Gavop tells you how to get the best homeowners insurance in Hazard, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $77,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $111,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $134,500 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $76,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $548 |
| Superior Protection Discount | -$59 | $593 |
| Fire & Security Discount | -$65 | $587 |
| Hail Resistant Roof Discount | -$20 | $632 |
| Newly Constructed Home Discount | -$130 | $522 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Perry County | $2,500 | $612 | $3,112 | $445 | $2,945 | $167 |
| Hazard, KY | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Leslie County, KY | $500 | $863 | $1,363 | $627 | $1,127 | $236 |
| Daisy, KY | $1,000 | $471 | $1,471 | $342 | $1,342 | $129 |
| Wheelwright-Weeksbury, KY | $100 | $495 | $595 | $360 | $460 | $135 |
| Grethel-Teaberry, KY | $1,000 | $666 | $1,666 | $484 | $1,484 | $182 |
| Virgie, KY | $400 | $696 | $1,096 | $505 | $905 | $190 |
| Pineville, KY | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Hellier, KY | $100 | $551 | $651 | $401 | $501 | $151 |
| Greenmount-Langnau, KY | $2,000 | $707 | $2,707 | $514 | $2,514 | $193 |
| Clintwood, VA | $500 | $431 | $931 | $313 | $813 | $118 |
| Ezel, KY | $700 | $716 | $1,416 | $521 | $1,221 | $196 |
| Home Insurance Company Hazard, KY | Homeowners Insurance Agency Hazard, KY | Address | Popularity Score | Distance from Hazard (miles) |
|---|---|---|---|---|
| State Farm | Phil Mcdonald | 1407 W 5th St, London, KY, 40741-1616 | 50.0 | |
| State Farm | Paul Pelphrey | 219 Broadway St, Paintsville, KY, 41240-1255 | 44.1 | |
| Allstate | Melissa Crowdus | 3767 N Mayo Trl Ste 5, Pikeville, KY, 41501 | 39.7 | |
| Allstate | Justice & Stamper | 5445 N Mayo Trl, Pikeville, KY, 41501 | 39.6 | |
| State Farm | Laura Feltner | 117 Corporate Dr Ste 103, Hazard, KY, 41701-8267 | 2.5 | |
| State Farm | Jeffrey Branum | 109 Union St, Barbourville, KY, 40906-1348 | 45.8 | |
| State Farm | Sam Doyle | 291 North Lake Drive, Prestonsburg, KY, 41653-1306 | 37.1 | |
| Nationwide | Gary A Campbell Insurance Agency Inc | 110 Court Square, Barbourville, KY, 40906 | 46.3 | |
| Nationwide | Gary A. Campbell Insurance Agency Inc. | 601 Hwy 192 W, London, KY, 40744 | 49.5 | |
| Liberty Mutual Independent | London Insurance Agency | 309 N Broad St, London, KY, 40741 | 49.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,230 | $590 |
| Perry County, KY | $73,300 | $619 | $430 | $850 | $420 |
| Hazard, KY | $80,600 | $652 | $450 | $930 | $480 |
| Leslie County, KY | $48,900 | $873 | $590 | $1,200 | $610 |
| Daisy, KY | $39,300 | $477 | $330 | $680 | $350 |
| Wheelwright-Weeksbury, KY | $43,100 | $501 | $340 | $720 | $380 |
| Grethel-Teaberry, KY | $74,900 | $674 | $460 | $940 | $480 |
| Virgie, KY | $81,200 | $704 | $470 | $960 | $490 |
| Pineville, KY | $50,700 | $873 | $630 | $1,210 | $580 |
| Hellier, KY | $52,900 | $558 | $400 | $780 | $380 |
| Greenmount-Langnau, KY | $83,900 | $716 | $520 | $990 | $470 |
| Clintwood, VA | $78,300 | $436 | $300 | $610 | $310 |
| Ezel, KY | $85,900 | $725 | $530 | $1,020 | $490 |