Gavop tells you how to get the best homeowners insurance in West Holmes, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $107,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $130,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $113,500 | $100,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $729 |
| Home and Two Car | -$128 | $673 |
| Home and Three Car | -$192 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Holmes County | $2,000 | $851 | $2,851 | $618 | $2,618 | $232 |
| Holmes, FL | $2,500 | $792 | $3,292 | $575 | $3,075 | $216 |
| Paxton-Darlington, FL | $200 | $898 | $1,098 | $653 | $853 | $245 |
| DeFuniak Springs, FL | $700 | $807 | $1,507 | $587 | $1,287 | $221 |
| Washington County, FL | $200 | $909 | $1,109 | $660 | $860 | $248 |
| Lockhart, AL | $2,500 | $618 | $3,118 | $449 | $2,949 | $169 |
| Miramar Beach, FL | $200 | $927 | $1,127 | $674 | $874 | $253 |
| Grimes, AL | $300 | $794 | $1,094 | $577 | $877 | $217 |
| Dale County, AL | $700 | $984 | $1,684 | $715 | $1,415 | $269 |
| Malone, FL | $200 | $949 | $1,149 | $690 | $890 | $259 |
| Andalusia, AL | $1,500 | $796 | $2,296 | $578 | $2,078 | $218 |
| Home Insurance Company Holmes, FL | Homeowners Insurance Agency Holmes, FL | Address | Popularity Score | Distance from Holmes (miles) |
|---|---|---|---|---|
| Allstate | Mark S. Mckinney | 3009 Highway 77 Ste M, Panama City, FL, 32405 | 47.3 | |
| Travelers | Priority-One Insurance | 98 Nw Beal Pkwy 98 Nw Beal Pkwy Ft. Walton Beach, Fort Walton Beach, FL, 32548 | 49.9 | |
| State Farm | Jim Liufau | 36008 Emerald Coast Pkwy, Destin, FL, 32541-5732 | 42.6 | |
| Travelers | Niceville Insurance Agency | 109 Bullock Blvd, Niceville, FL, 32578 | 39.0 | |
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 15.5 | |
| Allstate | Michael Cheney | 7 Racetrack Rd Ne, Fort Walton Beach, FL, 32547 | 48.8 | |
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 15.5 | |
| Travelers | Hollomon Insurance Agency | 111 W 23rd St, Panama City, FL, 32405 | 47.9 | |
| Travelers | Affordable Home Insurance Inc | 3999 Commons Dr W Ste F, Destin, FL, 32541 | 43.9 | |
| Allstate | Dr. Manuel (Manny) Garcia | 1069 Main St, Chipley, FL, 32428 | 24.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Holmes County, FL | $92,400 | $861 | $670 | $1,150 | $480 |
| Holmes, FL | $82,100 | $801 | $630 | $1,070 | $440 |
| Paxton-Darlington, FL | $100,800 | $909 | $710 | $1,220 | $510 |
| DeFuniak Springs, FL | $110,700 | $817 | $640 | $1,090 | $450 |
| Washington County, FL | $102,700 | $920 | $720 | $1,230 | $510 |
| Lockhart, AL | $49,400 | $626 | $450 | $860 | $410 |
| Miramar Beach, FL | $355,300 | $938 | $730 | $1,260 | $530 |
| Grimes, AL | $72,400 | $804 | $570 | $1,150 | $580 |
| Dale County, AL | $108,000 | $996 | $670 | $1,420 | $750 |
| Malone, FL | $83,000 | $961 | $750 | $1,290 | $540 |
| Andalusia, AL | $95,300 | $806 | $570 | $1,140 | $570 |