How Can I Make My Laredo, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Laredo, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Laredo, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $62,000 $60,000 $50,000-$75,000
2 Bedroom $143,000 $120,000 $125,000-$150,000
3 Bedroom $152,000 $140,000 $100,000-$125,000
4 Bedroom $185,500 $170,000 $150,000-$175,000
5 Bedroom $375,500 $350,000 $400,000-$500,000

Bundle your Laredo, TX Auto & Home Insurance from the Same Company | Back to Top

Laredo, TX Car Insurance Laredo, TX Home Insurance
Details Volvo, XC60 3.2 5 Beds, 3 Baths, 3070 Square Feet worth $166000
Insurance Rates Individually $1,061.27 $14160
Savings from buying both from the same company $2,283.19

Choose the Right Deductible for your Laredo, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $510 $1,010 $440 $940 $70
Webb County, TX $2,000 $420 $920 $350 $2,350 $-1,430
Laredo, TX $700 $550 $1,050 $480 $1,180 $-130
Ranchos Penitas West, TX $200 $350 $550 $280 $480 $70
Laredo South-El Cenizo, TX $1,000 $450 $950 $370 $1,370 $-420
Bruni, TX $400 $350 $750 $280 $680 $70
Zapata, TX $700 $250 $750 $210 $910 $-160

Identify Top Home Insurance Agents near Laredo, TX | Back to Top

Home Insurance Company Laredo, TX Homeowners Insurance Agency Laredo, TX Address Popularity Score Distance from Laredo (miles)
Farmers Edgar Gonzalez 2702 Jaime Zapata Memorial Hwy Unit 1, Laredo, TX, 78043
4.2
State Farm Luis Estrada 3660 E Del Mar Blvd Ste 9, Laredo, TX, 78041-6528
3.6
State Farm Anabella Herbig 315 Calle Del Norte, Laredo, TX, 78041-2662
0.7
Travelers Henri D Kahn Insurance Service Llc 112 Del Court, Suite B, Laredo, TX, 78041
1.5
Travelers Pena Insurance Agency 220 W Hillside Rd Lot 11, Laredo, TX, 78041
0.5
Travelers Henri D Kahn Insurance Service Llc 112 Del Court Ste B, Laredo, TX, 78041
1.5
State Farm Kevin Romo 7917 Mcpherson Rd Ste 208, Laredo, TX, 78045-2812
2.5
State Farm Herman Dominguez 3120 N Arkansas Ave, Laredo, TX, 78043-1644
1.9
Farmers Melissa Ramirez 902 N Us Highway 83, Zapata, TX, 78076
46.2
State Farm Nora Sanchez 502 W Calton Rd Ste 104, Laredo, TX, 78041-6631
0.8

Compare Rates for Laredo, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $690 $460 $1,060 $600
Webb County, TX $107,700 $510 $340 $790 $450
Laredo, TX $111,300 $580 $380 $890 $510
Ranchos Penitas West, TX $76,900 $340 $220 $520 $300
Laredo South-El Cenizo, TX $89,200 $500 $330 $770 $440
Bruni, TX $71,900 $420 $280 $650 $370
Zapata, TX $54,600 $240 $160 $370 $210

Research Home Insurance Companies Reviews in Laredo, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: August 10, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium is reasonable and the deductible is as well. I can't think of it off the top of my head, but it is lower than the rest because we just shopped it out.

Date: April 25, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I feel like the offerings may be the same as other companies, but the service sets them apart from the rest by far.


Date: April 11, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
Fortunately, I've never had the need to call upon my insurance company for a claim. However, the initial opening of the policy my agent was well informed and guided me.

Date: November 25, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
I am not familiar with the deductible with other home insurance policies. I will look into that matter sometime this week.Thanks for pointing that out.

Date: September 19, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
I like very much for this company website because it has a nice Customer desktop section to provide good service to me

Date: September 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I Like very much for this company because they are treated like a family

Date: August 30, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
Other insurance companies only provide an ad but this company provide a true service

Date: May 03, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
I like very much because they give a useful information to this Communication

Blue Cross Blue Shield Home Insurance Reviews

Date: December 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I've never had any problems with Health Partners besides just this past month of appealing for my insurance because they said they did not receive my renewal application in time.

