Gavop's guide to buying homeowners insurance in Gifford, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Gifford, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Seagull Ave, Delmar Ave, Wood Duck Cir, 41st Pl, Oak Harbor Blvd, Paloma Dr, 28th St, 49th Ln, 44th Pl, N 42nd Cir | $181,500 | $150,000 | $150,000-$175,000 | $130,000 | $120,000 | $125,000-$150,000 |
| Airport Dr, 38th Ct, 39th St, Riverwind Cir, 39th Sq, 47th Ter, Aero Ln, Dominica St, 31st St, 51st Ct | $93,000 | $80,000 | $75,000-$100,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Hamilton Ter, Leon Ave, 55th Sq, 55th Ave, Aviation Blvd, Lake Ann Dr, Malibu Dr, Golf View Dr, Saint Philips Island Ln, Pickerill Ln | $421,500 | $380,000 | $400,000-$500,000 | $294,500 | $270,000 | $300,000-$350,000 |
| 11th Ct, Grand Harbor Blvd, 27th St, 33rd St, Co Rd 5a, Park View Ter, Falls Cir, Tallahassee Ave, Buena Vista Blvd, Harbor Island Ln | $327,000 | $270,000 | $250,000-$300,000 | $342,000 | $290,000 | $350,000-$400,000 |
| de Leon Ave, 42nd Pl, 46th Pl, St Andrews Island Dr, Miracle Mile Plz, 46th Ln, 25th Pl, W Harbor Village Dr, 47 Ct, 33rd St | $162,000 | $140,000 | $125,000-$150,000 | $76,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$187 | $795 |
| Superior Protection Discount | -$98 | $884 |
| Fire & Security Discount | -$79 | $903 |
| Hail Resistant Roof Discount | -$29 | $953 |
| Newly Constructed Home Discount | -$255 | $727 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Indian River County | $1,000 | $1,392 | $2,392 | $1,011 | $2,011 | $380 |
| Gifford, FL | $1,500 | $970 | $2,470 | $705 | $2,205 | $265 |
| Vero Beach South, FL | $200 | $1,458 | $1,658 | $1,060 | $1,260 | $399 |
| Micco, FL | $400 | $774 | $1,174 | $563 | $963 | $212 |
| Ocean Breeze Park, FL | $2,000 | $562 | $2,562 | $409 | $2,409 | $154 |
| Melbourne Village, FL | $100 | $1,744 | $1,844 | $1,267 | $1,367 | $477 |
| Stuart, FL | $2,000 | $1,320 | $3,320 | $960 | $2,960 | $361 |
| South Patrick Shores, FL | $300 | $1,860 | $2,160 | $1,352 | $1,652 | $508 |
| Palm Shores, FL | $1,000 | $1,586 | $2,586 | $1,152 | $2,152 | $433 |
| South and East Osceola, FL | $500 | $1,697 | $2,197 | $1,234 | $1,734 | $464 |
| Cocoa Beach, FL | $2,500 | $1,181 | $3,681 | $858 | $3,358 | $323 |
| Home Insurance Company Gifford, FL | Homeowners Insurance Agency Gifford, FL | Address | Popularity Score | Distance from Gifford (miles) |
|---|---|---|---|---|
| Travelers | The Crockett Group Inc | 3375 20th St Ste 110, Vero Beach, FL, 32960 | 2.5 | |
| Travelers | Ryan Weaver Insurance Inc | 855 21st St, 2nd Floor 855 21st St, 2nd Floor Vero Beach, Vero Beach, FL, 32960 | 2.7 | |
| State Farm | Kathy Modesitt | 1940 58th Ave Ste A, Vero Beach, FL, 32966-4608 | 3.4 | |
| State Farm | Tamara Corell | 7730 N Wickham Rd Ste 101, Melbourne, FL, 32940-8296 | 42.2 | |
| Allstate | Ladd Aliff | 3720 20th St, Vero Beach, FL, 32960 | 2.6 | |
| State Farm | Chuck Bateman | 2014 Commerce Ave, Vero Beach, FL, 32960-3412 | 2.6 | |
| Travelers | Bill Nesper Insurance Services Inc | 829 8th St, Vero Beach, FL, 32962 | 4.2 | |
| Liberty Mutual Independent | Mccall Agency Inc. | 1120 20th Pl, Vero Beach, FL, 32960 | 2.6 | |
| State Farm | Tim Modesitt | 1940 58th Ave, Suite A, Vero Beach, FL, 32966 | 3.4 | |
| Allstate | Buyers Advantage | 705 Sebastian Blvd Ste F, Sebastian, FL, 32958 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Indian River County, FL | $172,600 | $1,409 | $1,100 | $1,890 | $790 |
| Gifford, FL | $208,700 | $982 | $770 | $1,320 | $550 |
| Vero Beach South, FL | $159,300 | $1,476 | $1,150 | $1,980 | $830 |
| Micco, FL | $79,000 | $784 | $610 | $1,050 | $440 |
| Ocean Breeze Park, FL | $25,600 | $569 | $440 | $760 | $320 |
| Melbourne Village, FL | $203,100 | $1,765 | $1,380 | $2,370 | $990 |
| Stuart, FL | $236,400 | $1,337 | $1,040 | $1,790 | $750 |
| South Patrick Shores, FL | $221,200 | $1,883 | $1,470 | $2,520 | $1,050 |
| Palm Shores, FL | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| South and East Osceola, FL | $195,900 | $1,718 | $1,340 | $2,300 | $960 |
| Cocoa Beach, FL | $292,200 | $1,195 | $930 | $1,600 | $670 |