How Can I Make My Laredo, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Laredo, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Laredo, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $143,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $152,000 | $140,000 | $100,000-$125,000 |
| 4 Bedroom | $185,500 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $375,500 | $350,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Laredo, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$259 | $1,179 |
| Superior Protection Discount | -$129 | $1,308 |
| Fire & Security Discount | -$101 | $1,337 |
| Hail Resistant Roof Discount | -$29 | $1,409 |
| Newly Constructed Home Discount | -$302 | $1,135 |
Choose the Right Deductible for your Laredo, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Webb County | $2,000 | $1,409 | $3,409 | $1,024 | $3,024 | $385 |
| Laredo, TX | $700 | $1,420 | $2,120 | $1,032 | $1,732 | $388 |
| Ranchos Penitas West, TX | $200 | $1,320 | $1,520 | $959 | $1,159 | $361 |
| Laredo South-El Cenizo, TX | $1,000 | $1,448 | $2,448 | $1,053 | $2,053 | $396 |
| Bruni, TX | $400 | $1,464 | $1,864 | $1,064 | $1,464 | $400 |
| Zapata, TX | $700 | $916 | $1,616 | $666 | $1,366 | $250 |
Identify Top Home Insurance Agents near Laredo, TX | Back to Top
| Home Insurance Company Laredo, TX | Homeowners Insurance Agency Laredo, TX | Address | Popularity Score | Distance from Laredo (miles) |
|---|---|---|---|---|
| Farmers | Edgar Gonzalez | 2702 Jaime Zapata Memorial Hwy Unit 1, Laredo, TX, 78043 | 4.2 | |
| State Farm | Luis Estrada | 3660 E Del Mar Blvd Ste 9, Laredo, TX, 78041-6528 | 3.6 | |
| State Farm | Anabella Herbig | 315 Calle Del Norte, Laredo, TX, 78041-2662 | 0.7 | |
| Travelers | Henri D Kahn Insurance Service Llc | 112 Del Court, Suite B, Laredo, TX, 78041 | 1.5 | |
| Travelers | Pena Insurance Agency | 220 W Hillside Rd Lot 11, Laredo, TX, 78041 | 0.5 | |
| Travelers | Henri D Kahn Insurance Service Llc | 112 Del Court Ste B, Laredo, TX, 78041 | 1.5 | |
| State Farm | Kevin Romo | 7917 Mcpherson Rd Ste 208, Laredo, TX, 78045-2812 | 2.5 | |
| State Farm | Herman Dominguez | 3120 N Arkansas Ave, Laredo, TX, 78043-1644 | 1.9 | |
| Farmers | Melissa Ramirez | 902 N Us Highway 83, Zapata, TX, 78076 | 46.2 | |
| State Farm | Nora Sanchez | 502 W Calton Rd Ste 104, Laredo, TX, 78041-6631 | 0.8 |
Compare Rates for Laredo, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Webb County, TX | $115,500 | $1,427 | $940 | $2,200 | $1,260 |
| Laredo, TX | $118,500 | $1,437 | $950 | $2,210 | $1,260 |
| Ranchos Penitas West, TX | $65,200 | $1,336 | $880 | $2,060 | $1,180 |
| Laredo South-El Cenizo, TX | $88,800 | $1,466 | $970 | $2,260 | $1,290 |
| Bruni, TX | $92,000 | $1,482 | $980 | $2,280 | $1,300 |
| Zapata, TX | $60,000 | $927 | $610 | $1,430 | $820 |
Research Home Insurance Companies Reviews in Laredo, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 07, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 07, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: April 11, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Date: November 25, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 30, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: May 03, 2018 Age: Above 60 Gender: Male Marital Status: Married
Blue Cross Blue Shield Home Insurance Reviews
Date: December 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: October 01, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 28, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: July 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: September 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 17, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: March 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: January 14, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 14, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: April 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: April 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: March 29, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: March 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: December 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: December 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: June 11, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Date: April 17, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: April 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Travelers Home Insurance Reviews
Date: February 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: December 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Nationwide Home Insurance Reviews
Date: April 02, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
The Hartford Home Insurance Reviews
Date: March 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
American Family Insurance Home Insurance Reviews
Date: October 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Married