How Can I Make My Hamburg, NY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hamburg, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Hamburg, NY Home Insurance Coverage Levels | Back to Top
| Hamburg, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kennison Pkwy, Briercliff Dr, Bankrun Ct, Hawthorne Ave, Queens Ln, Seaford Ter, Hawley Rd, Birchwood Dr, Wyndfield Ct, Beachwood Dr | $197,500 | $170,000 | $200,000-$250,000 | $129,000 | $100,000 | $100,000-$125,000 |
| Forestal Dr, Vail Dr, N Creek Rd, Regents Park, Coachmans Ln, S Alfred Rd, Buttermilk Ln, Kirschner Pkwy, Fairview Pkwy, Crescent Ter | $116,500 | $100,000 | $100,000-$125,000 | $123,000 | $110,000 | $125,000-$150,000 |
| Roberts Rd, S Lake St, Deacon St, Seneca Dr, Fox Chase Rd, Brundage St, East Pkwy, Country Club Ln E, Penhurst Pl, Walker Pl | $190,500 | $180,000 | $150,000-$175,000 | $113,500 | $100,000 | $100,000-$125,000 |
| College St, Valley View Ave, Hoover Rd, Mundy Ave, Kingswood Ln, Marengo Ave, Shultz Rd, Sharondale Dr, Chapman Pkwy, Roundtree Rd | $180,000 | $170,000 | $150,000-$175,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Kent Ave, 6th St, Copperfield Dr, Brenner Dr, Parkwood Cmn, Burke Rd, Burlbrook Dr, McKinley Pkwy Exd, Winterway Ln, Grafton Ave | $175,500 | $170,000 | $150,000-$175,000 | $114,500 | $110,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Hamburg, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $511 |
| Superior Protection Discount | -$63 | $567 |
| Fire & Security Discount | -$44 | $586 |
| Hail Resistant Roof Discount | -$19 | $612 |
| Newly Constructed Home Discount | -$164 | $467 |
Choose the Right Deductible for your Hamburg, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Erie County | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
| Hamburg, NY | $700 | $623 | $1,323 | $453 | $1,153 | $170 |
| Blasdell, NY | $300 | $583 | $883 | $424 | $724 | $159 |
| Williamsville, NY | $2,500 | $618 | $3,118 | $449 | $2,949 | $169 |
| Clarence, NY | $200 | $969 | $1,169 | $704 | $904 | $265 |
| Newstead, NY | $2,500 | $932 | $3,432 | $677 | $3,177 | $255 |
| Darien, NY | $100 | $643 | $743 | $467 | $567 | $176 |
| Lockport, NY | $2,000 | $940 | $2,940 | $683 | $2,683 | $257 |
| Leon, NY | $400 | $587 | $987 | $426 | $826 | $160 |
| Newfane, NY | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Stafford, NY | $200 | $595 | $795 | $432 | $632 | $163 |
| Le Roy, NY | $1,000 | $957 | $1,957 | $695 | $1,695 | $261 |
Identify Top Home Insurance Agents near Hamburg, NY | Back to Top
| Home Insurance Company Hamburg, NY | Homeowners Insurance Agency Hamburg, NY | Address | Popularity Score | Distance from Hamburg (miles) |
|---|---|---|---|---|
| Allstate | Gregg S. Horwitz | 2157 Union Rd, West Seneca, NY, 14224 | 9.8 | |
| Travelers | Robert E Schaff Ltd | 33 Central Ave , Lancaster, NY, 14086 | 14.7 | |
| Allstate | Edward Bartel | 4184 Seneca St Ste 106, West Seneca, NY, 14224 | 8.4 | |
| State Farm | Valerie Parillo | 3140 Sheridan Dr, Amherst, NY, 14226-1900 | 16.8 | |
| Allstate | David J. Bielski | 17 Main St, Tonawanda, NY, 14150 | 19.4 | |
| Travelers | The Byrne Insurance Agency Inc | 480 Abbott Road, Buffalo, NY, 14220 | 8.0 | |
| State Farm | Brian Pawlik | 7474 Transit Rd, Williamsville, NY, 14221-6010 | 18.0 | |
| State Farm | John Mouw | 4229 N Buffalo Rd, Orchard Park, NY, 14127-2450 | 6.1 | |
| Farmers | Louis Croce | 3812 S Park Ave, Blasdell, NY, 14219 | 4.2 | |
| State Farm | Stephanie Neal | 2908 Military Rd, Niagara Falls, NY, 14304-1252 | 26.6 |
Compare Rates for Hamburg, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,650 | $870 |
| Erie County, NY | $139,900 | $608 | $410 | $860 | $450 |
| Hamburg, NY | $153,200 | $631 | $430 | $880 | $450 |
| Blasdell, NY | $94,000 | $590 | $420 | $810 | $390 |
| Williamsville, NY | $164,600 | $626 | $440 | $890 | $450 |
| Clarence, NY | $271,300 | $981 | $700 | $1,400 | $700 |
| Newstead, NY | $134,000 | $943 | $630 | $1,310 | $680 |
| Darien, NY | $154,100 | $651 | $480 | $930 | $450 |
| Lockport, NY | $88,500 | $952 | $690 | $1,310 | $620 |
| Leon, NY | $76,500 | $594 | $410 | $850 | $440 |
| Newfane, NY | $108,600 | $960 | $700 | $1,370 | $670 |
| Stafford, NY | $119,400 | $602 | $400 | $860 | $460 |
| Le Roy, NY | $102,600 | $968 | $710 | $1,350 | $640 |
Research Home Insurance Companies Reviews in Hamburg, NY Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
for the offering I was not disappointed at all I use this company for home insurance and I love it.