How Can I Make My Lafayette, LA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Lafayette, LA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Lafayette, LA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $46,000 $40,000 $25,000-$50,000
2 Bedroom $110,000 $100,000 $100,000-$125,000
3 Bedroom $160,500 $140,000 $125,000-$150,000
4 Bedroom $252,500 $220,000 $250,000-$300,000
5 Bedroom $294,500 $250,000 $250,000-$300,000

Choose the Best Lafayette, LA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score <$25,000 3 Pets, Smoker $2,300
Unemployed 800-850 Credit Score No Income 2 Pets, Smoker $1,020
Full Time Job 600-649 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $310

Choose the Right Deductible for your Lafayette, LA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Louisiana $500 $520 $1,020 $430 $930 $90
Lafayette Parish, LA $700 $680 $1,180 $550 $1,250 $-70
Lafayette, LA $2,500 $630 $1,130 $540 $3,040 $-1,910
Scott, LA $300 $590 $890 $520 $820 $70
Ossun, LA $2,500 $620 $1,120 $540 $3,040 $-1,920
Carencro, LA $400 $640 $1,040 $540 $940 $100
Arnaudville, LA $2,500 $290 $790 $240 $2,740 $-1,950
Port Barre, LA $400 $270 $670 $230 $630 $40
Jennings, LA $700 $420 $920 $350 $1,050 $-130
Roanoke, LA $300 $250 $550 $210 $510 $40
Pointe Coupee, LA $700 $480 $980 $420 $1,120 $-140
Jefferson Davis, LA $500 $390 $890 $340 $840 $50
Pine Prairie, LA $2,000 $440 $940 $380 $2,380 $-1,440

Identify Top Home Insurance Agents near Lafayette, LA | Back to Top

Home Insurance Company Lafayette, LA Homeowners Insurance Agency Lafayette, LA Address Popularity Score Distance from Lafayette (miles)
State Farm Eric Veillon 200 Hector Connoly Rd Ste 107, Carencro, LA, 70520-6348
7.3
State Farm Terry Wofford 2200 W Congress Street, Lafayette, LA, 70506-2530
2.0
Allstate Mike Collado 3000 Verot School Rd, Lafayette, LA, 70508
5.1
Liberty Mutual Levi Kastner 111 Settlers Trace Blvd Ste 1005, Lafayette, LA, 70508
3.0
State Farm Bubba Montesano Ste A 6703 Ambassador Caffery Pkwy, Broussard, LA, 70518-4959
7.5
Liberty Mutual Justin Roberts 111 Settlers Trace Blvd Ste 1005, Lafayette, LA, 70508
3.0
Allstate Mario Vice 292 Ridge Rd Ste 6a, Lafayette, LA, 70506
2.0
State Farm Bradley Beck 1509 Amb Cafry Pkwy, Lafayette, LA, 70506-1825
0.7
Allstate Brian Kerstetter 3219b Johnston St, Lafayette, LA, 70503
0.8
Allstate Statia Provost 1913 W Congress St, Lafayette, LA, 70506
2.1

Compare Rates for Lafayette, LA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Louisiana $137,700 $590 $410 $850 $440
Lafayette Parish, LA $159,500 $780 $550 $1,120 $570
Lafayette, LA $159,500 $860 $600 $1,240 $640
Scott, LA $116,600 $550 $390 $790 $400
Ossun, LA $133,800 $580 $410 $840 $430
Carencro, LA $123,500 $630 $440 $910 $470
Arnaudville, LA $65,200 $300 $210 $430 $220
Port Barre, LA $58,000 $340 $240 $490 $250
Jennings, LA $87,000 $430 $300 $620 $320
Roanoke, LA $58,700 $260 $180 $370 $190
Pointe Coupee, LA $114,100 $490 $340 $710 $370
Jefferson Davis, LA $85,100 $360 $250 $520 $270
Pine Prairie, LA $87,300 $480 $340 $690 $350

8 Ways to Get Discounts on Homeowners Insurance in Lafayette, LA

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