How Can I Make My Owensboro, KY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Owensboro, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Owensboro, KY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $73,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $154,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $217,000 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $135,500 | $120,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Owensboro, KY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $650 |
| Superior Protection Discount | -$71 | $721 |
| Fire & Security Discount | -$63 | $729 |
| Hail Resistant Roof Discount | -$16 | $777 |
| Newly Constructed Home Discount | -$214 | $579 |
Choose your Owensboro, KY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,571 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Owensboro, KY | Back to Top
| Home Insurance Company Owensboro, KY | Homeowners Insurance Agency Owensboro, KY | Address | Popularity Score | Distance from Owensboro (miles) |
|---|---|---|---|---|
| Travelers | Ohio Valley Insurance Llc | 2510 B Tamarack Rd, Owensboro, KY, 42301 | 2.6 | |
| State Farm | Carrie Divine | 701 Us Highway 60 E, Morganfield, KY, 42437-1169 | 43.7 | |
| State Farm | Daniel Dick | 3101 Alvey Park Dr E Ste B, Owensboro, KY, 42303-2130 | 2.9 | |
| State Farm | Shane Boggess | 2003 Stapp Dr, Henderson, KY, 42420-2663 | 25.7 | |
| Travelers | Peoples Insurance Inc | 114 S English St, Leitchfield, KY, 42754 | 48.9 | |
| Allstate | Ryan Adams | 3107 State Route 54, Owensboro, KY, 42303 | 2.9 | |
| Travelers | Neely Insurance Agency Llc | 2120 Frederica St, Owensboro, KY, 42301 | 0.3 | |
| State Farm | Allen Wade | 2021 Frederica St, Owensboro, KY, 42301-4820 | 0.3 | |
| State Farm | Todd Inman | 1401 J R Miller Blvd, Owensboro, KY, 42303-3173 | 0.6 | |
| Allstate | Bob Manion | 107 E 18th St, Owensboro, KY, 42303 | 0.4 |
Compare Rates for Owensboro, KY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,230 | $580 |
| Daviess County, KY | $123,200 | $847 | $570 | $1,190 | $620 |
| Owensboro, KY | $107,900 | $792 | $570 | $1,090 | $520 |
| Utica-Stanley, KY | $138,300 | $775 | $530 | $1,070 | $540 |
| Rockport, IN | $74,700 | $650 | $440 | $890 | $450 |
| Spencer County, IN | $117,900 | $680 | $480 | $940 | $460 |
| Fordsville, KY | $85,500 | $724 | $490 | $1,000 | $510 |
| Warrick County, IN | $158,100 | $883 | $590 | $1,250 | $660 |
| Troy, IN | $94,100 | $677 | $480 | $950 | $470 |
| Hart, IN | $122,400 | $824 | $590 | $1,180 | $590 |
| White Plains, KY | $75,100 | $675 | $490 | $970 | $480 |
| Butler County, KY | $90,400 | $693 | $490 | $960 | $470 |
| Black, IN | $114,300 | $670 | $460 | $920 | $460 |
Research Home Insurance Companies Reviews in Owensboro, KY Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: September 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
On a one to five scale I would rate Geico's home insurance customer service a four. They are a pleasant company to work with.
Date: May 23, 2019 Age: Above 60 Gender: Unmarried Marital Status: Female
Customer Service
The Geico customer service is outstanding. They are always easily reached by phone and have always provided me with accurate and timely information.
State Farm Home Insurance Reviews
Date: July 27, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
When we had the issue with our flood the deductible was not horrible. Our premium every month is not as much as I would think, especially for the service we receive.