Gavop shows you how to buy homeowners insurance in Mayfield, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $113,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $124,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $131,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $268,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $604 |
| Superior Protection Discount | -$70 | $632 |
| Fire & Security Discount | -$77 | $625 |
| Hail Resistant Roof Discount | -$14 | $688 |
| Newly Constructed Home Discount | -$183 | $520 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Graves County | $2,000 | $736 | $2,736 | $535 | $2,535 | $201 |
| Mayfield, KY | $1,000 | $694 | $1,694 | $504 | $1,504 | $190 |
| Clinton, KY | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Cunningham, KY | $500 | $840 | $1,340 | $610 | $1,110 | $230 |
| Hazel-Lynn Grove, KY | $2,500 | $873 | $3,373 | $635 | $3,135 | $239 |
| Fulton, KY | $200 | $702 | $902 | $510 | $710 | $192 |
| Brookport, IL | $1,000 | $425 | $1,425 | $309 | $1,309 | $116 |
| Woodland Mills, TN | $500 | $855 | $1,355 | $621 | $1,121 | $234 |
| Charleston, MO | $1,000 | $660 | $1,660 | $479 | $1,479 | $180 |
| Grand Chain, IL | $300 | $691 | $991 | $502 | $802 | $189 |
| Dyer, TN | $2,500 | $732 | $3,232 | $532 | $3,032 | $200 |
| Home Insurance Company Mayfield, KY | Homeowners Insurance Agency Mayfield, KY | Address | Popularity Score | Distance from Mayfield (miles) |
|---|---|---|---|---|
| State Farm | Chad Cochran | 1712 State Route 121 N Ste A, Murray, KY, 42071-8864 | 18.9 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 19.9 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 19.9 | |
| Travelers | Bradshaw & Weil Inc | 621 Broadway St, Paducah, KY, 42001 | 25.5 | |
| State Farm | Larry Krouse | 1100 Main St, Benton, KY, 42025-1450 | 19.9 | |
| Travelers | Lyon County Insurance | Po Box 560, Eddyville, KY, 42038 | 40.8 | |
| Allstate | Lake Barkley Ins | 67 Main St, Cadiz, KY, 42211 | 47.0 | |
| State Farm | Sherri Morrill | 1207 Lone Oak Rd, Paducah, KY, 42003-5093 | 23.2 | |
| State Farm | Jim Mcpeake | 3420 Lone Oak Rd Ste H, Paducah, KY, 42003-5772 | 21.6 | |
| State Farm | Adam Ford | 2601 Jackson St, Paducah, KY, 42003-3853 | 24.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,240 | $590 |
| Graves County, KY | $95,600 | $745 | $540 | $1,020 | $480 |
| Mayfield, KY | $92,600 | $702 | $470 | $1,000 | $530 |
| Clinton, KY | $69,600 | $648 | $450 | $900 | $450 |
| Cunningham, KY | $116,600 | $850 | $570 | $1,220 | $650 |
| Hazel-Lynn Grove, KY | $126,400 | $884 | $650 | $1,260 | $610 |
| Fulton, KY | $82,700 | $711 | $480 | $980 | $500 |
| Brookport, IL | $46,800 | $430 | $290 | $610 | $320 |
| Woodland Mills, TN | $98,500 | $865 | $620 | $1,190 | $570 |
| Charleston, MO | $61,800 | $668 | $450 | $910 | $460 |
| Grand Chain, IL | $115,600 | $699 | $510 | $970 | $460 |
| Dyer, TN | $71,200 | $741 | $530 | $1,020 | $490 |