Gavop's guide to buying homeowners insurance in Hollymead, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $165,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $243,000 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $268,500 | $220,000 | $300,000-$350,000 |
| 5 Bedroom | $301,500 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $710 |
| Superior Protection Discount | -$75 | $761 |
| Fire & Security Discount | -$67 | $769 |
| Hail Resistant Roof Discount | -$25 | $811 |
| Newly Constructed Home Discount | -$209 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Albemarle County | $1,500 | $989 | $2,489 | $719 | $2,219 | $270 |
| Hollymead, VA | $700 | $826 | $1,526 | $600 | $1,300 | $226 |
| Crozet, VA | $400 | $874 | $1,274 | $635 | $1,035 | $239 |
| Cunningham, VA | $2,500 | $768 | $3,268 | $558 | $3,058 | $210 |
| Orange County, VA | $100 | $878 | $978 | $638 | $738 | $240 |
| Massanutten, VA | $1,500 | $919 | $2,419 | $668 | $2,168 | $251 |
| Wayne, VA | $300 | $773 | $1,073 | $562 | $862 | $211 |
| Weyers Cave, VA | $1,000 | $826 | $1,826 | $600 | $1,600 | $226 |
| Sperryville, VA | $400 | $914 | $1,314 | $664 | $1,064 | $250 |
| Broadway, VA | $1,500 | $855 | $2,355 | $621 | $2,121 | $234 |
| Riverheads, VA | $300 | $719 | $1,019 | $522 | $822 | $196 |
| Madison, VA | $700 | $704 | $1,404 | $511 | $1,211 | $192 |
| Home Insurance Company Hollymead, VA | Homeowners Insurance Agency Hollymead, VA | Address | Popularity Score | Distance from Hollymead (miles) |
|---|---|---|---|---|
| Travelers | Truslow - Yost Insurance Agency | 125 Chapman Street, Orange, VA, 22960 | 19.6 | |
| Allstate | George Jaffe | 617 W Main St, Charlottesville, VA, 22903 | 7.0 | |
| Travelers | Short Insurance Associates | 900 Gardens Blvd Ste 100, Charlottesville, VA, 22901 | 3.3 | |
| State Farm | Billy Hale | 2721 S Seminole Trl, Madison, VA, 22727-2573 | 17.6 | |
| Allstate | Watson & Durrer Insurance | 8726 Seminole Trl Ste 3 Po Box 590, Ruckersville, VA, 22968 | 8.2 | |
| Travelers | Maloney & Ward Insurance Agency | 202 W Evans Street, Culpeper, VA, 22701 | 34.1 | |
| Allstate | Ralph King Pace | 1859 Seminole Trl, Charlottesville, VA, 22901 | 3.2 | |
| Allstate | Jeremy Wilson | 6382 Village Center Dr, Bealeton, VA, 22712 | 48.2 | |
| State Farm | Vicki Thomas | 11019 Leavells Rd, Fredericksbrg, VA, 22407-5013 | 49.7 | |
| Nationwide | Mike Arnold Insurance Agency Inc The | 103 South Pantops Dr Ste 101, Charlottesville, VA, 22911 | 6.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,310 | $650 |
| Albemarle County, VA | $329,600 | $1,001 | $680 | $1,380 | $700 |
| Hollymead, VA | $293,100 | $836 | $560 | $1,180 | $620 |
| Crozet, VA | $336,200 | $885 | $600 | $1,230 | $630 |
| Cunningham, VA | $234,800 | $777 | $560 | $1,100 | $540 |
| Orange County, VA | $235,200 | $889 | $600 | $1,230 | $630 |
| Massanutten, VA | $238,100 | $930 | $660 | $1,320 | $660 |
| Wayne, VA | $239,100 | $782 | $530 | $1,110 | $580 |
| Weyers Cave, VA | $182,800 | $836 | $600 | $1,190 | $590 |
| Sperryville, VA | $234,500 | $925 | $670 | $1,320 | $650 |
| Broadway, VA | $197,200 | $865 | $590 | $1,190 | $600 |
| Riverheads, VA | $197,500 | $727 | $520 | $1,030 | $510 |
| Madison, VA | $188,600 | $712 | $480 | $980 | $500 |