Gavop's guide to buying homeowners insurance in Hingham, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hingham, MA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kilmer Rd, Birch Cir, King Phillips Path, Oregon Ct, Bay View Ave, Fisher Rd, Jarvis Ave, Maryknoll Dr, Commerce Rd, John Hazlitt Ln | $753,000 | $650,000 | $800,000-$900,000 | $325,500 | $260,000 | $300,000-$350,000 |
| Liberty Rd, Welaka Rd, Westview Cir, Churchill Rd, Baker Hill Dr, Marsh St, Captains Ln, Upland Dr, Sgt William B Terry Dr, Martins Ln | $904,500 | $860,000 | $900,000-$1,000,000 | $656,000 | $540,000 | $500,000-$600,000 |
| Volusia Rd, Accord Pond Dr, Brandon Woods Cir, Juniper Rd, Melville Walk, Winfield Rd, Craig Ln, Pinegrove Rd, Flintlock Cir, Studley Rd | $743,500 | $610,000 | $800,000-$900,000 | $505,000 | $440,000 | $400,000-$500,000 |
| Longmeadow Rd, Otis St, Concord Cir, Langlee Rd, Planters Ln, Turkey Hill Ln, Sarah Way, Black Rock Rd, Otis St, Anderson Rd | $982,000 | $920,000 | $900,000-$1,000,000 | $541,000 | $510,000 | $500,000-$600,000 |
| del Prete Dr, Ocean View Dr, Malcolm St, Seal Cove Rd, Conservatory Dr, Butler Rd, Bradley Woods Dr, Pilgrim's Hwy, Side Hill Rd, Recreation Park Dr | $695,000 | $660,000 | $700,000-$800,000 | $685,000 | $630,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $881 |
| Superior Protection Discount | -$104 | $933 |
| Fire & Security Discount | -$73 | $964 |
| Hail Resistant Roof Discount | -$21 | $1,016 |
| Newly Constructed Home Discount | -$249 | $788 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,319 |
| Hail Damage | $4,618 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,389 |
| Home Insurance Company Hingham, MA | Homeowners Insurance Agency Hingham, MA | Address | Popularity Score | Distance from Hingham (miles) |
|---|---|---|---|---|
| Travelers | J J Ruddy Insurance | 153 Main Street, Medford, MA, 2155 | 17.5 | |
| Liberty Mutual Independent | Dps Insurance Group Inc | 500 Granite Ave Fl 2, Milton, MA, 2186 | 8.1 | |
| Travelers | Daniel J Guarino Insurance Agency | 99 Rosewood Dr Ste 111, Danvers, MA, 1923 | 24.1 | |
| Travelers | Transit Insurance Agency Inc | 217 Albany St, Boston, MA, 2118 | 12.3 | |
| Liberty Mutual Independent | James J. Sullivan Insurance Agency Inc. | 151 Hancock St North , Quincy, MA, 2171 | 8.5 | |
| Travelers | John A Reggiannini Insurance Agency | 19 Stanley Rd, Norwell, MA, 2061 | 3.9 | |
| Travelers | Commonwealth Ins Partners Llc | 25 Newport Ave Ext, North Quincy, MA, 2171 | 8.6 | |
| Travelers | J Williams Insurance | 14 Wood Road 14 Wood Road, Braintree, MA, 2184 | 7.5 | |
| Travelers | Larry M Wetzel | 239 High St, Hingham, MA, 2043 | 1.2 | |
| Travelers | American Insurance Agcy Inc | 122 Quincy Shore Drive, Quincy, MA, 2171 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $1,930 | $930 |
| Plymouth County, MA | $344,400 | $1,239 | $840 | $1,760 | $920 |
| Hingham, MA | $710,700 | $1,037 | $750 | $1,460 | $710 |
| Revere, MA | $332,100 | $1,196 | $850 | $1,660 | $810 |
| Everett, MA | $356,500 | $1,283 | $860 | $1,810 | $950 |
| Cambridge, MA | $670,200 | $1,298 | $930 | $1,830 | $900 |
| Swampscott, MA | $450,600 | $1,049 | $740 | $1,460 | $720 |
| Rehoboth, MA | $358,300 | $1,020 | $720 | $1,450 | $730 |
| Rowley, MA | $428,200 | $973 | $650 | $1,330 | $680 |
| Boxborough, MA | $506,700 | $1,106 | $740 | $1,570 | $830 |
| Smithfield, RI | $276,200 | $1,025 | $700 | $1,430 | $730 |
| Barrington, RI | $402,300 | $1,018 | $740 | $1,390 | $650 |
| Lunenburg, MA | $285,300 | $833 | $610 | $1,190 | $580 |