Date: October 01, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I am someone who knows how to select very well and I think that this type of things are very comfortable and effective

Date: September 28, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
It is a very good app I use it a lot and it stops me very comfortable and very usable

Date: August 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I consider that he offers me many good things, he supports me in many things and helps me a lot


Date: July 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
We are very close people and very close and I feel very comfortable since they always listen to my problems and each of my difficulties

Date: July 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The different services offered by this company are very good and very comfortable and I feel effective

Liberty Mutual Home Insurance Reviews

Date: September 15, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have personally never interacted with Liberty Mutual. It was the insurance company that my husband already had, at a great discounted rate through his alumni affiliation.

Date: September 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My Liberty Mutual policy offerings greatly outweighs my previous policy. I got pretty much the same policy but for half the price.I am very pleased with my choice of Liberty Mutual.


Date: March 17, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
They do pretty well. I had a billing issue a couple of months ago where they attempted to charge us twice for our annual premium. I called the toll free number, and it was resolved quickly.

Date: March 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
its the best insurance company with customer friendly quotations and Wallet caring and above all the best customer care services .who are ready to pick calls and give directions to clients.

Date: December 30, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I feel that my premium is high, and continues to go up every year. Considering I have never filed a claim in 20 years, I do not feel that is appropriate.

GEICO Home Insurance Reviews

Date: April 13, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I think they are great with pricing. Other companies with well-known names are a lot more expensive. I've tried other companies and I always end up with Geico.

Date: March 29, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
they are very upfront on what they have to offer. They have many options to pick and choose from. I did not get this great of a service from where I was before.


Date: March 19, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The deductible on the home has deterred us from using the services to it's full capacity. There have been times where the deductible would have cost more than the actual repair itself.

Date: January 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have never had any issues with Geico. They have been informative, helpful, and always ready to answer any questions I have to make sure I have the coverage I need.

Allstate Home Insurance Reviews

Date: July 14, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I am pretty satisfied with the premium, it allows for my expenses to be covered and that is worth it to me. I wish it was a little cheaper, but I think its about the same as everyone else would be paying.

Date: April 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I would say that my home insurance experience with Allstate has been satisfactory thus far. The customer service line has been very helpful.

Date: January 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium is a little more expensive than I would have expected, going solely on what we were paying for our old house vs. what we're paying for our new house. I haven't shopped around, but I've considered doing so.

Farmer's Insurance Home Insurance Reviews

Date: June 11, 2019    Age: 30 to 39    Gender: Married    Marital Status: Male

Customer Service
I am satisfied with the home insurance company's customer service. I have never needed to contact them for a major issue. I only contacted once about something basic.

Date: April 17, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Farmer's Insurance has a wide range of options to choose from for homeowners insurance. You can add earthquake coverage, pet injury coverage, umbrella coverage and other options.


Date: April 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I feel that Farmer's Mutual offers competitive rates compared to other insurance providers. I do however wish they offered loyalty rewards or discounts.


Progressive Home Insurance Reviews

Date: July 17, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I had actually switched to progressive about 2 years ago because they had a way better premium then what i was paying. for almost the same deductible the saved me $800 a year.

Date: December 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I'm very satisfied with what we pay. Between premiums and deductible I feel that we have the best option that fits our needs.

Travelers Home Insurance Reviews

Date: February 04, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I know that a local State Farm agent offered me a higher premium than what I am paying with Travelers. Other than this one data point, I am not aware of what other premiums around the area are.

Nationwide Home Insurance Reviews

Date: April 02, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
my homeowners insurance company offers fairly traditional coverage, I do feel that is sufficient to protect my home and belongings.


The Hartford Home Insurance Reviews

Date: March 12, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
the offers are constant since in the market new methods and more innovative ways are being penetrated at the time of providing a service


American Family Insurance Home Insurance Reviews

Date: October 30, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I live on 20 acres so needed liability to cover the entire property as well as the house and American Family was able to do this whereas some other companies would not.


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