Gavop shows you how to buy homeowners insurance in Rockford, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $132,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $188,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $270,500 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $197,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $574 |
| Superior Protection Discount | -$62 | $622 |
| Fire & Security Discount | -$48 | $636 |
| Hail Resistant Roof Discount | -$21 | $663 |
| Newly Constructed Home Discount | -$157 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $1,000 | $765 | $1,765 | $556 | $1,556 | $209 |
| Rockford, MI | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| Lowell, MI | $100 | $734 | $834 | $533 | $633 | $201 |
| Tallmadge charter, MI | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| Croton, MI | $300 | $730 | $1,030 | $531 | $831 | $200 |
| Zeeland, MI | $1,000 | $698 | $1,698 | $507 | $1,507 | $191 |
| North Plains, MI | $500 | $696 | $1,196 | $505 | $1,005 | $190 |
| Muskegon charter, MI | $2,000 | $689 | $2,689 | $500 | $2,500 | $188 |
| Norton Shores, MI | $100 | $686 | $786 | $499 | $599 | $188 |
| Newfield, MI | $1,500 | $682 | $2,182 | $495 | $1,995 | $186 |
| Fork, MI | $200 | $688 | $888 | $500 | $700 | $188 |
| Chase, MI | $2,500 | $700 | $3,200 | $509 | $3,009 | $191 |
| Home Insurance Company Rockford, MI | Homeowners Insurance Agency Rockford, MI | Address | Popularity Score | Distance from Rockford (miles) |
|---|---|---|---|---|
| Allstate | Jason Smits | 65 S Main St Ste 101, Rockford, MI, 49341 | 1.3 | |
| Allstate | Krystal Knoll | 482 Century Ln Ste 50, Holland, MI, 49423 | 36.5 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne, Grand Rapids, MI, 49525 | 8.7 | |
| Liberty Mutual Independent | Van Wyk Risk Solutions | 2237 Wealthy St Se Ste 200, Grand Rapids, MI, 49506 | 13.2 | |
| State Farm | Cody Ruple | 1235 Fuller Ave Ne, Grand Rapids, MI, 49505-5532 | 11.2 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne , Grand Rapids, MI, 49525 | 8.7 | |
| State Farm | Sterling Massey | 5384 Division Ave S, Kentwood, MI, 49548-5631 | 19.4 | |
| State Farm | Jean Verseput | 5280 Northland Dr Ne Ofc A, Grand Rapids, MI, 49525-1067 | 5.5 | |
| Allstate | Roger Vroegindewey | 4300 Plainfield Ave Ne Ste C, Grand Rapids, MI, 49525 | 7.1 | |
| Allstate | Beltline Insurance Agency Llc | 2850 E Beltline Ave Ne, Grand Rapids, MI, 49525 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Kent County, MI | $153,500 | $774 | $520 | $1,090 | $570 |
| Rockford, MI | $165,600 | $684 | $500 | $980 | $480 |
| Lowell, MI | $113,800 | $743 | $500 | $1,030 | $530 |
| Tallmadge charter, MI | $190,900 | $711 | $480 | $990 | $510 |
| Croton, MI | $111,500 | $739 | $510 | $1,040 | $530 |
| Zeeland, MI | $125,500 | $707 | $510 | $1,000 | $490 |
| North Plains, MI | $90,300 | $704 | $510 | $970 | $460 |
| Muskegon charter, MI | $85,900 | $697 | $500 | $1,000 | $500 |
| Norton Shores, MI | $116,900 | $695 | $510 | $960 | $450 |
| Newfield, MI | $82,200 | $690 | $460 | $950 | $490 |
| Fork, MI | $85,400 | $696 | $500 | $960 | $460 |
| Chase, MI | $93,200 | $709 | $500 | $1,010 | $510 |