, Arbor Ln, Meeting House Ln, Princess Dr, Deer Creek Dr, Overbrook Rd, Buttonball Ln, Sandlewood Dr, Green Springs Dr | $731,000 | $680,000 | $800,000-$900,000 | $403,000 | $370,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $798 |
| Superior Protection Discount | -$96 | $865 |
| Fire & Security Discount | -$77 | $884 |
| Hail Resistant Roof Discount | -$29 | $933 |
| Newly Constructed Home Discount | -$250 | $711 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $1,500 | $1,169 | $2,669 | $849 | $2,349 | $319 |
| Madison, CT | $1,000 | $950 | $1,950 | $690 | $1,690 | $260 |
| Springs, NY | $500 | $839 | $1,339 | $610 | $1,110 | $229 |
| Wainscott, NY | $2,500 | $786 | $3,286 | $571 | $3,071 | $215 |
| Bethlehem Village, CT | $300 | $1,392 | $1,692 | $1,012 | $1,312 | $380 |
| Westhampton Beach, NY | $2,500 | $2,882 | $5,382 | $2,094 | $4,594 | $788 |
| Coram, NY | $200 | $1,147 | $1,347 | $833 | $1,033 | $313 |
| North Stonington, CT | $2,000 | $895 | $2,895 | $650 | $2,650 | $245 |
| Washington, CT | $400 | $1,894 | $2,294 | $1,376 | $1,776 | $518 |
| Head of the Harbor, NY | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| Crystal Lake, CT | $100 | $1,385 | $1,485 | $1,007 | $1,107 | $379 |
| Commack, NY | $700 | $1,551 | $2,251 | $1,127 | $1,827 | $424 |
| Home Insurance Company Madison, CT | Homeowners Insurance Agency Madison, CT | Address | Popularity Score | Distance from Madison (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Greenberg Rhein & Margolis Inc | 1768 Litchfield Tpke , Woodbridge, CT, 6525 | 18.6 | |
| Travelers | Turcios Insurance Agency Llc | 65 Cedar St, Norwalk, CT, 6854 | 44.9 | |
| Travelers | Mclaughlin Associates | 106 Wall St, Madison, CT, 6443 | 4.6 | |
| Allstate | David Colella | 34 York St, Guilford, CT, 6437 | 5.2 | |
| Nationwide | Mobeck-Guandalini Insurance Llc | 184 Maple St, Branford, CT, 06405-4500 | 11.6 | |
| Travelers | Nicholson Associates Inc | 395 New Haven Ave, Milford, CT, 6460 | 23.2 | |
| Nationwide | Michael Silberberg Agency | 145 Durham Rd Ste 5, Madison, CT, 6443 | 4.0 | |
| Allstate | Carl Jeppesen | 1321 Boston Post Rd, Madison, CT, 6443 | 6.1 | |
| Allstate | Gary Zeman | 200 Connecticut Ave Ste 5, Norwalk, CT, 6854 | 45.2 | |
| Nationwide | Andrew David Stephens | 48 State St, Guilford, CT, 06437-2707 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,730 | $830 |
| New Haven County, CT | $244,400 | $1,183 | $840 | $1,670 | $830 |
| Madison, CT | $432,900 | $961 | $690 | $1,370 | $680 |
| Springs, NY | $674,000 | $849 | $580 | $1,210 | $630 |
| Wainscott, NY | $1,316,700 | $796 | $570 | $1,100 | $530 |
| Bethlehem Village, CT | $328,200 | $1,409 | $970 | $1,940 | $970 |
| Westhampton Beach, NY | $660,400 | $2,917 | $2,130 | $4,030 | $1,900 |
| Coram, NY | $308,600 | $1,161 | $820 | $1,640 | $820 |
| North Stonington, CT | $278,100 | $906 | $660 | $1,240 | $580 |
| Washington, CT | $465,900 | $1,917 | $1,400 | $2,650 | $1,250 |
| Head of the Harbor, NY | $887,600 | $893 | $600 | $1,270 | $670 |
| Crystal Lake, CT | $325,800 | $1,402 | $1,020 | $2,000 | $980 |
| Commack, NY | $471,300 | $1,569 | $1,110 | $2,150 | $1,040 |