Gavop tells you how to get the best homeowners insurance in Fayette, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $117,500 | $110,000 | $75,000-$100,000 |
| 3 Bedroom | $128,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $225,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $287,000 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $505 |
| Superior Protection Discount | -$62 | $554 |
| Fire & Security Discount | -$49 | $566 |
| Hail Resistant Roof Discount | -$18 | $597 |
| Newly Constructed Home Discount | -$160 | $456 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lawrence County | $2,500 | $602 | $3,102 | $437 | $2,937 | $164 |
| Fayette, OH | $2,500 | $608 | $3,108 | $442 | $2,942 | $166 |
| Bellefonte, KY | $500 | $1,090 | $1,590 | $792 | $1,292 | $298 |
| Flatwoods-Russell, KY | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Barboursville, WV | $200 | $792 | $992 | $576 | $776 | $217 |
| Cannonsburg, KY | $2,000 | $721 | $2,721 | $524 | $2,524 | $197 |
| Wayne, WV | $400 | $589 | $989 | $428 | $828 | $161 |
| West Hamlin, WV | $1,500 | $625 | $2,125 | $454 | $1,954 | $171 |
| Teays Valley, WV | $300 | $809 | $1,109 | $588 | $888 | $221 |
| Carter, KY | $1,000 | $782 | $1,782 | $569 | $1,569 | $214 |
| Nile, OH | $100 | $638 | $738 | $464 | $564 | $174 |
| Kermit, WV | $2,000 | $665 | $2,665 | $483 | $2,483 | $182 |
| Home Insurance Company Fayette, OH | Homeowners Insurance Agency Fayette, OH | Address | Popularity Score | Distance from Fayette (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Saunders Insurance Agency | 437 2nd Avenue, Gallipolis, OH, 45631 | 30.5 | |
| Allstate | The Vaughan Agency | 505 Mulberry Heights Rd , Pomeroy, OH, 45769 | 48.2 | |
| Liberty Mutual Independent | Sheward Insurance Agency | 738 E Main St, Jackson, OH, 45640 | 41.4 | |
| Erie | Patrick Insurance Agency | 301 S 3rd Street Suite 144, Ironton, OH, 45638 | 10.3 | |
| State Farm | Barney Apel | 8364 Hayport Rd, Wheelersburg, OH, 45694-1761 | 26.1 | |
| Allstate | Portia Spradlin | 327 Vernon St, Ironton, OH, 45638 | 10.2 | |
| Allstate | Ritch Coe | 13466 State Route 7, Proctorville, OH, 45669 | 12.6 | |
| State Farm | Javie Staggs | 11461 County Road 1 Unit A, Chesapeake, OH, 45619-7010 | 3.9 | |
| Allstate | Portia Spradlin | 4055 Rhodes Ave Ste 101, New Boston, OH, 45662 | 30.4 | |
| State Farm | Dan Dailey | 219 Church St, Jackson, OH, 45640-1729 | 42.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,010 | $530 |
| Lawrence County, OH | $101,500 | $609 | $420 | $840 | $420 |
| Fayette, OH | $114,200 | $616 | $440 | $850 | $410 |
| Bellefonte, KY | $207,400 | $1,103 | $750 | $1,560 | $810 |
| Flatwoods-Russell, KY | $110,800 | $696 | $500 | $950 | $450 |
| Barboursville, WV | $139,300 | $802 | $580 | $1,110 | $530 |
| Cannonsburg, KY | $122,100 | $730 | $530 | $1,040 | $510 |
| Wayne, WV | $76,100 | $596 | $410 | $830 | $420 |
| West Hamlin, WV | $85,600 | $633 | $460 | $910 | $450 |
| Teays Valley, WV | $215,700 | $819 | $600 | $1,120 | $520 |
| Carter, KY | $101,400 | $792 | $530 | $1,090 | $560 |
| Nile, OH | $108,000 | $646 | $430 | $920 | $490 |
| Kermit, WV | $97,000 | $673 | $490 | $930 | $440 |